Financial Services - Banks - Regional - NASDAQ - US
$ 25.15
0.953 %
$ 349 M
Market Cap
None
P/E
First Internet Bancorp engages in the provision of online commercial and retail banking products and services. It offers first-lien residential mortgage loans, consumer loans and credit cards & CRE loans in Indiana and other parts of the midwest in the form of office, retail, industrial, and multifamily loans, with credit tenant lease financing. The company was founded on September 15, 2005 and is headquartered in Indianapolis, IN.[ Read More ]
The intrinsic value of one INBKZ stock under the base case scenario is HIDDEN Compared to the current market price of 25.1 USD, First Internet Bancorp - Fixed- is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart INBKZ
FINANCIALS
84.4 M
REVENUE
10.7 M
OPERATING INCOME
8.42 M
NET INCOME
-2.86 M
OPERATING CASH FLOW
-475 M
INVESTING CASH FLOW
612 M
FINANCING CASH FLOW
32.3 M
REVENUE
-12.8 M
OPERATING INCOME
6.99 M
NET INCOME
331 K
OPERATING CASH FLOW
-148 M
INVESTING CASH FLOW
463 M
FINANCING CASH FLOW
Balance Sheet Decomposition
First Internet Bancorp - Fixed-
| Current Assets | 1.31 B |
| Cash & Short-Term Investments | 881 M |
| Receivables | 0 |
| Other Current Assets | 433 M |
| Non-Current Assets | 780 M |
| Long-Term Investments | 702 M |
| PP&E | 73.5 M |
| Other Non-Current Assets | 4.69 M |
| Current Liabilities | 3.37 B |
| Accounts Payable | 3.85 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | 3.36 B |
| Non-Current Liabilities | 4.79 B |
| Long-Term Debt | 465 M |
| Other Non-Current Liabilities | 4.32 B |
EFFICIENCY
Earnings Waterfall
First Internet Bancorp - Fixed-
| Revenue | 84.4 M |
| Cost Of Revenue | 0 |
| Gross Profit | 84.4 M |
| Operating Expenses | 95.3 M |
| Operating Income | 10.7 M |
| Other Expenses | 2.27 M |
| Net Income | 8.42 M |
RATIOS
100.00%
GROSS MARGIN
12.67%
OPERATING MARGIN
9.98%
NET MARGIN
2.32%
ROE
0.16%
ROA
2.20%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
First Internet Bancorp - Fixed-
| Net Income | 8.42 M |
| Depreciation & Amortization | 5.75 M |
| Capital Expenditures | -5.37 M |
| Stock-Based Compensation | 1.26 M |
| Change in Working Capital | -8.32 M |
| Others | 610 K |
| Free Cash Flow | -8.22 M |
Wall Street Analysts Price Targets
First Internet Bancorp - Fixed-
INBKZ has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.18%
DIVIDEND YIELD
0.568 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
First Internet Bancorp - Fixed-
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
1 year ago
May 12, 2023
|
Bought 102 K USD
|
Christian Justin P.
Director |
+ 10000
|
10.17 USD |
|
1 year ago
May 12, 2023
|
Bought 50.2 K USD
|
BECKER DAVID B
Chairman and CEO |
+ 5000
|
10.05 USD |
|
1 year ago
May 11, 2023
|
Bought 99.5 K USD
|
Bade Aasif M.
Director |
+ 10000
|
9.95 USD |
|
1 year ago
May 10, 2023
|
Bought 108 K USD
|
Bade Aasif M.
Director |
+ 10000
|
10.76 USD |
|
1 year ago
May 09, 2023
|
Bought 20.8 K USD
|
Lorch Nicole S.
President & COO |
+ 2000
|
10.4 USD |
|
1 year ago
May 04, 2023
|
Bought 22.2 K USD
|
KEACH JOHN K JR
Director |
+ 2000
|
11.12 USD |
|
1 year ago
May 03, 2023
|
Bought 25 K USD
|
Dee Ann C.
Director |
+ 2000
|
12.52 USD |
|
1 year ago
Mar 29, 2023
|
Bought 34.5 K USD
|
Dee Ann C.
Director |
+ 2000
|
17.26 USD |
|
1 year ago
Mar 16, 2023
|
Bought 19.5 K USD
|
Lorch Nicole S.
President & COO |
+ 1000
|
19.46 USD |
|
1 year ago
Mar 15, 2023
|
Bought 149 K USD
|
Christian Justin P.
Director |
+ 8247
|
18.1 USD |
|
1 year ago
Mar 16, 2023
|
Bought 93.6 K USD
|
BECKER DAVID B
Chairman and CEO |
+ 5000
|
18.72 USD |
|
1 year ago
Feb 23, 2023
|
Bought 27.4 K USD
|
Dee Ann C.
Director |
+ 1000
|
27.43 USD |
|
2 years ago
Oct 25, 2022
|
Bought 250 K USD
|
Christian Justin P.
Director |
+ 10475
|
23.84 USD |
|
2 years ago
Oct 24, 2022
|
Bought 236 K USD
|
BECKER DAVID B
Chairman and CEO |
+ 10000
|
23.6 USD |
|
2 years ago
Oct 24, 2022
|
Bought 22.9 K USD
|
Lorch Nicole S.
President & COO |
+ 1000
|
22.92 USD |
7. News
Baby Bonds Complete Review
A review of all baby bonds. All the baby bonds sorted in categories.
seekingalpha.com
- 4 years ago
First Internet Bancorp (INBK) CEO David Becker on Q2 2020 Results - Earnings Call Transcript
First Internet Bancorp (NASDAQ:INBK) Q2 2020 Earnings Conference Call July 23, 2020, 12:00 PM ET Company Participants Larry Clark - IR, Financial Profiles Incorporated David Becker - Chairman, President and CEO Ken Lovik - EVP and CFO Conference Call Participants Michael Perito - KBW Nathan Race - Piper Sandler John Rodis - Janney Presentation Operator Good day and welcome to the First Internet Bancorp's Earnings Conference Call for the Second Quarter of 2020.
seekingalpha.com
- 4 years ago
First Internet Bancorp 2020 Q2 - Results - Earnings Call Presentation
The following slide deck was published by First Internet Bancorp in conjunction with their 2020 Q2 earnings call.
seekingalpha.com
- 4 years ago
Baby Bonds Complete Review
A review of all baby bonds. All the baby bonds sorted in categories.
seekingalpha.com
- 4 years ago
Baby Bonds Complete Review
A review of all baby bonds. All the baby bonds sorted in categories. What has changed during the past month?
seekingalpha.com
- 4 years ago
8. Profile Summary
First Internet Bancorp - Fixed- INBKZ
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 349 M
Dividend Yield
0.18%
Description
First Internet Bancorp engages in the provision of online commercial and retail banking products and services. It offers first-lien residential mortgage loans, consumer loans and credit cards & CRE loans in Indiana and other parts of the midwest in the form of office, retail, industrial, and multifamily loans, with credit tenant lease financing. The company was founded on September 15, 2005 and is headquartered in Indianapolis, IN.
Contact
Fishers,
http://www.firstinternetbancorp.com
IPO Date
June 17, 2019
Employees
290
Officers