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Financial Services - Banks - Regional - NASDAQ - US
$ 24.68
1.02 %
$ 351 M
Market Cap
20.92
P/E
1. INTRINSIC VALUE

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers commercial, construction and development, commercial term, mortgage, commercial real estate, industrial other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. It operates eight full-service branches in Alexandria, Reston, Arlington, Washington, Loudoun, Prince William, Rockville, and Tysons, as well as a loan production office in Arlington, Virginia.[ Read More ]

The intrinsic value of one JMSB stock under the base case scenario is HIDDEN Compared to the current market price of 24.7 USD, John Marshall Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart JMSB

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FINANCIALS
38.8 M REVENUE
-46.20%
16.1 M OPERATING INCOME
-68.95%
5.16 M NET INCOME
-83.78%
18 M OPERATING CASH FLOW
-45.70%
145 M INVESTING CASH FLOW
153.47%
-125 M FINANCING CASH FLOW
-64.82%
27.1 M REVENUE
-0.81%
5.34 M OPERATING INCOME
6.44%
4.25 M NET INCOME
8.81%
1.42 M OPERATING CASH FLOW
-86.08%
-9.17 M INVESTING CASH FLOW
-84.05%
2.38 M FINANCING CASH FLOW
-72.09%
Balance Sheet Decomposition John Marshall Bancorp, Inc.
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Current Assets 184 M
Cash & Short-Term Investments 177 M
Receivables 6.11 M
Other Current Assets 0
Non-Current Assets 2.41 B
Long-Term Investments 268 M
PP&E 5.46 M
Other Non-Current Assets 2.14 B
Current Liabilities 1.61 B
Accounts Payable 4.56 M
Short-Term Debt 0
Other Current Liabilities 1.6 B
Non-Current Liabilities 349 M
Long-Term Debt 29.2 M
Other Non-Current Liabilities 320 M
EFFICIENCY
Earnings Waterfall John Marshall Bancorp, Inc.
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Revenue 38.8 M
Cost Of Revenue 0
Gross Profit 38.8 M
Operating Expenses 22.7 M
Operating Income 16.1 M
Other Expenses 10.9 M
Net Income 5.16 M
RATIOS
100.00% GROSS MARGIN
100.00%
41.46% OPERATING MARGIN
41.46%
13.30% NET MARGIN
13.30%
2.24% ROE
2.24%
0.23% ROA
0.23%
4.08% ROIC
4.08%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis John Marshall Bancorp, Inc.
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Net Income 5.16 M
Depreciation & Amortization 1.72 M
Capital Expenditures -612 K
Stock-Based Compensation 596 K
Change in Working Capital -3.58 M
Others 9.61 M
Free Cash Flow 17.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets John Marshall Bancorp, Inc.
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JMSB has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.25 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership John Marshall Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
43.2 K USD 1
3-6 MONTHS
100 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
5 months ago
Jun 11, 2024
Bought 8.3 K USD
Kinney Jonathan Craig
Director
+ 500
16.6 USD
5 months ago
Jun 11, 2024
Bought 3.3 K USD
Kinney Jonathan Craig
Director
+ 200
16.52 USD
5 months ago
Jun 07, 2024
Bought 655 USD
Kinney Jonathan Craig
Director
+ 39
16.8 USD
5 months ago
Jun 07, 2024
Bought 5.07 K USD
Kinney Jonathan Craig
Director
+ 300
16.9 USD
5 months ago
Jun 06, 2024
Bought 4.2 K USD
Kinney Jonathan Craig
Director
+ 250
16.8 USD
5 months ago
Jun 04, 2024
Bought 185 USD
Kinney Jonathan Craig
Director
+ 11
16.8 USD
5 months ago
May 29, 2024
Bought 6.72 K USD
Kinney Jonathan Craig
Director
+ 400
16.8 USD
5 months ago
May 20, 2024
Bought 6.26 K USD
Kinney Jonathan Craig
Director
+ 370
16.91 USD
5 months ago
May 20, 2024
Bought 3.39 K USD
Kinney Jonathan Craig
Director
+ 200
16.93 USD
6 months ago
May 16, 2024
Bought 5.11 K USD
Kinney Jonathan Craig
Director
+ 300
17.02 USD
6 months ago
May 13, 2024
Bought 5.1 K USD
Kinney Jonathan Craig
Director
+ 300
17.01 USD
6 months ago
May 13, 2024
Bought 8.25 K USD
Kinney Jonathan Craig
Director
+ 500
16.5 USD
6 months ago
May 10, 2024
Bought 3.18 K USD
Kinney Jonathan Craig
Director
+ 181
17.55 USD
6 months ago
May 10, 2024
Bought 5.16 K USD
Kinney Jonathan Craig
Director
+ 300
17.2 USD
6 months ago
May 08, 2024
Bought 1.75 K USD
Kinney Jonathan Craig
Director
+ 100
17.5 USD
6 months ago
May 01, 2024
Bought 4.29 K USD
Kinney Jonathan Craig
Director
+ 260
16.5 USD
6 months ago
Apr 30, 2024
Bought 7.19 K USD
Kinney Jonathan Craig
Director
+ 419
17.15 USD
6 months ago
Apr 30, 2024
Bought 10.2 K USD
Kinney Jonathan Craig
Director
+ 600
17 USD
6 months ago
Apr 29, 2024
Bought 13.8 K USD
Kinney Jonathan Craig
Director
+ 800
17.2 USD
6 months ago
Apr 29, 2024
Bought 20.5 K USD
Kinney Jonathan Craig
Director
+ 1200
17.1 USD
6 months ago
Apr 30, 2024
Bought 660 USD
Kinney Jonathan Craig
Director
+ 40
16.5 USD
6 months ago
Apr 29, 2024
Bought 3.23 K USD
Kinney Jonathan Craig
Director
+ 188
17.175 USD
6 months ago
Apr 29, 2024
Bought 2.73 K USD
Kinney Jonathan Craig
Director
+ 158
17.25 USD
6 months ago
Apr 29, 2024
Bought 8.55 K USD
Kinney Jonathan Craig
Director
+ 500
17.1 USD
6 months ago
Apr 29, 2024
Bought 5.75 K USD
Kinney Jonathan Craig
Director
+ 335
17.15 USD
1 year ago
Oct 26, 2023
Bought 5.16 K USD
Kinney Jonathan Craig
Director
+ 300
17.2 USD
1 year ago
Aug 07, 2023
Sell 4.22 K USD
Nguonly Lim
Director
- 211
20 USD
1 year ago
Aug 08, 2023
Sell 45.8 K USD
Nguonly Lim
Director
- 2289
20 USD
1 year ago
Aug 08, 2023
Bought 9.73 K USD
Kinney Jonathan Craig
Director
+ 494
19.7 USD
1 year ago
Aug 08, 2023
Bought 9.88 K USD
Kinney Jonathan Craig
Director
+ 500
19.75 USD
1 year ago
Aug 07, 2023
Bought 118 USD
Kinney Jonathan Craig
Director
+ 6
19.7 USD
1 year ago
Aug 04, 2023
Bought 9.82 K USD
Kinney Jonathan Craig
Director
+ 500
19.65 USD
1 year ago
Jul 28, 2023
Sell 34.8 K USD
Nguonly Lim
Director
- 1800
19.32 USD
1 year ago
Jul 28, 2023
Sell 5.05 K USD
Nguonly Lim
Director
- 261
19.34 USD
1 year ago
Jul 28, 2023
Sell 5.03 K USD
Nguonly Lim
Director
- 260
19.36 USD
1 year ago
Jul 28, 2023
Sell 1.94 K USD
Nguonly Lim
Director
- 100
19.35 USD
1 year ago
Jul 28, 2023
Sell 698 USD
Nguonly Lim
Director
- 36
19.4 USD
1 year ago
Jul 28, 2023
Sell 549 USD
Nguonly Lim
Director
- 28
19.61 USD
1 year ago
Jul 28, 2023
Sell 275 USD
Nguonly Lim
Director
- 14
19.66 USD
1 year ago
Jul 28, 2023
Sell 19.4 USD
Nguonly Lim
Director
- 1
19.37 USD
1 year ago
Jul 28, 2023
Bought 3.94 K USD
Kinney Jonathan Craig
Director
+ 200
19.7 USD
1 year ago
Jul 27, 2023
Bought 5.7 K USD
Kinney Jonathan Craig
Director
+ 300
19 USD
1 year ago
Jul 27, 2023
Bought 9.6 K USD
Kinney Jonathan Craig
Director
+ 500
19.21 USD
1 year ago
May 10, 2023
Bought 8.6 K USD
Kinney Jonathan Craig
Director
+ 500
17.21 USD
1 year ago
May 10, 2023
Bought 6.86 K USD
Kinney Jonathan Craig
Director
+ 400
17.15 USD
1 year ago
May 05, 2023
Bought 6.88 K USD
Kinney Jonathan Craig
Director
+ 400
17.2 USD
1 year ago
May 05, 2023
Bought 3.43 K USD
Kinney Jonathan Craig
Director
+ 200
17.15 USD
1 year ago
May 04, 2023
Bought 10.4 K USD
Kinney Jonathan Craig
Director
+ 600
17.35 USD
1 year ago
May 01, 2023
Bought 7.14 K USD
Kinney Jonathan Craig
Director
+ 400
17.85 USD
1 year ago
Apr 28, 2023
Bought 12.8 K USD
Kinney Jonathan Craig
Director
+ 700
18.35 USD
1 year ago
Apr 27, 2023
Bought 14.6 K USD
Kinney Jonathan Craig
Director
+ 800
18.3 USD
1 year ago
Mar 16, 2023
Bought 18.4 K USD
Kinney Jonathan Craig
Director
+ 800
23 USD
1 year ago
Mar 15, 2023
Bought 11.2 K USD
Kinney Jonathan Craig
Director
+ 500
22.43 USD
1 year ago
Mar 15, 2023
Bought 11.2 K USD
Kinney Jonathan Craig
Director
+ 500
22.4 USD
1 year ago
Mar 15, 2023
Bought 12.7 K USD
Kinney Jonathan Craig
Director
+ 570
22.2 USD
1 year ago
Mar 15, 2023
Bought 1.09 K USD
Kinney Jonathan Craig
Director
+ 49
22.16 USD
1 year ago
Mar 15, 2023
Bought 1.79 K USD
Kinney Jonathan Craig
Director
+ 81
22.05 USD
1 year ago
Mar 14, 2023
Bought 11.2 K USD
Kinney Jonathan Craig
Director
+ 500
22.4 USD
1 year ago
Mar 14, 2023
Bought 14.2 K USD
Kinney Jonathan Craig
Director
+ 646
22 USD
1 year ago
Mar 14, 2023
Bought 8.8 K USD
Kinney Jonathan Craig
Director
+ 400
21.99 USD
1 year ago
Mar 14, 2023
Bought 3.38 K USD
Kinney Jonathan Craig
Director
+ 154
21.98 USD
1 year ago
Mar 14, 2023
Bought 59.1 K USD
Kinney Jonathan Craig
Director
+ 2700
21.9 USD
1 year ago
Mar 14, 2023
Bought 6.57 K USD
Kinney Jonathan Craig
Director
+ 300
21.89 USD
1 year ago
Mar 14, 2023
Bought 4.37 K USD
Kinney Jonathan Craig
Director
+ 200
21.84 USD
1 year ago
Mar 14, 2023
Bought 12.5 K USD
Kinney Jonathan Craig
Director
+ 581
21.6 USD
1 year ago
Feb 17, 2023
Sell 27 USD
Nguonly Lim
Director
- 1
27 USD
1 year ago
Feb 16, 2023
Sell 432 USD
Nguonly Lim
Director
- 16
27 USD
1 year ago
Feb 06, 2023
Sell 2.83 K USD
Nguonly Lim
Director
- 101
28 USD
2 years ago
Nov 18, 2022
Sell 16.6 K USD
Nguonly Lim
Director
- 574
29 USD
2 years ago
Nov 15, 2022
Sell 30.7 K USD
Nguonly Lim
Director
- 1060
29 USD
2 years ago
Nov 07, 2022
Sell 53.7 K USD
Chase Philip
Director
- 1846
29.11 USD
2 years ago
Nov 08, 2022
Sell 57 USD
Chase Philip
Director
- 2
28.52 USD
2 years ago
Nov 10, 2022
Sell 90 K USD
Chase Philip
Director
- 3152
28.56 USD
2 years ago
Aug 12, 2022
Sell 274 K USD
Nguonly Lim
director:
- 10000
27.4 USD
2 years ago
Aug 01, 2022
Sell 318 USD
Nguonly Lim
director:
- 12
26.5 USD
2 years ago
Jun 03, 2022
Sell 275 USD
Nguonly Lim
director:
- 10
27.53 USD
2 years ago
May 27, 2022
Sell 55.7 K USD
DODSON CARL E
director: CHIEF OPERATING OFFICER & CRO
- 2000
27.84 USD
2 years ago
May 26, 2022
Sell 418 USD
Chase Philip
director:
- 15
27.87 USD
2 years ago
May 26, 2022
Sell 389 USD
Chase Philip
director:
- 14
27.82 USD
2 years ago
May 26, 2022
Sell 13.7 K USD
DODSON CARL E
director: CHIEF OPERATING OFFICER & CRO
- 500
27.42 USD
2 years ago
May 24, 2022
Sell 5.49 K USD
DODSON CARL E
director: CHIEF OPERATING OFFICER & CRO
- 200
27.47 USD
2 years ago
May 18, 2022
Sell 68.8 K USD
DODSON CARL E
director: CHIEF OPERATING OFFICER & CRO
- 2500
27.5 USD
2 years ago
May 17, 2022
Sell 52 K USD
Nguonly Lim
director:
- 2000
26 USD
2 years ago
May 13, 2022
Sell 63 K USD
DODSON CARL E
director: CHIEF OPERATING OFFICER & CRO
- 2500
25.2 USD
2 years ago
May 03, 2022
Sell 9.76 K USD
DODSON CARL E
director: CHIEF OPERATING OFFICER & CRO
- 405
24.09 USD
2 years ago
May 02, 2022
Sell 22.4 K USD
DODSON CARL E
director: CHIEF OPERATING OFFICER & CRO
- 1000
22.39 USD
7. News
John Marshall Bancorp, Inc. Reports Core Deposit and Loan Growth RESTON, Va.--(BUSINESS WIRE)--John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”), parent company of John Marshall Bank (the “Bank”), reported net income of $4.2 million ($0.30 per diluted common share) for the quarter ended September 30, 2024, compared to net income of $3.9 million ($0.27 per diluted common share) for the quarter ended June 30, 2024 and a net loss of $10.1 million ($(0.72) per diluted common share) for the quarter ended September 30, 2023. The loss for the quarter ended. businesswire.com - 3 weeks ago
John Marshall Bank Hires Rodney Francisque as Vice President, Branch Manager in Alexandria RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (“JMB” or the “Bank”), subsidiary of John Marshall Bancorp, Inc. (the “Company”) (Nasdaq: JMSB), is proud to announce the recent hire of Rodney Francisque as Vice President, Branch Manager of the Bank's Alexandria Branch, located at 640 Franklin Street. Mr. Francisque brings over 24 years of bank leadership and customer relationship development experience to the Bank and the Alexandria market. Mr. Francisque most recently served as a Branch Leade. businesswire.com - 3 weeks ago
John Marshall Bank Hires Robbie Hancock as Vice President, Commercial Real Estate Lender in Alexandria RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (the “Bank”), subsidiary of John Marshall Bancorp, Inc. (Nasdaq: JMSB), is proud to announce the recent hire of Robbie Hancock as Vice President, Commercial Real Estate Lender who will work to develop commercial real estate relationships in Alexandria and throughout the rest of the Bank's footprint in the DC Metro area. Mr. Hancock has over 13 years of banking experience, 10 of which are in the commercial real estate lending space. Throughout his. businesswire.com - 1 month ago
John Marshall Bank Hires Kathryn R. Speakman as Senior Vice President, Commercial Lender in Alexandria and DC RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (the “Bank”), subsidiary of John Marshall Bancorp, Inc. (Nasdaq: JMSB), is proud to announce the recent hire of Kathryn R. Speakman as Senior Vice President, Commercial Lender in the Bank's Alexandria and Washington DC Markets. Ms. Speakman brings over 27 years of commercial lending experience to the Bank. Throughout her career, Ms. Speakman has worked with the same variety of industries that the Bank serves, including a close relationship with t. businesswire.com - 4 months ago
John Marshall Bank Hires Ross A. Berman as Senior Vice President, Commercial Team Lead in Rockville RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (the “Bank”), subsidiary of John Marshall Bancorp, Inc. (Nasdaq: JMSB), is proud to announce the recent hire of Ross A. Berman as Senior Vice President, Commercial Team Lead in the Rockville Market. Mr. Berman will use his over 21 years of experience as a community banker to lead the commercial sales and business development efforts in the Bank's DC Metro market. The epitome of a community banker, Mr. Berman has spent his career, education, and l. businesswire.com - 6 months ago
John Marshall Bancorp, Inc. Announces Annual Cash Dividend RESTON, Va.--(BUSINESS WIRE)--The Board of Directors of John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”) declared an annual cash dividend of $0.25 per outstanding share of common stock on April 24, 2024, payable on July 8, 2024, to shareholders of record as of the close of business on June 28, 2024. This per share amount reflects a 13.6% increase over the annual cash dividend paid in 2023 and 25% increase over the initial cash dividend paid in 2022. The 2024 cash dividend will result. businesswire.com - 6 months ago
John Marshall Bancorp, Inc. Reports First Quarter 2024 Results RESTON, Va.--(BUSINESS WIRE)--John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”), parent company of John Marshall Bank (the “Bank”), reported its financial results for the three months ended March 31, 2024. Selected Highlights Pristine Asset Quality – For the eighteenth consecutive quarter, the Company had no non-performing loans, no other real estate owned and no loans 30 days or more past due. There were no charge-offs during the quarter. The Company continues to adhere to strict unde. businesswire.com - 6 months ago
Axcelus Financial Hits Record Assets of $14 Billion PHILADELPHIA--(BUSINESS WIRE)--Axcelus Financial (“Axcelus”), an international provider of private placement life insurance and annuities, has achieved record assets under administration of $14 billion following its recent rebrand in January 2024. This milestone cements Axcelus as an industry leader and is indicative of the firm's unwavering dedication to serving the interests of its policyholders and business partners over the course of three decades. Michael Farrell, Chief Executive Officer,. businesswire.com - 7 months ago
John Marshall Bank Hires Sean Biehl as Vice President, Commercial Lender in Northern Virginia RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (“JMB” or the “Bank”), subsidiary of John Marshall Bancorp, Inc. (the “Company”) (Nasdaq: JMSB), is proud to announce the recent hire of Sean Biehl as Vice President, Commercial Lender in Fairfax, Loudoun, and Prince William County. Mr. Biehl brings over 16 years of relationship-centered banking experience to the Bank. Mr. Biehl most recently served as a Vice President, Commercial Lender for National Capital Bank in Loudoun County. His knowledge. businesswire.com - 7 months ago
John Marshall Bank Announces Escrow Optimizer, a New Digital Platform for Escrow Deposits RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (“JMB” or the “Bank”), subsidiary of John Marshall Bancorp, Inc. (the “Company”) (Nasdaq: JMSB), is proud to announce that the Bank has launched the Escrow Optimizer Platform to add to the Bank's growing and robust products and service offerings. The Escrow Optimizer, a 24/7 digital platform, offers tracking of transactions along with reporting and tax form capabilities that simplify the daily operations of managing escrow and subaccounts. Additi. businesswire.com - 7 months ago
John Marshall Bancorp, Inc. Reports Higher Net Interest Margin, Strong Loan Growth and Pristine Asset Quality RESTON, Va.--(BUSINESS WIRE)--John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”), parent company of John Marshall Bank (the “Bank”), reported its financial results for the three and twelve months ended December 31, 2023. Selected Highlights Higher Net Interest Margin – Net interest margin was 2.12% for the three months ended December 31, 2023 compared to 2.08% for the three months ended September 30, 2023. During the third quarter, we repositioned the balance sheet by shedding $183.1 mi. businesswire.com - 9 months ago
John Marshall Bank Announces Inclusion into the Small Business Administration Preferred Lender Program RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (“JMB” or the “Bank”), subsidiary of John Marshall Bancorp, Inc. (the “Company”) (Nasdaq: JMSB), is proud to announce that the Bank has been designated as a “preferred lender” as part of the Small Business Administration's (SBA) Preferred Lender Program. This designation, which is the highest recognition a lender can receive, adds to the Bank's growing business banking operations by greatly streamlining the loan approval process for SBA guarantee. businesswire.com - 11 months ago
8. Profile Summary

John Marshall Bancorp, Inc. JMSB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 351 M
Dividend Yield 0.00%
Description John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers commercial, construction and development, commercial term, mortgage, commercial real estate, industrial other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. It operates eight full-service branches in Alexandria, Reston, Arlington, Washington, Loudoun, Prince William, Rockville, and Tysons, as well as a loan production office in Arlington, Virginia. The company was founded in 2005 and is headquartered in Reston, Virginia.
Contact 1943 Isaac Newton Square, Reston, VA, 20190 https://www.johnmarshallbank.com
IPO Date March 2, 2017
Employees 134
Officers Ms. Sheila Yosufy Executive Vice President & Director of Sales Mr. Andrew J. Peden Senior Executive Vice President & Chief of Banking Officer Mr. Edward S. Harrington Regional President of MD/DC Patrick Runge Senior Vice President & Chief Technology Officer Mr. Kent D. Carstater Senior Executive Vice President & Chief Financial Officer Mr. Christopher W. Bergstrom President, Chief Executive Officer & Director Shannon Rones Senior Vice President & Marketing Director Melanie M. Williams Senior Vice President & Director of Human Resources Ms. Kelly J. Bell Executive Vice President & Chief Operating Officer Mr. Michael Bell Chief Accounting Officer