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Financial Services - Banks - Regional - NASDAQ - US
$ 17.81
0.347 %
$ 254 M
Market Cap
14.21
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one JMSB stock under the worst case scenario is HIDDEN Compared to the current market price of 17.8 USD, John Marshall Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one JMSB stock under the base case scenario is HIDDEN Compared to the current market price of 17.8 USD, John Marshall Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one JMSB stock under the best case scenario is HIDDEN Compared to the current market price of 17.8 USD, John Marshall Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart JMSB

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$22.0$22.0$21.0$21.0$20.0$20.0$19.0$19.0$18.0$18.0$17.0$17.0$16.0$16.0$15.0$15.0$14.0$14.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
53.3 M REVENUE
37.43%
21.9 M OPERATING INCOME
36.04%
17.1 M NET INCOME
231.93%
17.3 M OPERATING CASH FLOW
-4.14%
31 M INVESTING CASH FLOW
-78.62%
-24.8 M FINANCING CASH FLOW
80.26%
27.3 M REVENUE
-3.43%
6.18 M OPERATING INCOME
1.29%
4.81 M NET INCOME
0.71%
6.96 M OPERATING CASH FLOW
26.57%
9.85 M INVESTING CASH FLOW
159.65%
29.8 M FINANCING CASH FLOW
168.09%
Balance Sheet John Marshall Bancorp, Inc.
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Current Assets 149 M
Cash & Short-Term Investments 143 M
Receivables 6 M
Other Current Assets 0
Non-Current Assets 2.09 B
Long-Term Investments 2.07 B
PP&E 6.33 M
Other Non-Current Assets 7.4 M
6.41 %92.71 %Total Assets$2.2b
Current Liabilities 1.89 B
Accounts Payable 2.39 M
Short-Term Debt 0
Other Current Liabilities 1.89 B
Non-Current Liabilities 93.5 M
Long-Term Debt 86.2 M
Other Non-Current Liabilities 7.36 M
95.18 %4.33 %Total Liabilities$2.0b
EFFICIENCY
Earnings Waterfall John Marshall Bancorp, Inc.
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Revenue 53.3 M
Cost Of Revenue 0
Gross Profit 53.3 M
Operating Expenses 31.8 M
Operating Income 21.9 M
Other Expenses 4.76 M
Net Income 17.1 M
60m60m50m50m40m40m30m30m20m20m10m10m0053m053m(32m)22m(5m)17mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
41.03% OPERATING MARGIN
41.03%
32.11% NET MARGIN
32.11%
6.94% ROE
6.94%
0.77% ROA
0.77%
5.03% ROIC
5.03%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis John Marshall Bancorp, Inc.
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35m35m30m30m25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 17.1 M
Depreciation & Amortization 1.68 M
Capital Expenditures -483 K
Stock-Based Compensation 555 K
Change in Working Capital -469 K
Others 236 K
Free Cash Flow 16.8 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets John Marshall Bancorp, Inc.
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JMSB has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.25 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.300.300.250.250.200.200.150.150.100.100.050.050.000.000.20.200.220.220.250.250.250.2520222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership John Marshall Bancorp, Inc.
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Sold
0-3 MONTHS
87.6 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
684 K USD 3
9-12 MONTHS
0 USD 0
Bought
164 K USD 3
0-3 MONTHS
65.1 K USD 1
3-6 MONTHS
12.2 K USD 1
6-9 MONTHS
11.6 K USD 1
9-12 MONTHS
7. News
John Marshall Bank Hires John Ashkar as SVP, Director of Business Banking to Lead Business Banking Team RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (“JMB” or the “Bank”), subsidiary of John Marshall Bancorp, Inc. (the “Company”) (Nasdaq: JMSB), is proud to announce the hiring of John Ashkar as Senior Vice President, Director of Business Banking. In his role, Mr. Ashkar will lead the Bank's business banking team and platform while expanding the Bank's small business lending programs which will feature an increased focus on the Bank's partnership with the US Small Business Administration. As p. businesswire.com - 1 month ago
John Marshall Bancorp, Inc. Announces Annual Cash Dividend RESTON, Va.--(BUSINESS WIRE)--John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”) announced that its Board of Directors has declared an annual cash dividend of $0.30 per outstanding share of common stock. The dividend will be payable on July 7, 2025, to shareholders of record as of the close of business on June 27, 2025. This per share amount reflects a 20% increase over the annual cash dividend paid in 2024. The 2025 cash dividend will result in aggregate dividend payments of approximat. businesswire.com - 1 month ago
John Marshall Bancorp, Inc. Reports Margin Expansion Drives 20% Increase in Net Interest Income, Balance Sheet Remains Source of Strength RESTON, Va.--(BUSINESS WIRE)--John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”), parent company of John Marshall Bank (the “Bank”), reported net income of $4.8 million for the quarter ended March 31, 2025 compared to $4.2 million for the quarter ended March 31, 2024, an increase of $606 thousand or 14.4%. Diluted earnings per share were $0.34 for the quarter ended March 31, 2025 compared to $0.30 for the quarter ended March 31, 2024, an increase of 13.3%. For the quarter ended December. businesswire.com - 1 month ago
John Marshall Bank Expands Commercial Team with the Hiring of Pete Follansbee as SVP, Commercial Team Lead, in Prince William County as Part of Regional Growth Strategy RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (“JMB” or the “Bank”), subsidiary of John Marshall Bancorp, Inc. (the “Company”) (Nasdaq: JMSB), is proud to announce the hiring of Pete Follansbee as Senior Vice President, Commercial Team Lead in Prince William County and the surrounding areas. With a focus on commercial business, including trade contractors, Mr. Follansbee will play a key role in the growth of the Bank's core markets and industry specialties. “Pete is a veteran banker, and we. businesswire.com - 3 months ago
John Marshall Bancorp, Inc. Reports Core Deposit and Loan Growth RESTON, Va.--(BUSINESS WIRE)--John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”), parent company of John Marshall Bank (the “Bank”), reported net income of $4.2 million ($0.30 per diluted common share) for the quarter ended September 30, 2024, compared to net income of $3.9 million ($0.27 per diluted common share) for the quarter ended June 30, 2024 and a net loss of $10.1 million ($(0.72) per diluted common share) for the quarter ended September 30, 2023. The loss for the quarter ended. businesswire.com - 7 months ago
John Marshall Bank Hires Rodney Francisque as Vice President, Branch Manager in Alexandria RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (“JMB” or the “Bank”), subsidiary of John Marshall Bancorp, Inc. (the “Company”) (Nasdaq: JMSB), is proud to announce the recent hire of Rodney Francisque as Vice President, Branch Manager of the Bank's Alexandria Branch, located at 640 Franklin Street. Mr. Francisque brings over 24 years of bank leadership and customer relationship development experience to the Bank and the Alexandria market. Mr. Francisque most recently served as a Branch Leade. businesswire.com - 7 months ago
John Marshall Bank Hires Robbie Hancock as Vice President, Commercial Real Estate Lender in Alexandria RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (the “Bank”), subsidiary of John Marshall Bancorp, Inc. (Nasdaq: JMSB), is proud to announce the recent hire of Robbie Hancock as Vice President, Commercial Real Estate Lender who will work to develop commercial real estate relationships in Alexandria and throughout the rest of the Bank's footprint in the DC Metro area. Mr. Hancock has over 13 years of banking experience, 10 of which are in the commercial real estate lending space. Throughout his. businesswire.com - 8 months ago
John Marshall Bank Hires Kathryn R. Speakman as Senior Vice President, Commercial Lender in Alexandria and DC RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (the “Bank”), subsidiary of John Marshall Bancorp, Inc. (Nasdaq: JMSB), is proud to announce the recent hire of Kathryn R. Speakman as Senior Vice President, Commercial Lender in the Bank's Alexandria and Washington DC Markets. Ms. Speakman brings over 27 years of commercial lending experience to the Bank. Throughout her career, Ms. Speakman has worked with the same variety of industries that the Bank serves, including a close relationship with t. businesswire.com - 11 months ago
John Marshall Bank Hires Ross A. Berman as Senior Vice President, Commercial Team Lead in Rockville RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (the “Bank”), subsidiary of John Marshall Bancorp, Inc. (Nasdaq: JMSB), is proud to announce the recent hire of Ross A. Berman as Senior Vice President, Commercial Team Lead in the Rockville Market. Mr. Berman will use his over 21 years of experience as a community banker to lead the commercial sales and business development efforts in the Bank's DC Metro market. The epitome of a community banker, Mr. Berman has spent his career, education, and l. businesswire.com - 1 year ago
John Marshall Bancorp, Inc. Announces Annual Cash Dividend RESTON, Va.--(BUSINESS WIRE)--The Board of Directors of John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”) declared an annual cash dividend of $0.25 per outstanding share of common stock on April 24, 2024, payable on July 8, 2024, to shareholders of record as of the close of business on June 28, 2024. This per share amount reflects a 13.6% increase over the annual cash dividend paid in 2023 and 25% increase over the initial cash dividend paid in 2022. The 2024 cash dividend will result. businesswire.com - 1 year ago
John Marshall Bancorp, Inc. Reports First Quarter 2024 Results RESTON, Va.--(BUSINESS WIRE)--John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”), parent company of John Marshall Bank (the “Bank”), reported its financial results for the three months ended March 31, 2024. Selected Highlights Pristine Asset Quality – For the eighteenth consecutive quarter, the Company had no non-performing loans, no other real estate owned and no loans 30 days or more past due. There were no charge-offs during the quarter. The Company continues to adhere to strict unde. businesswire.com - 1 year ago
John Marshall Bank Hires Sean Biehl as Vice President, Commercial Lender in Northern Virginia RESTON, Va.--(BUSINESS WIRE)--John Marshall Bank (“JMB” or the “Bank”), subsidiary of John Marshall Bancorp, Inc. (the “Company”) (Nasdaq: JMSB), is proud to announce the recent hire of Sean Biehl as Vice President, Commercial Lender in Fairfax, Loudoun, and Prince William County. Mr. Biehl brings over 16 years of relationship-centered banking experience to the Bank. Mr. Biehl most recently served as a Vice President, Commercial Lender for National Capital Bank in Loudoun County. His knowledge. businesswire.com - 1 year ago
8. Profile Summary

John Marshall Bancorp, Inc. JMSB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 254 M
Dividend Yield 0.00%
Description John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers commercial, construction and development, commercial term, mortgage, commercial real estate, industrial other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. It operates eight full-service branches in Alexandria, Reston, Arlington, Washington, Loudoun, Prince William, Rockville, and Tysons, as well as a loan production office in Arlington, Virginia. The company was founded in 2005 and is headquartered in Reston, Virginia.
Contact 1943 Isaac Newton Square, Reston, VA, 20190 https://www.johnmarshallbank.com
IPO Date March 2, 2017
Employees 136
Officers Mr. Kent D. Carstater Senior Executive Vice President & Chief Financial Officer Mr. Andrew J. Peden Senior Executive Vice President & Chief of Banking Officer Mr. Edward S. Harrington Regional President of MD/DC Mr. Patrick Runge Senior Vice President & Chief Technology Officer Mr. Christopher W. Bergstrom President, Chief Executive Officer & Director Ms. Shannon Rones Senior Vice President & Marketing Director Ms. Sheila Yosufy Executive Vice President & Director of Sales Ms. Kelly J. Bell Executive Vice President & Chief Operating Officer Mr. Michael Bell Chief Accounting Officer Melanie M. Williams Senior Vice President & Director of Human Resources