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Technology - Software - Infrastructure - NASDAQ - US
$ 11.67
-4.81 %
$ 358 M
Market Cap
6.52
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one IMXI stock under the worst case scenario is HIDDEN Compared to the current market price of 11.7 USD, International Money Express, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one IMXI stock under the base case scenario is HIDDEN Compared to the current market price of 11.7 USD, International Money Express, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one IMXI stock under the best case scenario is HIDDEN Compared to the current market price of 11.7 USD, International Money Express, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart IMXI

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$22.0$22.0$20.0$20.0$18.0$18.0$16.0$16.0$14.0$14.0$12.0$12.0$10.0$10.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
659 M REVENUE
-0.01%
95 M OPERATING INCOME
-0.50%
58.8 M NET INCOME
-1.17%
53.1 M OPERATING CASH FLOW
-63.01%
-43.9 M INVESTING CASH FLOW
-140.40%
-114 M FINANCING CASH FLOW
-207.66%
165 M REVENUE
-4.18%
24.7 M OPERATING INCOME
-11.23%
15.4 M NET INCOME
-11.05%
-4.88 M OPERATING CASH FLOW
-16.66%
-16.1 M INVESTING CASH FLOW
-108.68%
-2.97 M FINANCING CASH FLOW
96.94%
Balance Sheet International Money Express, Inc.
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Current Assets 298 M
Cash & Short-Term Investments 131 M
Receivables 107 M
Other Current Assets 60.2 M
Non-Current Assets 165 M
Long-Term Investments 0
PP&E 50.4 M
Other Non-Current Assets 114 M
28.22 %23.16 %13.02 %10.89 %24.71 %Total Assets$462.4m
Current Liabilities 152 M
Accounts Payable 19.5 M
Short-Term Debt 6.47 M
Other Current Liabilities 126 M
Non-Current Liabilities 175 M
Long-Term Debt 175 M
Other Non-Current Liabilities 250 K
5.96 %38.48 %53.51 %Total Liabilities$327.5m
EFFICIENCY
Earnings Waterfall International Money Express, Inc.
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Revenue 659 M
Cost Of Revenue 68.2 M
Gross Profit 590 M
Operating Expenses 495 M
Operating Income 95 M
Other Expenses 36.2 M
Net Income 58.8 M
700m700m600m600m500m500m400m400m300m300m200m200m100m100m00659m(68m)590m(495m)95m(36m)59mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
89.64% GROSS MARGIN
89.64%
14.43% OPERATING MARGIN
14.43%
8.93% NET MARGIN
8.93%
43.60% ROE
43.60%
12.72% ROA
12.72%
21.18% ROIC
21.18%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis International Money Express, Inc.
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140m140m120m120m100m100m80m80m60m60m40m40m20m20m00(20m)(20m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 58.8 M
Depreciation & Amortization 13.6 M
Capital Expenditures -30 M
Stock-Based Compensation 7.04 M
Change in Working Capital -42.4 M
Others -2.85 M
Free Cash Flow 23.1 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets International Money Express, Inc.
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Wall Street analysts predict an average 1-year price target for IMXI of $27.8 , with forecasts ranging from a low of $25 to a high of $30 .
IMXI Lowest Price Target Wall Street Target
25 USD 114.22%
IMXI Average Price Target Wall Street Target
27.8 USD 137.79%
IMXI Highest Price Target Wall Street Target
30 USD 157.07%
Price
Max Price Target
Min Price Target
Average Price Target
30302828262624242222202018181616141412121010May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership International Money Express, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
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6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
International Money Express Inc. (IMXI) Q4 2024 Earnings Call Transcript International Money Express Inc. (NASDAQ:IMXI ) Q4 2024 Earnings Conference Call February 26, 2025 9:00 AM ET Company Participants Alex Sadowski - Investor Relations Coordinator Bob Lisy - Chairman, Chief Executive Officer and President Andras Bende - Chief Financial Officer Chris Hunt - Chief Operating Officer Conference Call Participants Gus Gala - MCH & Company David Scharf - Citizens Mike Grondahl - Northland Chris Zhang - UBS Operator Hello, and welcome to the International Money Express Inc. Fourth Quarter 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 1 month ago
Compared to Estimates, International Money Express (IMXI) Q4 Earnings: A Look at Key Metrics The headline numbers for International Money Express (IMXI) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 1 month ago
International Money Express (IMXI) Q4 Earnings and Revenues Lag Estimates International Money Express (IMXI) came out with quarterly earnings of $0.57 per share, missing the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.56 per share a year ago. zacks.com - 1 month ago
Intermex Launches Wire Transfers via WhatsApp, Making Money Transfers Easier Than Ever MIAMI, Feb. 20, 2025 (GLOBE NEWSWIRE) -- International Money Express, Inc. (NASDAQ: IMXI) ("Intermex" or the "Company"), a leading omnichannel money remittance and financial services provider, is making it easier than ever to send money by launching wire transfers through WhatsApp, the messaging app of choice for millions of Latinos. With 95% of U.S. Hispanics using WhatsApp on their smartphones, this new feature brings fast, secure, and convenient money transfers right into the app they already trust and love. globenewswire.com - 1 month ago
International Money Express: Key Catalysts Strengthening As New Catalysts Emerge Intermex stock has rallied in recent months, in particular due to a solid earnings release, as well as an announcement that IMXI is actively assessing "strategic initiatives." Yet even if this latest news fails to result in a buyout offer for the remittance company, on its own IXMI stock could surge to $30 or more per share. How? Improved results, especially as the company expands its product offerings, and continues to make bolt-on acquisitions. seekingalpha.com - 3 months ago
International Money Express, Inc (Intermex) Expands Connectivity: Launches International Top-Up Services Across 130+ Countries MIAMI, Dec. 12, 2024 (GLOBE NEWSWIRE) -- International Money Express, Inc. (NASDAQ: IMXI) ("Intermex" or the "Company"), a leading omnichannel money remittance services provider, is excited to announce the launch of its new international top-up service, in partnership with Ding, the market-leading provider of cross-border mobile top-up. Starting this December, Intermex customers can send mobile airtime top-ups to loved ones in more than 130 countries, connecting with hundreds of telecom providers worldwide. globenewswire.com - 4 months ago
International Money Express, Inc. (Intermex) Strengthens Digital Remittance Services with Acquisition of Amigo Paisano's Business MIAMI, Dec. 04, 2024 (GLOBE NEWSWIRE) -- International Money Express, Inc. (NASDAQ: IMXI) (“Intermex” or the “Company”), a leading, omnichannel money remittance services company, has announced its acquisition of certain of the assets and operations of Amigo Paisano, S.A., a Guatemala-based remittance company, including its well-recognized U.S., European, and LATAM brands and trademarks. The long-term partnership between the two companies makes this acquisition a natural progression in Intermex's strategy to enhance its digital coverage and expand its presence in Central America. globenewswire.com - 4 months ago
International Money Express, Inc. to Host Investor Day February 26, 2025 MIAMI, Nov. 19, 2024 (GLOBE NEWSWIRE) -- International Money Express, Inc. (NASDAQ: IMXI) (“Intermex” or the “Company”), a leading, omnichannel money remittance services company, will host an Investor Day at the Westin New York at Times Square in New York City on the afternoon of Wednesday, February 26, 2025. Management will provide an update on the strategic direction of the Company, with insights into specific business areas and opportunities. Additional details will be provided upon registration. globenewswire.com - 4 months ago
International Money Express, Inc. (IMXI) Q3 2024 Earnings Call Transcript International Money Express, Inc. (NASDAQ:IMXI ) Q3 2024 Earnings Conference Call November 8, 2024 9:00 AM ET Company Participants Alex Sadowski - Investor Relations Bob Lisy - Chairman, President and CEO Andras Bende - Chief Financial Officer Marcelo Theodoro - Head, Chief Digital and Product Conference Call Participants Gus Gala - Monness, Crespi & Hardt Rayna Kumar - Oppenheimer Mike Grondahl - Northland Chris Zhang - UBS Zach Oster - Citizens Operator Good day and thank you for standing by. Welcome to the International Money Express Third Quarter Earnings Conference Call. seekingalpha.com - 5 months ago
Here's What Key Metrics Tell Us About International Money Express (IMXI) Q3 Earnings The headline numbers for International Money Express (IMXI) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 5 months ago
International Money Express (IMXI) Surpasses Q3 Earnings Estimates International Money Express (IMXI) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.58 per share. This compares to earnings of $0.51 per share a year ago. zacks.com - 5 months ago
Intermex Reports Third-Quarter Results Company continues to generate strong earnings and margins, announces process to assess strategic alternatives Company continues to generate strong earnings and margins, announces process to assess strategic alternatives globenewswire.com - 5 months ago
8. Profile Summary

International Money Express, Inc. IMXI

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COUNTRY US
INDUSTRY Software - Infrastructure
MARKET CAP $ 358 M
Dividend Yield 0.00%
Description International Money Express, Inc., through its subsidiary, operates as a money remittance services company in the United States, Latin America, Mexico, Africa, Central and South America, and the Caribbean. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.
Contact 9480 South Dixie Highway, Miami, FL, 33156 https://www.intermexonline.com
IPO Date March 27, 2017
Employees 1101
Officers Mr. Christopher Hunt Chief Operating Officer Mr. Joseph Aguilar President & GM of Latin America Mr. Frank Robert Pargac Esq., MBA Chief Legal Officer & Secretary Mr. Alex Sadowski Investor Relations Officer Andrew Kugbei Chief Operating Officer of US Retail Mr. Jose A. Perez-Villarreal CAMS Secretary Mr. Andras Q. Bende Chief Financial Officer Mr. Chris Kawula Executive Vice President & Head of Sales Marcelo Theodoro Chief Product, Marketing & Digital Officer Mr. Robert Lisy Chairman, President & Chief Executive Officer