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EVERTEC, Inc. EVTC
Technology - Software - Infrastructure - NYSE - US
Watchlist
$ 32.8
-3.19 %
$ 2.09 B
Market Cap
18.96
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EVTC stock under the worst case scenario is HIDDEN Compared to the current market price of 32.8 USD, EVERTEC, Inc. is HIDDEN

EVTC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EVTC stock under the base case scenario is HIDDEN Compared to the current market price of 32.8 USD, EVERTEC, Inc. is HIDDEN

EVTC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EVTC stock under the best case scenario is HIDDEN Compared to the current market price of 32.8 USD, EVERTEC, Inc. is HIDDEN

EVTC Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart EVTC

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1M -13%
6M -2%
1Y -15%
3Y -20%
5Y 49%
All
$38.0$38.0$37.0$37.0$36.0$36.0$35.0$35.0$34.0$34.0$33.0$33.0$32.0$32.0$31.0$31.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
845 M REVENUE
21.70%
Growth Rates
1Year 21.70%
3Years 12.75%
5Years 11.65%
7Years 11.00%
10Years 8.88%
166 M OPERATING INCOME
21.67%
Growth Rates
1Year 21.67%
3Years -5.53%
5Years 2.77%
7Years 9.80%
10Years 5.46%
115 M NET INCOME
43.97%
Growth Rates
1Year 43.97%
3Years -10.69%
5Years 2.05%
7Years 10.96%
10Years 5.45%
260 M OPERATING CASH FLOW
15.95%
Growth Rates
1Year 15.95%
3Years 4.42%
5Years 7.64%
7Years 8.62%
10Years 6.39%
-118 M INVESTING CASH FLOW
76.71%
Growth Rates
1Year 76.71%
3Years -12.16%
5Years -12.60%
7Years -6.11%
10Years -16.28%
-153 M FINANCING CASH FLOW
-37.83%
Growth Rates
1Year -37.83%
3Years -23.35%
5Years -16.79%
7Years -11.96%
10Years -3.89%
216 M REVENUE
2.17%
Growth Rates
1Year 21.70%
3Years 12.75%
5Years 11.65%
7Years 11.00%
10Years 8.88%
48 M OPERATING INCOME
15.46%
Growth Rates
1Year 21.67%
3Years -5.53%
5Years 2.77%
7Years 9.80%
10Years 5.46%
40.7 M NET INCOME
55.03%
Growth Rates
1Year 43.97%
3Years -10.69%
5Years 2.05%
7Years 10.96%
10Years 5.45%
75.2 M OPERATING CASH FLOW
40.34%
Growth Rates
1Year 15.95%
3Years 4.42%
5Years 7.64%
7Years 8.62%
10Years 6.39%
-52.8 M INVESTING CASH FLOW
-245.34%
Growth Rates
1Year 76.71%
3Years -12.16%
5Years -12.60%
7Years -6.11%
10Years -16.28%
-22.3 M FINANCING CASH FLOW
49.94%
Growth Rates
1Year -37.83%
3Years -23.35%
5Years -16.79%
7Years -11.96%
10Years -3.89%
Balance Sheet EVERTEC, Inc.
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Current Assets 529 M
Cash & Short-Term Investments 274 M
Receivables 138 M
Other Current Assets 118 M
Non-Current Assets 1.33 B
Long-Term Investments 4.98 M
PP&E 72.2 M
Other Non-Current Assets 1.25 B
14.73 %7.40 %6.35 %3.89 %67.37 %Total Assets$1.9b
Current Liabilities 280 M
Accounts Payable 58.7 M
Short-Term Debt 36.3 M
Other Current Liabilities 185 M
Non-Current Liabilities 975 M
Long-Term Debt 930 M
Other Non-Current Liabilities 44.8 M
4.68 %2.90 %14.72 %74.13 %3.57 %Total Liabilities$1.3b
EFFICIENCY
Earnings Waterfall EVERTEC, Inc.
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Revenue 845 M
Cost Of Revenue 406 M
Gross Profit 439 M
Operating Expenses 273 M
Operating Income 166 M
Other Expenses 50.9 M
Net Income 115 M
900m900m800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m00845m(406m)439m(273m)166m(51m)115mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
51.93% GROSS MARGIN
51.93%
Averages
1Year 51.93%
3Years 52.05%
5Years 53.86%
7Years 54.59%
10Years 54.27%
19.59% OPERATING MARGIN
19.59%
Averages
1Year 19.59%
3Years 21.55%
5Years 25.13%
7Years 26.13%
10Years 25.91%
13.32% NET MARGIN
13.32%
Averages
1Year 13.32%
3Years 21.15%
5Years 22.24%
7Years 21.64%
10Years 20.42%
18.67% ROE
18.67%
Averages
1Year 18.67%
3Years 27.59%
5Years 29.65%
7Years 32.54%
10Years 40.42%
6.06% ROA
6.06%
Averages
1Year 6.06%
3Years 10.35%
5Years 10.97%
7Years 10.63%
10Years 9.74%
9.85% ROIC
9.85%
Averages
1Year 9.85%
3Years 10.48%
5Years 12.23%
7Years 12.74%
10Years 12.27%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis EVERTEC, Inc.
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180m180m160m160m140m140m120m120m100m100m80m80m60m60m40m40m20m20m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 115 M
Depreciation & Amortization 135 M
Capital Expenditures -88.4 M
Stock-Based Compensation 30.3 M
Change in Working Capital 0
Others 6.82 M
Free Cash Flow 172 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets EVERTEC, Inc.
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Wall Street analysts predict an average 1-year price target for EVTC of $31.5 , with forecasts ranging from a low of $28 to a high of $35 .
EVTC Lowest Price Target Wall Street Target
28 USD -14.63%
EVTC Average Price Target Wall Street Target
31.5 USD -3.96%
EVTC Highest Price Target Wall Street Target
35 USD 6.71%
Price
Max Price Target
Min Price Target
Average Price Target
4040383836363434323230302828May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.14% DIVIDEND YIELD
0.05 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.450.450.400.400.350.350.300.300.250.250.200.200.150.150.100.100.050.050.000.000.10.10.10.050.050.050.050.050.050.050.10.10.10.050.050.050.050.050.050.10.10.10.050.050.050.050.050.050.050.10.400.10.400.050.350.050.200.050.200.050.200.050.200.050.200.050.200.100.002015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership EVERTEC, Inc.
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Sold
0-3 MONTHS
4.58 M USD 4
3-6 MONTHS
3.66 M USD 5
6-9 MONTHS
3.25 M USD 3
9-12 MONTHS
403 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
EVTC vs. V: Which Stock Is the Better Value Option? Investors looking for stocks in the Financial Transaction Services sector might want to consider either Evertec (EVTC) or Visa (V). But which of these two stocks presents investors with the better value opportunity right now? zacks.com - 1 month ago
Is Evertec (EVTC) a Great Value Stock Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
EVERTEC, Inc. (EVTC) Q4 2024 Earnings Call Transcript EVERTEC, Inc. (NYSE:EVTC ) Q4 2024 Earnings Conference Call February 26, 2025 4:30 PM ET Company Participants Beatriz Brown-Saenz - Investor Relations Morgan Schuessler - President and Chief Executive Officer Joaquin Castrillo - Chief Financial Officer Conference Call Participants Nate Svensson - Deutsche Bank Cris Kennedy - William Blair & Company LLC James Friedman - Susquehanna John Davis - Raymond James Operator Good afternoon, everyone and welcome to EVERTEC's Fourth Quarter 2024 Earnings Conference Call. Today's conference call is being recorded. seekingalpha.com - 1 month ago
Evertec (EVTC) Tops Q4 Earnings and Revenue Estimates Evertec (EVTC) came out with quarterly earnings of $0.87 per share, beating the Zacks Consensus Estimate of $0.72 per share. This compares to earnings of $0.62 per share a year ago. zacks.com - 1 month ago
Stay Ahead of the Game With Evertec (EVTC) Q4 Earnings: Wall Street's Insights on Key Metrics Evaluate the expected performance of Evertec (EVTC) for the quarter ended December 2024, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight. zacks.com - 1 month ago
EVERTEC to Announce Fourth Quarter 2024 Financial Results on February 26, 2025 SAN JUAN, Puerto Rico--(BUSINESS WIRE)--EVERTEC, Inc. (NYSE: EVTC) (“Evertec” or the “Company”) today announced that it will host a conference call and webcast on Wednesday, February 26, 2025 at 4:30 p.m. ET to review fourth quarter financial results. Participating on the call will be Mac Schuessler, President and Chief Executive Officer, and Joaquin Castrillo, Chief Financial Officer. A press release with fourth quarter 2024 financial results will be issued shortly after the market closes on W. businesswire.com - 2 months ago
The Zacks Analyst Blog RCM Technologies, Datatec, EVERTEC and Xperi RCM Technologies, Datatec, EVERTEC and Xperi are included in this Analyst Blog. zacks.com - 4 months ago
4 Business Services Stocks You'll Regret Not Buying on Their Dips These four Business Services stocks, RCMT, DTTLY, EVTC and XPER, have declined in the year-to-date period, which presents a buying opportunity. zacks.com - 4 months ago
EVTC or EFX: Which Is the Better Value Stock Right Now? Investors looking for stocks in the Financial Transaction Services sector might want to consider either Evertec (EVTC) or Equifax (EFX). But which of these two stocks offers value investors a better bang for their buck right now? zacks.com - 4 months ago
Should Value Investors Buy Evertec (EVTC) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 4 months ago
EVTC vs. MA: Which Stock Is the Better Value Option? Investors interested in stocks from the Financial Transaction Services sector have probably already heard of Evertec (EVTC) and MasterCard (MA). But which of these two stocks is more attractive to value investors? zacks.com - 5 months ago
Are Investors Undervaluing Evertec (EVTC) Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 5 months ago
8. Profile Summary

EVERTEC, Inc. EVTC

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COUNTRY US
INDUSTRY Software - Infrastructure
MARKET CAP $ 2.09 B
Dividend Yield 0.14%
Description EVERTEC, Inc. engages in transaction processing business in Latin America and the Caribbean. The company operates through Payment Services - Puerto Rico & Caribbean; Payment Services - Latin America; Merchant Acquiring; Business Solutions, and Corporate and Other segments. It provides merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. The company also offers payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers; and EBT services. In addition, it provides business process management solutions comprising core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions to financial institutions, and corporate and government customers. Further, the company owns and operates the ATH network, an automated teller machine and personal identification number debit networks. It manages a system of electronic payment networks that process approximately three billion transactions. The company sells and distributes its services primarily through direct sales force. It serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
Contact Cupey Center Building, San Juan, PR, 00926 https://www.evertecinc.com
IPO Date April 12, 2013
Employees 4800
Officers Mr. Miguel Vizcarrondo Carrión Executive Vice President and Chief Product & Innovation Officer Ms. Karla M. Cruz-Jusino Senior Vice President, Chief Accounting Officer & Assistant Treasurer Mr. Luis A. Rodríguez-González J.D. Executive Vice President, Chief Legal & Administrative Officer and Secretary Mr. Rodrigo Del Castillo Executive Vice President & Chief Commercial Officer of Latin America Mr. Joaquin A. Castrillo-Salgado CPA Executive Vice President, Treasurer & Chief Financial Officer Ms. Alexandra López-Soler Executive Vice President & Chief Marketing Officer Mr. Diego G. Viglianco Executive Vice President & Chief Operating Officer Mr. Alberto Lopez Gaffney Chief Corporate Development Officer & Executive Vice President of Corporate Development Ms. Paola Pérez Surillo Executive Vice President & Group Head of Puerto Rico Mr. Morgan M. Schuessler Jr. President, Chief Executive Officer & Director