Financial Services -
Banks - Regional - NASDAQ - US
$ 13.4
2.37 %
$ 254 M
Market Cap
-1.79
P/E
1. INTRINSIC VALUE
Balance Sheet
HomeStreet, Inc.
| Current Assets | 407 M |
| Cash & Short-Term Investments | 407 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 7.72 B |
| Long-Term Investments | 7.31 B |
| PP&E | 47.2 M |
| Other Non-Current Assets | 361 M |
| Current Liabilities | 7.41 B |
| Accounts Payable | 0 |
| Short-Term Debt | 1 B |
| Other Current Liabilities | 6.41 B |
| Non-Current Liabilities | 314 M |
| Long-Term Debt | 1.23 B |
| Other Non-Current Liabilities | -911 M |
EFFICIENCY
Earnings Waterfall
HomeStreet, Inc.
| Revenue | 328 M |
| Cost Of Revenue | 282 M |
| Gross Profit | 45.8 M |
| Operating Expenses | 166 M |
| Operating Income | -121 M |
| Other Expenses | 23.8 M |
| Net Income | -144 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
HomeStreet, Inc.
| Net Income | -144 M |
| Depreciation & Amortization | 14.7 M |
| Capital Expenditures | -490 K |
| Stock-Based Compensation | 3.43 M |
| Change in Working Capital | -27.1 M |
| Others | 90.3 M |
| Free Cash Flow | -46.4 M |
Wall Street Analysts Price Targets
HomeStreet, Inc.
HMST has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.00%
DIVIDEND YIELD
0.1 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
HomeStreet, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
314 K USD 5
9-12 MONTHS
37.4 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
103 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
HomeStreet (HMST) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for HomeStreet (HMST) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 2 months ago
HomeStreet (HMST) Reports Q1 Loss, Tops Revenue Estimates
HomeStreet (HMST) came out with a quarterly loss of $0.15 per share versus the Zacks Consensus Estimate of a loss of $0.07. This compares to loss of $0.29 per share a year ago.
zacks.com
- 2 months ago
HomeStreet Reports First Quarter 2025 Results
SEATTLE--(BUSINESS WIRE)--HomeStreet Reports First Quarter 2025 Results.
businesswire.com
- 2 months ago
HomeStreet: Loan Portfolio Repositioning To Support Profitability, Sustainability, And Upside
HomeStreet, Inc. has improved loan portfolio diversification, enhancing resilience, amid economic uncertainties. Despite a YoY decline in net interest income, HMST's prudent loan adjustments and lower borrowings support profitability and liquidity. HMST's strong capital adequacy ratios and undervalued stock price present a compelling buy opportunity with significant upside potential.
seekingalpha.com
- 3 months ago
HOMESTREET INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Merger of HomeStreet, Inc. - HMST
NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed merger of HomeStreet, Inc. (NasdaqGS: HMST) and Mechanics Bank. Under the terms of the proposed transaction, HomeStreet shareholders are expected to own approximately 8.3% of the combined company. KSF is seeking to determine whether the merger and the process that led to it are adequate, or whether the merg.
businesswire.com
- 3 months ago
HomeStreet (HMST) Surges 26.2%: Is This an Indication of Further Gains?
HomeStreet (HMST) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.
zacks.com
- 3 months ago
$HAREHOLDER ALERT: The M&A Class Action Firm Investigates the Merger of HomeStreet, Inc. - HMST
NEW YORK , March 31, 2025 /PRNewswire/ -- Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered millions of dollars for shareholders and is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report. We are headquartered at the Empire State Building in New York City and are investigating HomeStreet, Inc. (NASDAQ: HMST ), relating to the proposed merger with Mechanics Bank.
prnewswire.com
- 3 months ago
ALERT: Rowley Law PLLC is Investigating Proposed Acquisition of HomeStreet, Inc.
NEW YORK , March 31, 2025 /PRNewswire/ -- Rowley Law PLLC is investigating potential securities law violations by HomeStreet, Inc. (NASDAQ: HMST) and its board of directors concerning the proposed acquisition of the company by Mechanics Bank. HomeStreet stockholders will own approximately 8.3% of the combined company.
prnewswire.com
- 3 months ago
HMST Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of HomeStreet, Inc. Is Fair to Shareholders
NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the merger of HomeStreet, Inc. (NASDAQ: HMST) and Mechanics Bank is fair to HomeStreet shareholders. The proposed transaction values HomeStreet at a pre-transaction estimated equity value of $300 million. Upon completion of the proposed transaction, HomeStreet shareholders are expected to own approximately 8.3% of the combined company. Halper Sadeh encourages HomeStreet shareholders to click here.
businesswire.com
- 3 months ago
Shareholder Alert: The Ademi Firm Investigates Whether HomeStreet, Inc. Is Obtaining a Fair Price for Its Public Shareholders
MILWAUKEE--(BUSINESS WIRE)--The Ademi Firm is investigating HomeStreet (NASDAQ: HMST) for possible breaches of fiduciary duty and other violations of law in its transaction with Mechanics Bank. Click here to learn how to join our investigation and obtain additional information or contact us at gademi@ademilaw.com or toll-free: 866-264-3995. There is no cost or obligation to you. The reverse merger transaction values HomeStreet at a pre-transaction estimated equity value of $300 million and Mech.
businesswire.com
- 3 months ago
Mechanics Bank agrees to buy HomeStreet in $300 million deal
Mechanics Bank has agreed to buy HomeStreet in an all-stock deal that values the Seattle-based lender at $300 million, the companies said on Monday.
reuters.com
- 3 months ago
Mechanics Bank and HomeStreet, Inc. Announce Strategic Merger
WALNUT CREEK, Calif. & SEATTLE--(BUSINESS WIRE)--Mechanics Bank and HomeStreet, Inc. (NASDAQ: HMST) (“HomeStreet”), the holding company of HomeStreet Bank, jointly announced today that they have entered into a definitive merger agreement (the “Merger Agreement”) providing for an all-stock business combination between HomeStreet and Mechanics Bank. Under the terms of the Merger Agreement, which was unanimously approved by the boards of directors of both companies, HomeStreet Bank will be merged.
businesswire.com
- 3 months ago
8. Profile
Summary
HomeStreet, Inc. HMST
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 254 M
Dividend Yield
0.00%
Description
HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; credit cards; insurance; and treasury management products and services. Its loan products include commercial business and agriculture loans, single family residential mortgages, consumer loans, commercial loans secured by residential and commercial real estate, and construction loans for residential and commercial real estate development, as well as consumer installment loans and permanent loans on commercial real estate and single-family residences. In addition, the company offers its products and services through bank branches, loan production offices, and ATMs, as well as through online, mobile, and telephone banking. As of December 31, 2021, it operated 60 full-service bank branches located in Washington state, Northern and Southern California, the Portland, Oregon, and Hawaii; and five primary stand-alone commercial lending centers in Central Washington, Oregon, Southern California, Idaho, and Utah. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.
Contact
601 Union Street, Seattle, WA, 98101
https://www.homestreet.com
IPO
Date
Feb. 10, 2012
Employees
766
Officers
Mr. Erik D. Hand
Executive Vice President & Residential Lending Director of HomeStreet Bank
Mr. Mark K. Mason CPA
Executive Chairman, President & Chief Executive Officer
Mr. William D. Endresen
Commercial Capital President & Executive Vice President of Commercial Real Estate of Homestreet Bank
Mr. Darrell S. van Amen
Chief Investment Officer, Executive Vice President & Treasurer
Mr. Paul A. Renstrom
Senior Vice President of Homestreet Bank & Enterprise Risk Management Director
Ms. Paulette Lemon
Executive Vice President & Retail Banking Director of HomeStreet Bank
Mr. Richard W. H. Bennion
Executive Vice President
Mr. John Matthias Michel CPA
Executive Vice President & Chief Financial Officer
Mr. Jay C. Iseman
Executive Vice President & Chief Credit Officer
Mr. Godfrey B. Evans J.D.
Chief Administrative Officer, Executive Vice President, General Counsel & Corporate Secretary