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Financial Services - Banks - Regional - NASDAQ - US
$ 5.1
0 %
$ 420 M
Market Cap
-3.81
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one FFWM stock under the worst case scenario is HIDDEN Compared to the current market price of 5.1 USD, First Foundation Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one FFWM stock under the base case scenario is HIDDEN Compared to the current market price of 5.1 USD, First Foundation Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one FFWM stock under the best case scenario is HIDDEN Compared to the current market price of 5.1 USD, First Foundation Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart FFWM

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$8.0$8.0$7.5$7.5$7.0$7.0$6.5$6.5$6.0$6.0$5.5$5.5$5.0$5.0$4.5$4.515 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
482 M REVENUE
175.40%
-137 M OPERATING INCOME
-904.53%
-92.4 M NET INCOME
53.58%
-8.78 M OPERATING CASH FLOW
-150.93%
287 M INVESTING CASH FLOW
113.05%
-589 M FINANCING CASH FLOW
-111.27%
146 M REVENUE
-4.05%
136 M OPERATING INCOME
-7.36%
6.9 M NET INCOME
148.87%
-552 K OPERATING CASH FLOW
97.38%
57.9 M INVESTING CASH FLOW
-90.82%
-59.7 M FINANCING CASH FLOW
91.48%
Balance Sheet First Foundation Inc.
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Current Assets 2.38 B
Cash & Short-Term Investments 2.33 B
Receivables 54.8 M
Other Current Assets 0
Non-Current Assets 39.4 M
Long-Term Investments 0
PP&E 35.8 M
Other Non-Current Assets 3.56 M
96.12 %Total Assets$2.4b
Current Liabilities 3.98 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 3.98 B
Non-Current Liabilities 1.6 B
Long-Term Debt 1.6 B
Other Non-Current Liabilities 0
71.34 %28.66 %Total Liabilities$5.6b
EFFICIENCY
Earnings Waterfall First Foundation Inc.
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Revenue 482 M
Cost Of Revenue 0
Gross Profit 53.2 M
Operating Expenses 18 M
Operating Income -137 M
Other Expenses -45 M
Net Income -92.4 M
500m500m400m400m300m300m200m200m100m100m00(100m)(100m)(200m)(200m)482m053m(18m)(137m)45m(92m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
11.05% GROSS MARGIN
11.05%
-28.53% OPERATING MARGIN
-28.53%
-19.19% NET MARGIN
-19.19%
-8.77% ROE
-8.77%
-0.73% ROA
-0.73%
5.94% ROIC
5.94%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis First Foundation Inc.
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100m100m80m80m60m60m40m40m20m20m00(20m)(20m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -92.4 M
Depreciation & Amortization 7.98 M
Capital Expenditures -2.73 M
Stock-Based Compensation 1.95 M
Change in Working Capital 2.92 M
Others 121 M
Free Cash Flow -11.5 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets First Foundation Inc.
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Wall Street analysts predict an average 1-year price target for FFWM of $7 , with forecasts ranging from a low of $5 to a high of $9 .
FFWM Lowest Price Target Wall Street Target
5 USD -1.96%
FFWM Average Price Target Wall Street Target
7 USD 37.25%
FFWM Highest Price Target Wall Street Target
9 USD 76.47%
Price
Max Price Target
Min Price Target
Average Price Target
99998888777766665555Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.01 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.450.450.400.400.350.350.300.300.250.250.200.200.150.150.100.100.050.050.000.000.050.070.090.110.110.050.070.090.110.020.050.070.090.110.020.050.200.070.280.090.360.110.440.160.02201920192020202020212021202220222023202320242024
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5. COMPETITION
slide 2 of 4
6. Ownership
Insider Ownership First Foundation Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
First Foundation Inc. (FFWM) Q1 2025 Earnings Call Transcript First Foundation Inc. (NYSE:FFWM ) Q1 2025 Earnings Call April 30, 2025 11:00 AM ET Company Participants Thomas Shafer - Chief Executive Officer Jamie Britton - Chief Financial Officer Conference Call Participants Liam Coohill - Raymond James Gary Tenner - D.A. Davidson Jackson Laurent - Stephens Inc Adam Butler - Piper Sandler Operator Greetings and welcome to First Foundation's First Quarter 2025 Earnings Conference Call. seekingalpha.com - 1 month ago
First Foundation (FFWM) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates While the top- and bottom-line numbers for First Foundation (FFWM) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 1 month ago
First Foundation (FFWM) Q1 Earnings and Revenues Surpass Estimates First Foundation (FFWM) came out with quarterly earnings of $0.09 per share, beating the Zacks Consensus Estimate of $0.02 per share. This compares to earnings of $0.02 per share a year ago. zacks.com - 1 month ago
First Foundation (FFWM) Reports Next Week: What You Should Expect First Foundation (FFWM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
First Foundation Inc. Announces First Quarter 2025 Earnings Conference Call Details DALLAS--(BUSINESS WIRE)--First Foundation Inc. (NYSE: FFWM) (“First Foundation”), a financial services company with two wholly owned operating subsidiaries, First Foundation Advisors and First Foundation Bank, announced today that it will release its first quarter 2025 earnings results before the market opens on Wednesday, April 30, 2025. At 11:00AM ET / 8:00AM PT on that same day, Chief Executive Officer Thomas C. Shafer of First Foundation will host a discussion of the Company's financial res. businesswire.com - 2 months ago
New Strong Sell Stocks for March 26th AIRS, EGBN and FFWM have been added to the Zacks Rank #5 (Strong Sell) List on March 26, 2025. zacks.com - 2 months ago
First Foundation Inc. Donates $40,000 to Support California Wildfires Relief Efforts DALLAS--(BUSINESS WIRE)--First Foundation Inc. Donates $40,000 to Support California Wildfires Relief Efforts. businesswire.com - 4 months ago
First Foundation Inc. (FFWM) Q4 2024 Earnings Call Transcript First Foundation Inc. (NYSE:FFWM ) Q4 2024 Earnings Conference Call January 30, 2025 11:00 AM ET Company Participants Thomas Shafer - Chief Executive Officer Jamie Britton - Executive Vice President and Chief Financial Officer Conference Call Participants Gary Tenner - D.A. Davidson David Feaster - Raymond James Adam Butler - Piper Sandler Operator Greetings and welcome to First Foundation's Fourth Quarter 2024 Earnings Conference Call. seekingalpha.com - 4 months ago
Compared to Estimates, First Foundation (FFWM) Q4 Earnings: A Look at Key Metrics Although the revenue and EPS for First Foundation (FFWM) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 4 months ago
First Foundation (FFWM) Reports Q4 Loss, Lags Revenue Estimates First Foundation (FFWM) came out with a quarterly loss of $0.17 per share versus the Zacks Consensus Estimate of $0.03. This compares to earnings of $0.05 per share a year ago. zacks.com - 4 months ago
What Makes First Foundation (FFWM) a New Buy Stock First Foundation (FFWM) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 4 months ago
First Foundation Inc. Announces Fourth Quarter 2024 Earnings Conference Call Details DALLAS--(BUSINESS WIRE)--First Foundation Inc. Announces Fourth Quarter 2024 Earnings Conference Call Details. businesswire.com - 5 months ago
8. Profile Summary

First Foundation Inc. FFWM

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 420 M
Dividend Yield 0.00%
Description First Foundation Inc., through its subsidiaries, provides personal banking, business banking, and private wealth management services in the United States. It operates through two segments, Banking and Wealth Management. The company offers a range of bank deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificate of deposits; and loan products consisting of multifamily and single family residential real estate loans, commercial real estate loans, and commercial term loans and line of credits, as well as consumer loans, such as personal installment loans and line of credits, and home equity line of credits. It also provides various specialized services comprising trust services, internet and mobile banking, remote deposit capture services, merchant credit card services, ATM cards, Visa debit cards, and business sweep accounts, as well as insurance brokerage services and equipment financing solutions. In addition, the company offers investment management and financial planning services; treasury management services; advisory and coordination services in the areas of estate planning, retirement planning, and charitable and business ownership issues; and financial, investment, and economic advisory and related services. Further, it provides support services, including the processing and transmission of financial and economic data for charitable organizations. The company operates through a network of 28 branch offices and 3 loan production offices in California, Nevada, Texas, and Hawaii. First Foundation Inc. was founded in 1985 and is headquartered in Dallas, Texas.
Contact 200 Crescent Court, Dallas, TX, 75201 https://www.firstfoundationinc.com
IPO Date Nov. 3, 2014
Employees 561
Officers Mr. John Avak Hakopian President & Co-Chief Investment Officer of First Foundation Advisors Ms. Erica Dorsett Executive Vice President, General Counsel & Corporate Secretary Mr. Kristoffer Lynds Senior Vice President of Commercial Real Estate Ms. Simone F. Lagomarsino President & Director Mr. Allan Gomez Senior Vice President & Relationship Banker Ms. Shelly O'Byrne CFP, CTFA Executive Vice President & Director of Trust Services Mr. Christopher M. Naghibi Esq. Executive Vice President & Chief Operating Officer Mr. James Michael Britton Executive Vice President & Chief Financial Officer Mr. Adriano S. Darmawan Chief Technology Officer & Executive Vice President Mr. Thomas C. Shafer Chief Executive Officer & Director