Fulton Financial Corporation (NASDAQ:FULT)

Fulton Financial Corporation FULT

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 19.1

1.17 %

$ 3.47 B

Market Cap

11.24

P/E

1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FULT stock under the worst case scenario is HIDDEN Compared to the current market price of 19.1 USD, Fulton Financial Corporation is HIDDEN

FULT Intrinsic Value
HIDDEN

SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FULT stock under the base case scenario is HIDDEN Compared to the current market price of 19.1 USD, Fulton Financial Corporation is HIDDEN

FULT Intrinsic Value
HIDDEN

SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FULT stock under the best case scenario is HIDDEN Compared to the current market price of 19.1 USD, Fulton Financial Corporation is HIDDEN

FULT Intrinsic Value
HIDDEN

SHOW

2. FUNDAMENTAL ANALYSIS

Price Chart FULT

FINANCIALS

Annual
Quarterly

345 M OPERATING INCOME

417 M OPERATING CASH FLOW

1.63 B INVESTING CASH FLOW

-1.53 B FINANCING CASH FLOW

115 M OPERATING INCOME

703 K OPERATING CASH FLOW

-74.3 M INVESTING CASH FLOW

40.2 M FINANCING CASH FLOW

Balance Sheet Fulton Financial Corporation

32.1 B ASSETS
28.9 B LIABILITIES

Current Assets	3.84 B
Cash & Short-Term Investments	3.37 B
Receivables	465 M
Other Current Assets	0
Non-Current Assets	28.2 B
Long-Term Investments	25.8 B
PP&E	196 M
Other Non-Current Assets	2.2 B

Current Liabilities	26.7 B
Accounts Payable	31.6 M
Short-Term Debt	564 M
Other Current Liabilities	26.1 B
Non-Current Liabilities	2.15 B
Long-Term Debt	1.22 B
Other Non-Current Liabilities	931 M

EFFICIENCY

Earnings Waterfall Fulton Financial Corporation

Revenue	1.8 B
Cost Of Revenue	670 M
Gross Profit	1.13 B
Operating Expenses	786 M
Operating Income	345 M
Other Expenses	55.9 M
Net Income	289 M

RATIOS

19.14% OPERATING MARGIN

FREE CASH FLOW ANALYSIS

Free Cash Flow Analysis Fulton Financial Corporation

Net Income	289 M
Depreciation & Amortization	57 M
Capital Expenditures	-42.5 M
Stock-Based Compensation	10.5 M
Change in Working Capital	73.4 M
Others	60.3 M
Free Cash Flow	374 M

3. WALL STREET ANALYSTS ESTIMATES

Wall Street Analysts Price Targets Fulton Financial Corporation

Wall Street analysts predict an average 1-year price target for FULT of $19.7 , with forecasts ranging from a low of $17.5 to a high of $21 .

FULT Lowest Price Target Wall Street Target

17.5 USD -8.38%

FULT Average Price Target Wall Street Target

19.7 USD 3.22%

FULT Highest Price Target Wall Street Target

21 USD 9.95%

4. DIVIDEND ANALYSIS

1.07% DIVIDEND YIELD

0.18 USD DIVIDEND PER SHARE

5. COMPETITION

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services.

28.6 USD

FCF

Undervalued 65.59%

F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses.

29.1 USD

FNB

Undervalued 86.87%

LINKBANCORP, Inc. operates as a bank holding company for The Gratz Bank, a full-service state chartered commercial bank in Pennsylvania. The company's deposit products include checking accounts, saving accounts, money market accounts, and certificates of deposits.

11.9 USD

LNKB

Undervalued 55.55%

Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States.

6. Ownership

Insider Ownership Fulton Financial Corporation

Summary
Transactions

Sold

0-3 MONTHS

0 USD 0

3-6 MONTHS

276 K USD 1

6-9 MONTHS

512 K USD 1

9-12 MONTHS

0 USD 0

Bought

20.5 K USD 1

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

0 USD 0

9-12 MONTHS

Date	Value	Insider	Amount	Avg Price
1 year ago Nov 07, 2023	Sell 4.44 USD	Wenger E Philip Director	- 0.3232	13.75 USD
10 years ago Apr 01, 2015	Sell 169 K USD	Hill Craig H Sr Executive Vice President	- 13796	12.2767 USD
10 years ago Apr 01, 2015	Sell 169 K USD	Hill Craig H Sr Executive Vice President	- 13796	12.2767 USD
10 years ago Apr 01, 2015	Sell 169 K USD	Hill Craig H Sr Executive Vice President	- 13796	12.2767 USD
10 years ago Apr 01, 2015	Sell 169 K USD	Hill Craig H Sr Executive Vice President	- 13796	12.2767 USD
10 years ago Aug 08, 2014	Sell 56.3 K USD	HODGES GEORGE W Director	- 5060	11.131 USD
10 years ago Aug 27, 2014	Bought 29.9 K USD	Waters Ernest J Director	+ 2590	11.53 USD
10 years ago Aug 29, 2014	Sell 57.5 K USD	DALLY CRAIG A Director	- 5000	11.5 USD
10 years ago Feb 05, 2015	Bought 152 K USD	Rohrbaugh Philmer H Sr Executive Vice President	+ 13000	11.7266 USD
10 years ago Feb 09, 2015	Bought 66.7 K USD	HODGES GEORGE W Director	+ 5630	11.849 USD

7. News

Are You Looking for a Top Momentum Pick? Why Fulton Financial (FULT) is a Great Choice Does Fulton Financial (FULT) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 4 days ago

Fulton Financial Corporation Announces Dates for Second Quarter 2025 Earnings Release and Webcast LANCASTER, Pa. , July 1, 2025 /PRNewswire/ -- Fulton Financial Corporation ("Fulton") (Nasdaq: FULT) today announced that it will distribute its second quarter 2025 earnings release and accompanying charts on Tuesday, July 15, at approximately 4:30 p.m. prnewswire.com - 6 days ago

Fulton Financial Corporation Declares Common and Preferred Dividends LANCASTER, Pa. , June 17, 2025 /PRNewswire/ -- Fulton Financial Corporation ("Fulton") (Nasdaq: FULT) today announced that its Board of Directors (the "Board") declared a quarterly cash dividend of eighteen cents per share on its common stock, payable on July 15, 2025, to shareholders of record as of July 1, 2025. prnewswire.com - 2 weeks ago

FULTON BANK RELEASES 2024 CORPORATE SOCIAL RESPONSIBILITY REPORT "From Values to Value" highlights how Fulton serves its stakeholders LANCASTER, Pa. , June 10, 2025 /PRNewswire/ -- Fulton Bank, a subsidiary of Fulton Financial Corporation (NASDAQ: FULT), has released its 2024 Corporate Social Responsibility Report, highlighting how the bank's commitment to its values translates into value for stakeholders. prnewswire.com - 3 weeks ago

FULTON BANK PROMOTES ANDY FIOL TO CHIEF BANKING OFFICER AND JOBETH MAURIELLO TO HEAD OF CONSUMER & BUSINESS BANKING LANCASTER, Pa. , May 22, 2025 /PRNewswire/ -- Fulton Bank, a subsidiary of Fulton Financial Corporation (NASDAQ: FULT), today announced that it has named Andy Fiol as Chief Banking Officer and JoBeth Mauriello as Head of Consumer & Business Banking, replacing Fiol in his current position, effective June 1, 2025. prnewswire.com - 1 month ago

Fulton Financial: Attractive Dividend And TBV Slightly At A Discount FULT's share price has fallen by 21%, making it undervalued and justifying a buy rating due to its solid fundamentals and 4.15% dividend yield. The bank's loan-to-deposit ratio of 91% limits flexibility, but management's focus on deposit growth and cost management is improving profitability. FULT's net interest margin increased to 3.43%, aided by strategic adjustments to fixed rates and derivatives, positioning it well for potential Fed rate cuts. seekingalpha.com - 2 months ago

The Preferred Stock IPO Market Is Frozen This month's preferred stock IPO market is frozen, dominated by “Par Cross” and “Insider Buying” alerts, reflecting investor uncertainty due to trade tensions. The trade war and tariffs have created significant market volatility, causing companies to withdraw earnings guidance and defer investment decisions. Preferred stocks and baby bonds offer fixed payments, making them attractive during uncertain times, as they provide a “known return” amidst market unpredictability. seekingalpha.com - 2 months ago

FULTON BANK, N.A. ACCEPTING APPLICATIONS FOR TWO $2,000 SCHOLARSHIPS LANCASTER, Pa. , April 18, 2025 /PRNewswire/ -- Fulton Bank, N.A. prnewswire.com - 2 months ago

Fulton Financial Corporation (FULT) Q1 2025 Earnings Call Transcript Fulton Financial Corporation (NASDAQ:FULT ) Q1 2025 Earnings Conference Call April 16, 2025 10:00 AM ET Company Participants Matt Jozwiak - Director, IR Curtis Myers - Chairman & CEO Richard Kraemer - CFO Conference Call Participants Frank Schiraldi - Piper Sandler Daniel Tamayo - Raymond James Andrew Leischner - KBW Manuel Navas - D.A. Davidson Matthew Breese - Stephens David Bishop - Hovde Group Operator Good day, and thank you for standing by. seekingalpha.com - 2 months ago

Compared to Estimates, Fulton Financial (FULT) Q1 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for Fulton Financial (FULT) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 2 months ago

Fulton Financial (FULT) Beats Q1 Earnings and Revenue Estimates Fulton Financial (FULT) came out with quarterly earnings of $0.52 per share, beating the Zacks Consensus Estimate of $0.44 per share. This compares to earnings of $0.40 per share a year ago. zacks.com - 2 months ago

Fulton Financial Corporation Announces First Quarter 2025 Results LANCASTER, Pa. , April 15, 2025 /PRNewswire/ -- Fulton Financial Corporation (NASDAQ: FULT) ("Fulton" or the "Corporation") reported net income available to common shareholders of $90.4 million, or $0.49 per diluted share, for the first quarter of 2025, an increase of $24.4 million, or $0.13 per share, in comparison to the fourth quarter of 2024. prnewswire.com - 2 months ago

8. Profile Summary

Fulton Financial Corporation FULT

COUNTRY US

INDUSTRY Banks - Regional

MARKET CAP $ 3.47 B

Dividend Yield 1.07%

Description Fulton Financial Corporation operates as a financial holding company that provides consumer and commercial banking products and services. It accepts various checking accounts and savings deposit products, certificates of deposit, and individual retirement accounts. The company also offers secured consumer loans, including home equity loans and lines of credit, automobile loans, personal lines of credit, and checking account overdraft protection; construction and jumbo residential mortgage loans; and commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it provides letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns passive investments, as well as trust preferred securities; and sells various life insurance products. It provides its products and services through traditional financial center banking, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company operated branches in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia. Fulton Financial Corporation was incorporated in 1882 and is headquartered in Lancaster, Pennsylvania.

Contact One Penn Square, Lancaster, PA, 17604 https://www.fultonbank.com

IPO Date Sept. 3, 1985

Employees 3400

Officers Mr. Avi Patel Chief Marketing Officer & Vice President Ms. Natasha R. Luddington Senior EVice President, Chief Legal Officer & Corporate Secretary Ms. Laura J. Wakeley Senior Vice President of Corporate Communications Ms. Meg R. Mueller Senior EVice President & Chief Credit Officer Mr. Curtis J. Myers Chief Executive Officer & Chairman Ms. Angela M. Snyder President Mr. Richard Kraemer Senior Executive Vice President & Chief Financial Officer Mr. Anthony L. Cossetti Executive Vice President, Chief Accounting Officer & Controller Ms. Angela M. Sargent Senior EVice President, Chief Information Officer & Information Tech. Manager Mr. Matthew Jozwiak Senior Vice President, Director of Investor Relations & Corporate Development and Senior VP of FP&A

Price Chart FULT

Fulton Financial Corporation FULT

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