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America's Car-Mart, Inc. CRMT
Consumer Cyclical - Auto - Dealerships - NASDAQ - US
Watchlist
$ 54.53
-0.269 %
$ 451 M
Market Cap
51.44
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CRMT stock under the worst case scenario is HIDDEN Compared to the current market price of 54.5 USD, America's Car-Mart, Inc. is HIDDEN

CRMT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CRMT stock under the base case scenario is HIDDEN Compared to the current market price of 54.5 USD, America's Car-Mart, Inc. is HIDDEN

CRMT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CRMT stock under the best case scenario is HIDDEN Compared to the current market price of 54.5 USD, America's Car-Mart, Inc. is HIDDEN

CRMT Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart CRMT

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1M 5%
6M --%
1Y -6%
3Y -73%
5Y -61%
All
$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0$44.0$44.0$42.0$42.0$40.0$40.0$38.0$38.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
1.39 B REVENUE
-0.83%
Growth Rates
1Year -0.83%
3Years 14.91%
5Years 15.81%
7Years 13.13%
10Years 11.04%
25.6 M OPERATING INCOME
-60.21%
Growth Rates
1Year -60.21%
3Years -43.37%
5Years -15.56%
7Years -3.72%
10Years -2.71%
-31.4 M NET INCOME
-153.65%
Growth Rates
1Year -153.65%
3Years -9.18%
5Years -10.66%
7Years -14.33%
10Years -9.53%
-73.9 M OPERATING CASH FLOW
46.44%
Growth Rates
1Year 46.44%
3Years -11.15%
5Years -31.74%
7Years -40.99%
10Years -15.91%
-10.6 M INVESTING CASH FLOW
57.97%
Growth Rates
1Year 57.97%
3Years -8.83%
5Years -22.32%
7Years -48.93%
10Years -4.14%
111 M FINANCING CASH FLOW
-41.21%
Growth Rates
1Year -41.21%
3Years 173.85%
5Years 49.51%
7Years 51.37%
10Years 25.27%
326 M REVENUE
-6.20%
Growth Rates
1Year -0.83%
3Years 14.91%
5Years 15.81%
7Years 13.13%
10Years 11.04%
21.4 M OPERATING INCOME
200.03%
Growth Rates
1Year -60.21%
3Years -43.37%
5Years -15.56%
7Years -3.72%
10Years -2.71%
-8.54 M NET INCOME
-167.52%
Growth Rates
1Year -153.65%
3Years -9.18%
5Years -10.66%
7Years -14.33%
10Years -9.53%
-30.8 M OPERATING CASH FLOW
-38.42%
Growth Rates
1Year 46.44%
3Years -11.15%
5Years -31.74%
7Years -40.99%
10Years -15.91%
-3.28 M INVESTING CASH FLOW
-146.69%
Growth Rates
1Year 57.97%
3Years -8.83%
5Years -22.32%
7Years -48.93%
10Years -4.14%
28.2 M FINANCING CASH FLOW
-48.37%
Growth Rates
1Year -41.21%
3Years 173.85%
5Years 49.51%
7Years 51.37%
10Years 25.27%
Balance Sheet America's Car-Mart, Inc.
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Current Assets 1.31 B
Cash & Short-Term Investments 5.52 M
Receivables 1.11 B
Other Current Assets 196 M
Non-Current Assets 167 M
Long-Term Investments 0
PP&E 122 M
Other Non-Current Assets 45.7 M
75.02 %13.29 %8.23 %3.09 %Total Assets$1.5b
Current Liabilities 354 M
Accounts Payable 21.4 M
Short-Term Debt 201 M
Other Current Liabilities 132 M
Non-Current Liabilities 653 M
Long-Term Debt 618 M
Other Non-Current Liabilities 34.8 M
19.95 %13.08 %61.39 %3.46 %Total Liabilities$1.0b
EFFICIENCY
Earnings Waterfall America's Car-Mart, Inc.
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Revenue 1.39 B
Cost Of Revenue 765 M
Gross Profit 628 M
Operating Expenses 603 M
Operating Income 25.6 M
Other Expenses 57 M
Net Income -31.4 M
1b1b1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)1b(765m)628m(603m)26m(57m)(31m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
45.09% GROSS MARGIN
45.09%
Averages
1Year 45.09%
3Years 44.34%
5Years 45.74%
7Years 46.54%
10Years 46.88%
1.84% OPERATING MARGIN
1.84%
Averages
1Year 1.84%
3Years 5.76%
5Years 8.47%
7Years 8.24%
10Years 7.55%
-2.25% NET MARGIN
-2.25%
Averages
1Year -2.25%
3Years 2.35%
5Years 5.07%
7Years 5.49%
10Years 4.95%
-6.66% ROE
-6.66%
Averages
1Year -6.66%
3Years 6.82%
5Years 12.64%
7Years 13.90%
10Years 12.39%
-2.12% ROA
-2.12%
Averages
1Year -2.12%
3Years 2.54%
5Years 5.61%
7Years 6.53%
10Years 6.07%
1.51% ROIC
1.51%
Averages
1Year 1.51%
3Years 4.74%
5Years 7.37%
7Years 7.90%
10Years 7.11%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis America's Car-Mart, Inc.
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40m40m20m20m00(20m)(20m)(40m)(40m)(60m)(60m)(80m)(80m)(100m)(100m)(120m)(120m)(140m)(140m)(160m)(160m)(180m)(180m)201620162017201720182018201920192020202020212021202220222023202320242024
Net Income -31.4 M
Depreciation & Amortization 6.87 M
Capital Expenditures -6.15 M
Stock-Based Compensation 4.17 M
Change in Working Capital -496 M
Others -162 M
Free Cash Flow -80 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets America's Car-Mart, Inc.
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Wall Street analysts predict an average 1-year price target for CRMT of $58.6 , with forecasts ranging from a low of $45 to a high of $113 .
CRMT Lowest Price Target Wall Street Target
45 USD -17.48%
CRMT Average Price Target Wall Street Target
58.6 USD 7.46%
CRMT Highest Price Target Wall Street Target
113 USD 107.23%
Price
Max Price Target
Min Price Target
Average Price Target
1201201101101001009090808070706060505040403030Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership America's Car-Mart, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
4.89 M USD 2
3-6 MONTHS
46.1 M USD 5
6-9 MONTHS
1.52 M USD 1
9-12 MONTHS
7. News
America's Car-Mart, Inc. Schedules Fourth Quarter Fiscal Year 2025 Results and Conference Call ROGERS, Ark., June 05, 2025 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (NASDAQ: CRMT) today announced it will release fiscal 2025 fourth quarter financial results on Thursday, June 12, 2025, before the market opens. A webcast and conference call will be held that same day at 9:00 a.m. ET to review the Company's results. globenewswire.com - 1 week ago
Best Growth Stocks to Buy for June 2nd Here are three stocks with buy ranks and strong growth characteristics for investors to consider today June 2nd: zacks.com - 2 weeks ago
America's Car-Mart, Inc. Completes $216 Million Term Securitization ROGERS, Ark., May 30, 2025 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (NASDAQ: CRMT) (“we,” “Car-Mart” or the “Company”), announced today that it has completed a term securitization transaction involving the issuance of $216 million in principal amount of asset-backed notes with an overall weighted average coupon of 6.27%. globenewswire.com - 2 weeks ago
Best Growth Stocks to Buy for May 28th STRT, SWX and CRMT made it to the Zacks Rank #1 (Strong Buy) growth stocks list on May 28, 2025. zacks.com - 3 weeks ago
America's Car-Mart Kicks Off Annual Community Fan Drive For more information, contact Media.Relations@Car-Mart.com ROGERS, Ark., May 27, 2025 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (Nasdaq: CRMT) announced its annual Community Fan Drive, a company tradition conducted every May and June. globenewswire.com - 3 weeks ago
America's Car-Mart, Inc. Announces Chief Financial Officer Transition Jonathan Collins named Chief Financial Officer, effective May 12, 2025, succeeding Vickie Judy who will transition to Chief Accounting Officer Jonathan Collins named Chief Financial Officer, effective May 12, 2025, succeeding Vickie Judy who will transition to Chief Accounting Officer globenewswire.com - 1 month ago
Best Growth Stocks to Buy for May 8th CRMT and BSAC made it to the Zacks Rank #1 (Strong Buy) growth stocks list on May 8, 2025. zacks.com - 1 month ago
Best Growth Stocks to Buy for May 6th CRMT, LTM and BSAC made it to the Zacks Rank #1 (Strong Buy) growth stocks list on May 6, 2025. zacks.com - 1 month ago
America's Car-Mart: Strong Momentum To Deliver Growth America's Car-Mart's Q3 revenue grew 8.7% to $325M, with retail unit sales up 13.2%, signaling a recovery after four quarters of decline. Successful securitization deals improved funding rates, indicating a shift from traditional bank facilities and optimizing capital structure. Despite a soft used car market, CRMT outperformed major retailers, showing resilience with 8.7% revenue growth and 13.2% unit sales growth. seekingalpha.com - 1 month ago
America's Car-Mart, Inc. (CRMT) Q3 2025 Earnings Call Transcript America's Car-Mart, Inc. (NASDAQ:CRMT ) Q3 2025 Earnings Conference Call March 6, 2025 9:00 AM ET Company Participants Vickie Judy - Chief Financial Officer Doug Campbell - President & Chief Executive Officer Jamie Fischer - Chief Operating Officer Conference Call Participants Kyle Joseph - Stephens John Murphy - Bank of America Vincent Caintic - BTIG Operator Thank you for standing by, and welcome to America's Car-Mart's Third Quarter Fiscal 2025 Earnings Conference Call. At this time, all participants are in a listen-only-mode. seekingalpha.com - 3 months ago
America's Car-Mart (CRMT) Beats Q3 Earnings and Revenue Estimates America's Car-Mart (CRMT) came out with quarterly earnings of $0.37 per share, beating the Zacks Consensus Estimate of a loss of $0.01 per share. This compares to loss of $1.34 per share a year ago. zacks.com - 3 months ago
America's Car-Mart Reports Third Quarter Fiscal Year 2025 Results ROGERS, Ark., March 06, 2025 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (NASDAQ: CRMT) (“we,” “Car-Mart” or the “Company”), today reported financial results for the third quarter ended January 31, 2025. globenewswire.com - 3 months ago
8. Profile Summary

America's Car-Mart, Inc. CRMT

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COUNTRY US
INDUSTRY Auto - Dealerships
MARKET CAP $ 451 M
Dividend Yield 0.00%
Description America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer in the United States. It primarily sells older model used vehicles and provides financing for its customers. As of April 30, 2022, the company operated 154 dealerships in the South-Central United States. The company was founded in 1981 and is based in Rogers, Arkansas.
Contact 1805 North 2nd Street, Rogers, AR, 72756 https://www.car-mart.com
IPO Date March 13, 1987
Employees 2280
Officers Ms. Holly Thomson Chief Digital Officer Ms. Jamie Z. Fischer Chief Operating Officer Mr. W. Brett Papasan Chief Legal Officer Mr. Brian Stone Executive Vice President of Procurement & Inventory Mr. Jonathan Collins Chief Financial Officer Mr. Douglas Campbell Chief Executive Officer, President & Director