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America's Car-Mart, Inc. CRMT
Consumer Cyclical - Auto - Dealerships - NASDAQ - US
Watchlist
$ 42.73
-0.14 %
$ 353 M
Market Cap
18.34
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 22, 2025.

The intrinsic value of one CRMT stock under the worst case scenario is HIDDEN Compared to the current market price of 42.7 USD, America's Car-Mart, Inc. is HIDDEN

CRMT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 22, 2025.

The intrinsic value of one CRMT stock under the base case scenario is HIDDEN Compared to the current market price of 42.7 USD, America's Car-Mart, Inc. is HIDDEN

CRMT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 22, 2025.

The intrinsic value of one CRMT stock under the best case scenario is HIDDEN Compared to the current market price of 42.7 USD, America's Car-Mart, Inc. is HIDDEN

CRMT Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart CRMT

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1M -45%
6M -14.0%
1Y -40%
3Y -144%
5Y -123%
All
$65.0$65.0$60.0$60.0$55.0$55.0$50.0$50.0$45.0$45.0$40.0$40.0$35.0$35.0Feb '25Feb '25Mar '25Mar '25Apr '25Apr '25May '25May '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25
FINANCIALS
1.15 B REVENUE
-17.77%
Growth Rates
1Year -17.77%
3Years -1.85%
5Years 9.01%
7Years 9.37%
10Years 8.01%
231 M OPERATING INCOME
801.49%
Growth Rates
1Year 801.49%
3Years 20.71%
5Years 26.18%
7Years 28.95%
10Years 17.26%
17.9 M NET INCOME
157.12%
Growth Rates
1Year 157.12%
3Years -42.29%
5Years -18.97%
7Years -9.66%
10Years -4.85%
-48.8 M OPERATING CASH FLOW
34.01%
Growth Rates
1Year 34.01%
3Years 24.72%
5Years -27.21%
7Years -28.80%
10Years -17.31%
-11.4 M INVESTING CASH FLOW
-6.86%
Growth Rates
1Year -6.86%
3Years 20.03%
5Years -2.85%
7Years -31.15%
10Years -11.31%
90.2 M FINANCING CASH FLOW
-18.68%
Growth Rates
1Year -18.68%
3Years -20.00%
5Years 14.04%
7Years 45.36%
10Years 29.53%
310 M REVENUE
-4.92%
Growth Rates
1Year -17.77%
3Years -1.85%
5Years 9.01%
7Years 9.37%
10Years 8.01%
64.5 M OPERATING INCOME
201.93%
Growth Rates
1Year 801.49%
3Years 20.71%
5Years 26.18%
7Years 28.95%
10Years 17.26%
10.6 M NET INCOME
224.50%
Growth Rates
1Year 157.12%
3Years -42.29%
5Years -18.97%
7Years -9.66%
10Years -4.85%
19.2 M OPERATING CASH FLOW
162.44%
Growth Rates
1Year 34.01%
3Years 24.72%
5Years -27.21%
7Years -28.80%
10Years -17.31%
-783 K INVESTING CASH FLOW
-4.26%
Growth Rates
1Year -6.86%
3Years 20.03%
5Years -2.85%
7Years -31.15%
10Years -11.31%
-20.3 M FINANCING CASH FLOW
-71.83%
Growth Rates
1Year -18.68%
3Years -20.00%
5Years 14.04%
7Years 45.36%
10Years 29.53%
Balance Sheet America's Car-Mart, Inc.
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Current Assets 1.31 B
Cash & Short-Term Investments 5.52 M
Receivables 1.11 B
Other Current Assets 196 M
Non-Current Assets 167 M
Long-Term Investments 0
PP&E 122 M
Other Non-Current Assets 45.7 M
75.02 %13.29 %8.23 %3.09 %Total Assets$1.5b
Current Liabilities 354 M
Accounts Payable 21.4 M
Short-Term Debt 201 M
Other Current Liabilities 132 M
Non-Current Liabilities 653 M
Long-Term Debt 618 M
Other Non-Current Liabilities 34.8 M
19.95 %13.08 %61.39 %3.46 %Total Liabilities$1.0b
EFFICIENCY
Earnings Waterfall America's Car-Mart, Inc.
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Revenue 1.15 B
Cost Of Revenue 726 M
Gross Profit 420 M
Operating Expenses 189 M
Operating Income 231 M
Other Expenses 213 M
Net Income 17.9 M
1b1b1b1b800m800m600m600m400m400m200m200m001b(726m)420m(189m)231m(213m)18mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
36.66% GROSS MARGIN
36.66%
Averages
1Year 36.66%
3Years 41.47%
5Years 43.50%
7Years 44.85%
10Years 45.69%
20.17% OPERATING MARGIN
20.17%
Averages
1Year 20.17%
3Years 8.87%
5Years 10.56%
7Years 10.21%
10Years 8.68%
1.56% NET MARGIN
1.56%
Averages
1Year 1.56%
3Years 0.25%
5Years 4.00%
7Years 4.86%
10Years 4.55%
0.00% ROE
0.00%
Averages
1Year 0.00%
3Years 0.07%
5Years 9.25%
7Years 11.64%
10Years 11.11%
0.00% ROA
0.00%
Averages
1Year 0.00%
3Years -0.23%
5Years 4.07%
7Years 5.39%
10Years 5.34%
0.00% ROIC
0.00%
Averages
1Year 0.00%
3Years 1.70%
5Years 5.58%
7Years 6.70%
10Years 6.35%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis America's Car-Mart, Inc.
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40m40m20m20m00(20m)(20m)(40m)(40m)(60m)(60m)(80m)(80m)(100m)(100m)(120m)(120m)(140m)(140m)(160m)(160m)(180m)(180m)201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 17.9 M
Depreciation & Amortization 7.65 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -483 M
Others 0
Free Cash Flow -48.8 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets America's Car-Mart, Inc.
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Wall Street analysts predict an average 1-year price target for CRMT of $58.6 , with forecasts ranging from a low of $45 to a high of $113 .
CRMT Lowest Price Target Wall Street Target
45 USD 5.31%
CRMT Average Price Target Wall Street Target
58.6 USD 37.14%
CRMT Highest Price Target Wall Street Target
113 USD 164.45%
Price
Max Price Target
Min Price Target
Average Price Target
1201201101101001009090808070706060505040403030Sep '24Sep '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership America's Car-Mart, Inc.
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Sold
0-3 MONTHS
8.69 M USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
5.03 K USD 1
0-3 MONTHS
4.89 M USD 2
3-6 MONTHS
0 USD 0
6-9 MONTHS
46.1 M USD 5
9-12 MONTHS
7. News
America's Car-Mart Is Setting Up A Strong Foundation For Future Growth CRMT's Q4 2025 results show improving revenue, margins, and credit quality, supporting the company's ongoing turnaround despite macroeconomic headwinds. Management's disciplined risk management, new loan origination system, and expanded payment infrastructure are strengthening business fundamentals and collections. The stock trades at a historically low price-to-book ratio, presenting an undervalued opportunity as book value and receivables grow. seekingalpha.com - 1 month ago
Why America's Car-Mart Stock Crashed on Thursday America's Car-Mart (CRMT -11.50%) stock tumbled 11.3% through 12:40 p.m. ET Thursday afternoon despite reporting positive fiscal Q4 profits of $1.26 per share on $370.2 million in quarterly sales. fool.com - 1 month ago
America's Car-Mart, Inc (CRMT) Q4 2025 Earnings Call Transcript America's Car-Mart, Inc (NASDAQ:CRMT ) Q4 2025 Earnings Conference Call June 12, 2025 9:00 AM ET Company Participants Douglas Campbell - CEO, President & Director Jamie Z. Fischer - Chief Operating Officer Jonathan Collins - Chief Financial Officer Vickie D. seekingalpha.com - 1 month ago
America's Car-Mart (CRMT) Q4 Earnings Top Estimates America's Car-Mart (CRMT) came out with quarterly earnings of $1.26 per share, beating the Zacks Consensus Estimate of $0.87 per share. This compares to earnings of $0.06 per share a year ago. zacks.com - 1 month ago
America's Car-Mart Reports Fourth Quarter and Fiscal Year 2025 Results ROGERS, Ark, June 12, 2025 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (NASDAQ: CRMT) (“we,” “Car-Mart” or the “Company”), today reported financial results for the fourth quarter and full year ended April 30, 2025. globenewswire.com - 1 month ago
Top Wall Street Forecasters Revamp America's Car-Mart Expectations Ahead Of Q4 Earnings America's Car-Mart, Inc. CRMT will release its fourth-quarter financial results before the opening bell on Thursday, June 12. benzinga.com - 1 month ago
America's Car-Mart, Inc. Schedules Fourth Quarter Fiscal Year 2025 Results and Conference Call ROGERS, Ark., June 05, 2025 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (NASDAQ: CRMT) today announced it will release fiscal 2025 fourth quarter financial results on Thursday, June 12, 2025, before the market opens. A webcast and conference call will be held that same day at 9:00 a.m. ET to review the Company's results. globenewswire.com - 2 months ago
Best Growth Stocks to Buy for June 2nd Here are three stocks with buy ranks and strong growth characteristics for investors to consider today June 2nd: zacks.com - 2 months ago
America's Car-Mart, Inc. Completes $216 Million Term Securitization ROGERS, Ark., May 30, 2025 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (NASDAQ: CRMT) (“we,” “Car-Mart” or the “Company”), announced today that it has completed a term securitization transaction involving the issuance of $216 million in principal amount of asset-backed notes with an overall weighted average coupon of 6.27%. globenewswire.com - 2 months ago
Best Growth Stocks to Buy for May 28th STRT, SWX and CRMT made it to the Zacks Rank #1 (Strong Buy) growth stocks list on May 28, 2025. zacks.com - 2 months ago
America's Car-Mart Kicks Off Annual Community Fan Drive For more information, contact Media.Relations@Car-Mart.com ROGERS, Ark., May 27, 2025 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (Nasdaq: CRMT) announced its annual Community Fan Drive, a company tradition conducted every May and June. globenewswire.com - 2 months ago
America's Car-Mart, Inc. Announces Chief Financial Officer Transition Jonathan Collins named Chief Financial Officer, effective May 12, 2025, succeeding Vickie Judy who will transition to Chief Accounting Officer Jonathan Collins named Chief Financial Officer, effective May 12, 2025, succeeding Vickie Judy who will transition to Chief Accounting Officer globenewswire.com - 2 months ago
8. Profile Summary

America's Car-Mart, Inc. CRMT

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COUNTRY US
INDUSTRY Auto - Dealerships
MARKET CAP $ 353 M
Dividend Yield 0.00%
Description America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer in the United States. It primarily sells older model used vehicles and provides financing for its customers. As of April 30, 2022, the company operated 154 dealerships in the South-Central United States. The company was founded in 1981 and is based in Rogers, Arkansas.
Contact 1805 North 2nd Street, Rogers, AR, 72756 https://www.car-mart.com
IPO Date March 13, 1987
Employees 2280
Officers Ms. Holly Thomson Chief Digital Officer Ms. Jamie Z. Fischer Chief Operating Officer Mr. W. Brett Papasan Chief Legal Officer Mr. Brian Stone Executive Vice President of Procurement & Inventory Mr. Jonathan Collins Chief Financial Officer Mr. Douglas Campbell Chief Executive Officer, President & Director