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Financial Services - Banks - Regional - NASDAQ - US
$ 15.59
-1.14 %
$ 428 M
Market Cap
15.8
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BWB stock under the worst case scenario is HIDDEN Compared to the current market price of 15.6 USD, Bridgewater Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BWB stock under the base case scenario is HIDDEN Compared to the current market price of 15.6 USD, Bridgewater Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BWB stock under the best case scenario is HIDDEN Compared to the current market price of 15.6 USD, Bridgewater Bancshares, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart BWB

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$16.0$16.0$15.5$15.5$15.0$15.0$14.5$14.5$14.0$14.0$13.5$13.5$13.0$13.0$12.5$12.5$12.0$12.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
108 M REVENUE
-3.67%
42.7 M OPERATING INCOME
-31.27%
32.8 M NET INCOME
-17.86%
46.4 M OPERATING CASH FLOW
54.51%
-95.2 M INVESTING CASH FLOW
54.47%
150 M FINANCING CASH FLOW
-32.00%
31.8 M REVENUE
9.50%
12.7 M OPERATING INCOME
0.00%
9.63 M NET INCOME
17.42%
7.46 M OPERATING CASH FLOW
-78.42%
-135 M INVESTING CASH FLOW
-55.31%
64.1 M FINANCING CASH FLOW
-29.03%
Balance Sheet Bridgewater Bancshares, Inc.
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Current Assets 998 M
Cash & Short-Term Investments 998 M
Receivables 62 M
Other Current Assets -62 M
Non-Current Assets 69.4 M
Long-Term Investments 386 M
PP&E 49.5 M
Other Non-Current Assets -366 M
93.50 %5.81 %36.13 %4.64 %Total Assets$1.1b
Current Liabilities 17.8 M
Accounts Payable 4.01 M
Short-Term Debt 0
Other Current Liabilities 13.8 M
Non-Current Liabilities 4.59 B
Long-Term Debt 151 M
Other Non-Current Liabilities 4.44 B
3.28 %96.34 %Total Liabilities$4.6b
EFFICIENCY
Earnings Waterfall Bridgewater Bancshares, Inc.
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Revenue 108 M
Cost Of Revenue 108 M
Gross Profit 980
Operating Expenses 108 M
Operating Income 42.7 M
Other Expenses 9.91 M
Net Income 32.8 M
150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)108m(108m)980(108m)43m(10m)33mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
0.00% GROSS MARGIN
0.00%
39.67% OPERATING MARGIN
39.67%
30.47% NET MARGIN
30.47%
7.17% ROE
7.17%
0.65% ROA
0.65%
3.13% ROIC
3.13%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Bridgewater Bancshares, Inc.
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90m90m80m80m70m70m60m60m50m50m40m40m30m30m20m20m10m10m00(10m)(10m)201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 32.8 M
Depreciation & Amortization 3 M
Capital Expenditures 0
Stock-Based Compensation 3.9 M
Change in Working Capital 5.84 M
Others 776 K
Free Cash Flow 42.3 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Bridgewater Bancshares, Inc.
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Wall Street analysts predict an average 1-year price target for BWB of $17.3 , with forecasts ranging from a low of $17 to a high of $18 .
BWB Lowest Price Target Wall Street Target
17 USD 9.04%
BWB Average Price Target Wall Street Target
17.3 USD 11.18%
BWB Highest Price Target Wall Street Target
18 USD 15.46%
Price
Max Price Target
Min Price Target
Average Price Target
181817171616151514141313121211111010Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership Bridgewater Bancshares, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
127 K USD 2
6-9 MONTHS
940 K USD 5
9-12 MONTHS
24.5 K USD 1
Bought
3.56 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
6.9 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Are You Looking for a Top Momentum Pick? Why Bridgewater (BWB) is a Great Choice Does Bridgewater (BWB) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 weeks ago
Earnings Estimates Moving Higher for Bridgewater (BWB): Time to Buy? Bridgewater (BWB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 2 weeks ago
Bridgewater (BWB) is on the Move, Here's Why the Trend Could be Sustainable Bridgewater (BWB) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen. zacks.com - 2 weeks ago
Best Momentum Stock to Buy for April 28th BWB, NOMD and FER made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on April 28, 2025. zacks.com - 3 weeks ago
Bridgewater Bancshares, Inc. (BWB) Q1 2025 Earnings Call Transcript Bridgewater Bancshares, Inc. (NASDAQ:BWB ) Q1 2025 Earnings Conference Call April 24, 2025 9:00 AM ET Company Participants Justin Horstman - Vice President of Investor Relations Jerry Baack - Chairman and Chief Executive Officer Joe Chybowski - President and Chief Financial Officer Nick Place - Chief Banking Officer Jeff Shellberg - Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson Nathan Race - Piper Sandler Brendan Nosal - Hovde Group Operator Good morning, and welcome to the Bridgewater Bancshares 2025 First Quarter Earnings Call. seekingalpha.com - 3 weeks ago
Bridgewater (BWB) Q1 Earnings and Revenues Top Estimates Bridgewater (BWB) came out with quarterly earnings of $0.32 per share, beating the Zacks Consensus Estimate of $0.29 per share. This compares to earnings of $0.24 per share a year ago. zacks.com - 3 weeks ago
Bridgewater Bancshares, Inc. Announces First Quarter 2025 Financial Results ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bancshares, Inc. (Nasdaq: BWB) (the Company), the parent company of Bridgewater Bank (the Bank), today announced net income of $9.6 million for the first quarter of 2025, compared to $8.2 million for the fourth quarter of 2024, and $7.8 million for the first quarter of 2024. Earnings per diluted common share were $0.31 for the first quarter of 2025, compared to $0.26 for the fourth quarter of 2024, and $0.24 for the first quarter of 2024. Adju. businesswire.com - 3 weeks ago
Bridgewater Bancshares, Inc. to Announce First Quarter 2025 Financial Results and Host Earnings Conference Call ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bancshares, Inc. (Nasdaq: BWB), the parent company of Bridgewater Bank, today announced that it will release its first quarter 2025 financial results after the market closes on Wednesday, April 23, 2025. Bridgewater will then host a conference call and webcast to discuss the results on Thursday, April 24, 2025 at 8:00 a.m. Central Time. Conference Call Details: To join the conference call via phone, please dial 844-481-2913 and request to join. businesswire.com - 1 month ago
Recent Price Trend in Bridgewater (BWB) is Your Friend, Here's Why Bridgewater (BWB) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen. zacks.com - 3 months ago
3 Top-Ranked Breakout Stocks to Buy Now: BWB, EBC, BWAY Bridgewater Bancshares, Eastern Bankshares and BrainsWay have been selected as the breakout stocks for today. zacks.com - 3 months ago
Can Bridgewater (BWB) Run Higher on Rising Earnings Estimates? Bridgewater (BWB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 3 months ago
Bridgewater Bancshares: 7.6% Yielding Preferred Shares Offer Attractive Income Bridgewater Bancshares' acquisition of First Minnetonka City Bank improved its loan-to-deposit ratio, reducing reliance on expensive external financing and boosting future earnings potential. Despite risks in the bank's loan composition, non-performing loans are low, and the preferred shares offer a 7.6% dividend yield, making them attractive for income investors. The bank's net interest income increased for the second consecutive quarter, showing resilience despite earlier declines and interest rate pressures. seekingalpha.com - 3 months ago
8. Profile Summary

Bridgewater Bancshares, Inc. BWB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 428 M
Dividend Yield 0.26%
Description Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States. The company offers savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction, as well as certificates of deposit. It also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business-related purposes; paycheck protection program loans; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. In addition, the company online, mobile, and direct banking services. It operates through seven full-service offices located in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul, Minnesota. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
Contact 4450 Excelsior Boulevard, Saint Louis Park, MN, 55416 https://www.bridgewaterbankmn.com
IPO Date March 14, 2018
Employees 292
Officers Ms. Lisa M. Salazar Chief Operating Officer Mr. Joseph M. Chybowski President & Chief Financial Officer Mr. Justin Horstman Director of Investor Relations Ms. Mary Jayne Crocker Executive Vice President & Chief Strategy Officer Mr. Gerald John Baack Chief Executive Officer Founder & Non Independent Executive Chairman Mr. Jeffrey D. Shellberg Co-Founder, Executive Vice President, Chief Credit Officer, Secretary & Non Independent Executive Director Ms. Laura Espeseth Chief Accounting Officer Mr. Ben M. Klocke J.D. General Counsel Mr. Daniel D. Poppe Senior Vice President of Commercial Banking Mr. Nicholas L. Place Chief Banking Officer