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Financial Services - Banks - Regional - NASDAQ - US
$ 12.9
-4.77 %
$ 356 M
Market Cap
12.22
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BWB stock under the worst case scenario is HIDDEN Compared to the current market price of 12.9 USD, Bridgewater Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BWB stock under the base case scenario is HIDDEN Compared to the current market price of 12.9 USD, Bridgewater Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BWB stock under the best case scenario is HIDDEN Compared to the current market price of 12.9 USD, Bridgewater Bancshares, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart BWB

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$15.5$15.5$15.0$15.0$14.5$14.5$14.0$14.0$13.5$13.5$13.0$13.0$12.5$12.5$12.0$12.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
980 REVENUE
-100.00%
-189 M OPERATING INCOME
-304.65%
32.8 M NET INCOME
-17.86%
46.4 M OPERATING CASH FLOW
54.51%
-95.2 M INVESTING CASH FLOW
54.47%
150 M FINANCING CASH FLOW
-32.00%
29.1 M REVENUE
3028441.67%
0 OPERATING INCOME
0.00%
8.2 M NET INCOME
-5.43%
34.6 M OPERATING CASH FLOW
677.63%
-87 M INVESTING CASH FLOW
-140.18%
90.3 M FINANCING CASH FLOW
5254.12%
Balance Sheet Bridgewater Bancshares, Inc.
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Current Assets 998 M
Cash & Short-Term Investments 998 M
Receivables 62 M
Other Current Assets -62 M
Non-Current Assets 69.4 M
Long-Term Investments 0
PP&E 49.5 M
Other Non-Current Assets 19.8 M
93.50 %5.81 %4.64 %Total Assets$1.1b
Current Liabilities 17.8 M
Accounts Payable 4.01 M
Short-Term Debt 13.8 M
Other Current Liabilities 0
Non-Current Liabilities 4.59 B
Long-Term Debt 0
Other Non-Current Liabilities 4.59 B
99.61 %Total Liabilities$4.6b
EFFICIENCY
Earnings Waterfall Bridgewater Bancshares, Inc.
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Revenue 980
Cost Of Revenue 0
Gross Profit 980
Operating Expenses 108 M
Operating Income -189 M
Other Expenses -222 M
Net Income 32.8 M
50m50m00(50m)(50m)(100m)(100m)(150m)(150m)(200m)(200m)9800980(108m)(189m)222m33mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-19331224.49% OPERATING MARGIN
-19331224.49%
3349489.80% NET MARGIN
3349489.80%
7.17% ROE
7.17%
0.65% ROA
0.65%
-13.68% ROIC
-13.68%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Bridgewater Bancshares, Inc.
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90m90m80m80m70m70m60m60m50m50m40m40m30m30m20m20m10m10m00(10m)(10m)201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 32.8 M
Depreciation & Amortization 3 M
Capital Expenditures 0
Stock-Based Compensation 3.9 M
Change in Working Capital 5.84 M
Others 776 K
Free Cash Flow 46.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Bridgewater Bancshares, Inc.
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Wall Street analysts predict an average 1-year price target for BWB of $17 , with forecasts ranging from a low of $17 to a high of $17 .
BWB Lowest Price Target Wall Street Target
17 USD 31.78%
BWB Average Price Target Wall Street Target
17 USD 31.78%
BWB Highest Price Target Wall Street Target
17 USD 31.78%
Price
Max Price Target
Min Price Target
Average Price Target
17171616151514141313121211111010Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership Bridgewater Bancshares, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
835 K USD 6
6-9 MONTHS
233 K USD 2
9-12 MONTHS
24.5 K USD 1
Bought
0 USD 0
0-3 MONTHS
6.9 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Bridgewater Bancshares, Inc. to Announce First Quarter 2025 Financial Results and Host Earnings Conference Call ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bancshares, Inc. (Nasdaq: BWB), the parent company of Bridgewater Bank, today announced that it will release its first quarter 2025 financial results after the market closes on Wednesday, April 23, 2025. Bridgewater will then host a conference call and webcast to discuss the results on Thursday, April 24, 2025 at 8:00 a.m. Central Time. Conference Call Details: To join the conference call via phone, please dial 844-481-2913 and request to join. businesswire.com - 3 weeks ago
Recent Price Trend in Bridgewater (BWB) is Your Friend, Here's Why Bridgewater (BWB) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen. zacks.com - 2 months ago
3 Top-Ranked Breakout Stocks to Buy Now: BWB, EBC, BWAY Bridgewater Bancshares, Eastern Bankshares and BrainsWay have been selected as the breakout stocks for today. zacks.com - 2 months ago
Can Bridgewater (BWB) Run Higher on Rising Earnings Estimates? Bridgewater (BWB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 2 months ago
Bridgewater Bancshares: 7.6% Yielding Preferred Shares Offer Attractive Income Bridgewater Bancshares' acquisition of First Minnetonka City Bank improved its loan-to-deposit ratio, reducing reliance on expensive external financing and boosting future earnings potential. Despite risks in the bank's loan composition, non-performing loans are low, and the preferred shares offer a 7.6% dividend yield, making them attractive for income investors. The bank's net interest income increased for the second consecutive quarter, showing resilience despite earlier declines and interest rate pressures. seekingalpha.com - 3 months ago
Bridgewater Bancshares, Inc. (BWB) Q4 2024 Earnings Call Transcript Bridgewater Bancshares, Inc. (NASDAQ:BWB ) Q4 2024 Earnings Conference Call January 30, 2025 9:00 AM ET Company Participants Justin Horstman - Vice President, Investor Relations Jerry Baack - Chairman & Chief Executive Officer Joe Chybowski - President & Chief Financial Officer Nick Place - Chief Banking Officer Jeff Shellberg - Chief Credit Officer Conference Call Participants Brendan Nosal - Hovde Jeff Rulis - D.A. Davidson Nathan Race - Piper Sandler Operator Good morning and welcome to the Bridgewater Bancshares 2024 Fourth Quarter Earnings Call. seekingalpha.com - 3 months ago
Bridgewater (BWB) Q4 Earnings and Revenues Top Estimates Bridgewater (BWB) came out with quarterly earnings of $0.27 per share, beating the Zacks Consensus Estimate of $0.22 per share. This compares to earnings of $0.28 per share a year ago. zacks.com - 3 months ago
Bridgewater Bancshares, Inc. Announces Fourth Quarter 2024 Financial Results ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bancshares, Inc. (Nasdaq: BWB) (the Company), the parent company of Bridgewater Bank (the Bank), today announced net income of $8.2 million for the fourth quarter of 2024, compared to $8.7 million for the third quarter of 2024, and $8.9 million for the fourth quarter of 2023. Earnings per diluted common share were $0.26 for the fourth quarter of 2024, compared to $0.27 for the third quarter of 2024, and $0.28 for the fourth quarter of 2023. Ad. businesswire.com - 3 months ago
Bridgewater Bancshares, Inc. to Announce Fourth Quarter 2024 Financial Results and Host Earnings Conference Call ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bancshares, Inc. (Nasdaq: BWB), the parent company of Bridgewater Bank, today announced that it will release its fourth quarter 2024 financial results after the market closes on Wednesday, January 29, 2025. Bridgewater will then host a conference call and webcast to discuss the results on Thursday, January 30, 2025 at 8:00 a.m. Central Time. Conference Call Details: To join the conference call via phone, please dial 844-481-2913 and request to. businesswire.com - 3 months ago
Bridgewater Bancshares, Inc. (BWB) Q3 2024 Earnings Call Transcript Bridgewater Bancshares, Inc. (NASDAQ:BWB ) Q3 2024 Earnings Conference Call October 24, 2024 9:00 AM ET Company Participants Justin Horstman - Vice President, Investor Relations Jerry Baack - Chairman and CEO Joe Chybowski - President and CFO Nick Place - Chief Banking Officer Jeff Shellberg - Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson Brendan Nosal - Hovde Group Nathan Race - Piper Sandler Operator Good morning. seekingalpha.com - 6 months ago
Bridgewater (BWB) Is a Great Choice for 'Trend' Investors, Here's Why Bridgewater (BWB) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move. zacks.com - 6 months ago
Bridgewater (BWB) Q3 Earnings and Revenues Beat Estimates Bridgewater (BWB) came out with quarterly earnings of $0.27 per share, beating the Zacks Consensus Estimate of $0.25 per share. This compares to earnings of $0.30 per share a year ago. zacks.com - 6 months ago
8. Profile Summary

Bridgewater Bancshares, Inc. BWB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 356 M
Dividend Yield 0.27%
Description Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States. The company offers savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction, as well as certificates of deposit. It also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business-related purposes; paycheck protection program loans; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. In addition, the company online, mobile, and direct banking services. It operates through seven full-service offices located in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul, Minnesota. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
Contact 4450 Excelsior Boulevard, Saint Louis Park, MN, 55416 https://www.bridgewaterbankmn.com
IPO Date March 14, 2018
Employees 290
Officers Mr. Ben M. Klocke J.D. General Counsel Mr. Justin Horstman Director of Investor Relations Ms. Lisa M. Salazar Chief Operating Officer Mr. Daniel D. Poppe Senior Vice President of Commercial Banking Mr. Jeffrey D. Shellberg Co-Founder, Executive Vice President, Chief Credit Officer, Secretary & Non Independent Executive Director Ms. Mary Jayne Crocker Executive Vice President & Chief Strategy Officer Mr. Nicholas L. Place Chief Banking Officer Ms. Laura Espeseth Chief Accounting Officer Mr. Gerald John Baack Chief Executive Officer Founder & Non Independent Executive Chairman Mr. Joseph M. Chybowski President & Chief Financial Officer