UC

United Community Banks, Inc.

UCB·NYSE

$32.25

-0.25%
Financial ServicesBanks - Regional

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

At a Glance

Live Snapshot
Market Cap$3.86B
EPS2.6300
P/E Ratio12.26
Earnings Date07/22/2026

ucb

Depreciation and Amortization

Last Annual Value

45.95M

3-Year CAGR

-1%

5-Year CAGR

49%

10-Year CAGR

7%

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United Community Banks, Inc. Competitors Analysis of Depreciation and Amortization

UCB · NYSE
CompanyDepreciation and Amortization
CAGR 3Y
CAGR 5Y
CAGR 10Y
45.95M
0.7%N/A4.4% 
0.00
N/AN/AN/A
73.35M
-1.4%12.1%7.2%
498.00M
0.1%9.0%9.5%
0.00
N/AN/AN/A
22.54M
0.5%2.4%6.2%
CADE logo
Cadence Bank
NYSE:CADE
202.57M
-5.3%2.9%21.3%
32.28M
-2.9%-7.4%26.4%
60.41M
-13.5%-11.9%0.4%
29.65M
-3.5%0.2%0.8%
UC

United Community Banks, Inc. Fair Value Envelope

UCB · NYSE

Our analysis suggests that UCB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $32.25, this represents a potential HIDDEN relative to our calculated worth for United Community Banks, Inc..

Intrinsic Value
Current Price: $32.25