UC

United Community Banks, Inc.

UCB·NYSE

$32.25

-0.25%
Financial ServicesBanks - Regional

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

At a Glance

Live Snapshot
Market Cap$3.86B
EPS2.6300
P/E Ratio12.26
Earnings Date07/22/2026
7.80%
Return on Invested Capital
32%
3Y+8.0%
5Y+12.0%
10Y+54.0%
9.02%
Return on Equity
23%
3Y-12.0%
5Y+10.0%
10Y-4.0%
1.17%
Return on Assets
29%
3Y+1.0%
5Y+27.0%
10Y+25.0%
UC

United Community Banks, Inc. Management Team

UCB · NYSE
MH

Mr. Herbert Lynn Harton

Chairman & Chief Executive Officer

Compensation

$2,769,290

Born 1962(Age 64)
male
MA

Mr. Alan H. Kumler

Chief Accounting Officer, Senior Vice President & Controller

male
MM

Ms. Melinda Davis Lux J.D.

Chief Administrative Officer, General Counsel & Corporate Secretary

Compensation

$1,035,813

Born 1973(Age 53)
female
MC

Ms. Carol A. Chastain

Chief Compliance Officer

female
MA

Mr. Abraham A. Cox

Chief Consumer and Small Business Banking Officer

Born 1977(Age 49)
male
MH

Ms. Holly Berry

Chief Human Resources Officer

Born 1974(Age 52)
female
MM

Mr. Mark Aaron Terry

Chief Information Officer

Born 1967(Age 59)
male
MA

Mr. Abraham A. Cox

Executive Vice President & Chief Consumer and Small Business Banking Officer

Born 1977(Age 49)
male
MJ

Mr. Jefferson Lee Harralson C.F.A.

Executive Vice President & Chief Financial Officer

Compensation

$1,081,161

Born 1966(Age 60)
male
MR

Mr. Robert A. Edwards

Executive Vice President & Chief Risk Officer

Compensation

$847,898

Born 1965(Age 61)
male
MR

Mr. Richard William Bradshaw

President & Chief Banking Officer

Compensation

$1,460,860

Born 1962(Age 64)
male
u

United Community Banks, Inc. Insider Positioning

UCB · NYSE

During the last 12 months, insiders have sold $1.44M worth of UCB shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

1.5K

49.97K

Net Activity

-50K

-$50K

3-6 Months

Bought

0

0.00

Sold

38.5K

1.34M

Net Activity

-1.3M

-$1.34M

6-9 Months

Bought

0

0.00

Sold

1.7K

50.00K

Net Activity

-50K

-$50K

9-12 Months

Bought

0

0.00

Sold

2

61.00

Net Activity

-61

-$61

Top Buyers

No buying activity

Top Sellers

1
HHL

Harton H Lynn

Director, Officer: President & Ceo

25.0K shares1 transactions

$866K

2
KAH

Kumler Alan H

Officer: Svp, Chief Accounting Officer

12.0K shares1 transactions

$426K

3
BR

Bradshaw Richard

Officer: Evp, Chief Banking Officer

4.6K shares4 transactions

$150K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.44M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$50K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

UCB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 01, 2026
May 13, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 02, 2025
May 14, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 02, 2024
May 15, 2024
2024
DEF 14A

DEF 14A

N/A

April 05, 2023
April 05, 2023
 
DEF 14A

DEF 14A 2022

N/A

April 06, 2022
May 18, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 30, 2021
May 12, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 24, 2020
May 06, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 29, 2019
May 08, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 30, 2018
May 09, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 24, 2017
May 10, 2017
2017
Showing 1 to 10 of 29 filings