The Travelers Companies, Inc.

The Travelers Companies, Inc.

TRVยทNYSE

$289.95

+0.35%
Financial ServicesInsurance - Property & Casualty

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

At a Glance

Live Snapshot
Market Cap$61.66B
EPS27.8400
P/E Ratio10.41
Earnings Date07/16/2026
3Y+32.0%
5Y+53.0%
10Y+77.0%
3Y+121.0%
5Y+133.0%
10Y+109.0%
3Y+64.0%
5Y+63.0%
10Y+137.0%
The Travelers Companies, Inc.

The Travelers Companies, Inc. Profit Bridge

TRV ยท NYSE
Revenue48.83B
Cost of Goods Sold (27.22B)
Gross Profit21.61B
Operating Expenses (13.81B)
Operating Income7.80B
Interest Expense (425.00M)
Other Income/Expense0.00
Pretax Income7.80B
Income Tax (1.51B)
Net Income6.29B
Net Income
6.29B

Profitability Analysis

Gross Margin

44.3%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

16.0%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

12.9%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

19.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

The Travelers Companies, Inc. Income Statement

TRV โ€ข NYSE

The Travelers Companies, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
48.8B
46.4B
41.4B
36.9B
34.8B
32B
31.6B
30.3B
28.9B
27.6B
26.8B
27.2B
26.2B
25.7B
25.4B
25.1B
24.7B
24.5B
26B
25.1B
GROSS PROFIT
(27.2B)
(34B)
(32.4B)
(28.4B)
(25.3B)
(23.9B)
(23.7B)
(22.7B)
(21.6B)
(19.1B)
(17.6B)
(17.8B)
(17.1B)
(18.6B)
(20.2B)
(17B)
(16.2B)
(16.9B)
(16.1B)
(15.6B)
21.6B
12.4B
8.9B
8.5B
9.5B
8.1B
7.8B
7.6B
7.3B
8.6B
9.2B
9.4B
9.1B
7.2B
5.3B
8.1B
8.5B
7.6B
9.9B
9.5B
OPERATING INCOME
(13.8B)
(6.2B)
(5.6B)
(5.2B)
(5B)
(4.8B)
(4.7B)
(4.6B)
(4.5B)
(4.5B)
(4.5B)
(4.3B)
(4.1B)
(4B)
(3.9B)
(3.8B)
(3.7B)
(3.9B)
(3.7B)
(3.8B)
(6.1B)
(5.8B)
(5.2B)
(4.8B)
(4.7B)
(4.5B)
(4.4B)
(4.3B)
(4.2B)
(4.2B)
(4.1B)
(4B)
(3.8B)
(3.6B)
(3.6B)
(3.4B)
(3.4B)
(3.5B)
(3.4B)
(3.5B)
7.8B
6.2B
3.4B
3.4B
4.5B
3.2B
3.1B
3B
2.7B
4.1B
4.7B
5.1B
4.9B
3.2B
1.4B
4.3B
4.7B
3.7B
6.2B
5.7B
PRE-TAX INCOME
(425M)
(392M)
(376M)
(351M)
(340M)
(339M)
(344M)
(352M)
(369M)
(363M)
(373M)
(369M)
(361M)
(378M)
(386M)
(388M)
(382M)
(370M)
(346M)
(324M)
-425M
-392M
-376M
-351M
-340M
-339M
-344M
-352M
-369M
-363M
-373M
-369M
-361M
-378M
-386M
-388M
-382M
-370M
-346M
-324M
(7.7B)
(397M)
(385M)
(363M)
(340M)
(339M)
(344M)
(352M)
(369M)
(363M)
(373M)
(369M)
(361M)
(378M)
(386M)
(388M)
(382M)
(370M)
(346M)
(324M)
7.8B
6.2B
3.4B
3.4B
4.5B
3.2B
3.1B
3B
2.7B
4.1B
4.7B
5.1B
4.9B
3.2B
1.4B
4.3B
4.7B
3.7B
6.2B
5.7B
NET INCOME
(1.5B)
(1.2B)
(380M)
(512M)
(796M)
(540M)
(516M)
(438M)
(674M)
(1B)
(1.3B)
(1.4B)
(1.3B)
(693M)
-74M
(1.1B)
(1.1B)
(792M)
(1.6B)
(1.5B)
6.3B
5B
3B
2.8B
3.7B
2.7B
2.6B
2.5B
2.1B
3B
3.4B
3.7B
3.7B
2.5B
1.4B
3.2B
3.6B
2.9B
4.6B
4.2B

SEC Filings

TRV - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

May 21, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 16, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 16, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 07, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

February 17, 2026
February 13, 2026
2026
10-K

10-K 2025 FY

FY

February 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 06, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 21, 2026
January 21, 2026
2026
8-K

8-K 2025

N/A

October 16, 2025
October 16, 2025
2025
Showing 1 to 10 of 498 filings