The Travelers Companies, Inc.

The Travelers Companies, Inc.

TRVยทNYSE

$289.95

+0.35%
Financial ServicesInsurance - Property & Casualty

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

At a Glance

Live Snapshot
Market Cap$61.66B
EPS27.8400
P/E Ratio10.41
Earnings Date07/16/2026
3Y+64.0%
5Y+63.0%
10Y+137.0%
3Y+105.0%
5Y+56.0%
10Y+343.0%
3Y-
5Y+88.0%
10Y-5.0%
TRV

The Travelers Companies, Inc. Cash Conversion Engine

TRV ยท NYSE
Net Income6.29B
Depreciation & Amortization680.00M
Stock-Based Compensation0.00
Change in Working Capital-4.33B
Others7.96B
Capital Expenditures0.00
Free Cash Flow10.61B

Cash Flow Quality Analysis

FCF Conversion Rate

168.7%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

FCF Growth Trend

+16.9%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$4.33B

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

The Travelers Companies, Inc. Cash Flow Statement

TRV โ€ข NYSE

The Travelers Companies, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
6.3B
5B
3B
2.8B
3.7B
2.7B
2.6B
2.5B
2.1B
3B
3.4B
3.7B
3.7B
2.5B
1.4B
3.2B
3.6B
2.9B
4.6B
4.2B
680M
715M
722M
826M
870M
789M
763M
803M
813M
826M
818M
864M
867M
827M
802M
812M
797M
821M
811M
808M
0.0
-152M
-163M
-186M
62M
-29M
-33M
-13M
337M
110M
117M
121M
167M
223M
63M
178M
213M
-58M
230M
521M
8B
7.3B
6.8B
5.4B
4.6B
4.8B
4.2B
3.9B
3.6B
3.7B
3.7B
3.3B
3.3B
3.5B
3.5B
3.3B
3.9B
4.6B
3B
3B
(1.3B)
(1.3B)
(201M)
(817M)
(707M)
(578M)
(428M)
(408M)
(514M)
(892M)
(1.2B)
(1.1B)
(1.1B)
(188M)
(218M)
(784M)
(0.0)
(841M)
(1.3B)
(861M)
-4.3B
-3.8B
-2.7B
-2.4B
-1.9B
-1.7B
-2.4B
-2.8B
-2.6B
-3.2B
-4.6B
-4.3B
-4.2B
-3.8B
-3.7B
-4.4B
-4.3B
-5.2B
-3.3B
-3.7B
10.6B
9.1B
7.7B
6.5B
7.3B
6.5B
5.2B
4.4B
4.1B
4.5B
3.4B
3.7B
3.8B
3.2B
2.2B
3.1B
4.2B
3.1B
5.3B
4.8B
INVESTING ACTIVITIES
(0.0)
-382M
(0.0)
-4M
-38M
(0.0)
(0.0)
-4M
-439M
(0.0)
-13M
-12M
-997M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-20.2B
-17.7B
-18B
-16.6B
-19.1B
-15.3B
-12.3B
-13.3B
-13.3B
-12.5B
-13.1B
-12.4B
-10B
-11.1B
-9.7B
-8.1B
-10B
-12.3B
-16.2B
-14.7B
13B
11.2B
11.7B
13.3B
14.2B
10.8B
9.8B
11.3B
11.8B
11.1B
13.8B
13B
10.5B
10.4B
11.3B
10.5B
9.1B
12.5B
14.2B
11.5B
-389M
-392M
-529M
-416M
-276M
-443M
-432M
-318M
-277M
-317M
-396M
-391M
-462M
-365M
-436M
-329M
54M
-363M
-501M
122M
-7.7B
-7.3B
-6.8B
-3.7B
-5.2B
-4.9B
-2.9B
-2.3B
-2.2B
-1.7B
(317M)
(206M)
-910M
-972M
(1.2B)
(2.1B)
-899M
-162M
-2.5B
-3.1B
FINANCING ACTIVITIES
-2.9B
-1.1B
-1B
-2.1B
-2.2B
-672M
-1.5B
-1.3B
-1.4B
-2.5B
-3.2B
-3.3B
-2.5B
-1.5B
-3B
-5B
-3.1B
-2.1B
-2.7B
-904M
1.2B
0.0
738M
0.0
739M
-10M
-8M
-9M
132M
91M
-8M
0.0
-6M
-258M
-8M
74M
351M
-56M
505M
-20M
-979M
-951M
-908M
-875M
-869M
-861M
-844M
-814M
-785M
-757M
-739M
-729M
-729M
-694M
-665M
-673M
-693M
-715M
-742M
-702M
-3.1B
-1.1B
-1B
-2.1B
-2.2B
-672M
-1.5B
-1.3B
-1.4B
-2.5B
-3.2B
-3.3B
-2.5B
-1.5B
-3B
-5B
-3.3B
-2.2B
-3B
-1.1B
0.0
321M
141M
267M
293M
127M
213M
132M
173M
332M
238M
252M
257M
333M
332M
416M
8M
10M
25M
33M
-2.7B
-1.7B
-1.1B
-2.7B
-2B
-1.4B
-2.2B
-2B
-1.9B
-2.8B
-3.7B
-3.8B
-2.9B
-2.1B
-3.3B
-5.2B
-3.4B
-2.9B
-3B
-1.6B
CASH FLOW SUMMARY
-148M
-14M
12M
-30M
-1M
16M
5M
-10M
11M
-9M
-12M
-10M
-3M
4M
-1M
3M
15M
-29M
5M
5M
143M
49M
-149M
38M
40M
227M
121M
29M
37M
-73M
6M
80M
-36M
116M
14M
-55M
-95M
79M
-188M
122M
699M
650M
799M
761M
721M
494M
373M
344M
307M
380M
374M
294M
330M
214M
200M
255M
350M
271M
459M
337M
842M
699M
650M
799M
761M
721M
494M
373M
344M
307M
380M
374M
294M
330M
214M
200M
255M
350M
271M
459M
10.6B
9.1B
7.7B
6.5B
7.3B
6.5B
5.2B
4.4B
4.1B
4.5B
3.4B
3.7B
3.8B
3.2B
2.2B
3.1B
4.2B
3.1B
5.3B
4.8B

SEC Filings

TRV - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

May 21, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 16, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 16, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 07, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

February 17, 2026
February 13, 2026
2026
10-K

10-K 2025 FY

FY

February 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 06, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 21, 2026
January 21, 2026
2026
8-K

8-K 2025

N/A

October 16, 2025
October 16, 2025
2025
Showing 1 to 10 of 498 filings