The Travelers Companies, Inc.

The Travelers Companies, Inc.

TRVยทNYSE

$289.95

+0.35%
Financial ServicesInsurance - Property & Casualty

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

At a Glance

Live Snapshot
Market Cap$61.66B
EPS27.8400
P/E Ratio10.41
Earnings Date07/16/2026
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The Travelers Companies, Inc. Street Expectations Map

TRV ยท NYSE

Wall Street analysts project that TRV stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 314.80, with estimates ranging from a low of 304.00 to a high of 322.00.

Lowest Target
304.00
4.85%
Consensus Target
314.80
8.57%
Highest Target
322.00
11.05%

The consensus 1-year price target stands at 314.80, with estimates ranging from a low of 304.00 to a high of 322.00.

Analyst Consensus Analysis

Upside Potential

+8.6%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

5.7% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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The Travelers Companies, Inc. Forward Estimates of Revenue

TRV ยท NYSE
Latest Revenue
48.83B
FY 2025
Avg Estimate
45.72B
FY 2026
Estimate Range
45.13B - 46.69B
Analyst Spread

Forward Growth Analysis

Projected Growth-6.4%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage9 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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The Travelers Companies, Inc. Forward Estimates of Net Income

TRV ยท NYSE
Latest Net Income
6.29B
FY 2025
Avg Estimate
5.71B
FY 2026
Estimate Range
5.49B - 6.57B
Analyst Spread

Forward Growth Analysis

Projected Growth-9.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage9 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread19%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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The Travelers Companies, Inc. Forward Estimates of EPS

TRV ยท NYSE
Latest EPS
27.84
FY 2025
Avg Estimate
$26.66
FY 2026
Estimate Range
$23.74 - $28.41
Analyst Spread

Forward Growth Analysis

Projected Growth-4.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage15 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread17%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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The Travelers Companies, Inc. Forward Estimates of EBIT

TRV ยท NYSE
Latest EBIT
8.22B
FY 2025
Avg Estimate
5.32B
FY 2026
Estimate Range
5.25B - 5.44B
Analyst Spread

Forward Growth Analysis

Projected Growth-35.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage9 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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The Travelers Companies, Inc. Forward Estimates of EBITDA

TRV ยท NYSE
Latest EBITDA
8.90B
FY 2025
Avg Estimate
6.28B
FY 2026
Estimate Range
6.20B - 6.42B
Analyst Spread

Forward Growth Analysis

Projected Growth-29.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage9 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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The Travelers Companies, Inc. Forward Estimates of SG&A Expense

TRV ยท NYSE
Latest SG&A Expense
6.12B
FY 2025
Avg Estimate
6.00B
FY 2026
Estimate Range
5.92B - 6.13B
Analyst Spread

Forward Growth Analysis

Projected Growth-2.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage9 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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The Travelers Companies, Inc. Insider Positioning

TRV ยท NYSE

During the last 12 months, insiders have sold $68.22M worth of TRV shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

19.1K

5.88M

Net Activity

-5.9M

-$5.88M

3-6 Months

Bought

0

0.00

Sold

126.3K

37.56M

Net Activity

-37.6M

-$37.56M

6-9 Months

Bought

0

0.00

Sold

42.8K

12.10M

Net Activity

-12.1M

-$12.10M

9-12 Months

Bought

0

0.00

Sold

47.1K

12.68M

Net Activity

-12.7M

-$12.68M

Top Buyers

No buying activity

Top Sellers

1
FDS

Frey Daniel S.

Officer: Evp & Chief Financial Officer

33.0K sharesโ€ข2 transactions

$9.35M

2
OM

Olivo Maria

Officer: Evp, Erm & Chief Risk Officer

29.7K sharesโ€ข3 transactions

$8.95M

3
KMF

Klein Michael Frederick

Officer: Evp & President, Personal Ins.

27.9K sharesโ€ข4 transactions

$7.99M

4
SAD

Schnitzer Alan D

Director, Officer: Chairman And Ceo

26.5K sharesโ€ข1 transactions

$7.80M

5
TGC

Toczydlowski Gregory C

Officer: Evp & President, Business Ins.

23.7K sharesโ€ข2 transactions

$6.72M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $68.22M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$5.88M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.