PROG Holdings, Inc.

PROG Holdings, Inc.

PRGยทNYSE

$35.98

-5.1%
IndustrialsRental & Leasing Services

PROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged customers. It operates in two segments, Progressive Leasing and Vive. The Progressive Leasing segment offers lease-purchase solutions to customers for various merchandize in the furniture, appliances, electronics, jewelry, mobile phones and accessories, mattresses, and automobile electronics and accessories markets through point-of-sale and e-commerce retail partners, as well in-store, mobile, and online solutions. The Vive segment provides second-look and revolving credit products to customers that may not qualify for traditional prime lending through private label and Vive-branded credit cards. It offers lease-purchase solutions through approximately 24,000 third-party point-of-sale partner locations and e-commerce websites in 49 states and the District of Columbia. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.

At a Glance

Live Snapshot
Market Cap$1.44B
EPS3.6600
P/E Ratio8.05
Earnings Date07/29/2026
3Y-7.0%
5Y-3.0%
10Y-25.0%
3Y+49.0%
5Y-339.0%
10Y+5.0%
3Y+38.0%
5Y-27.0%
10Y-28.0%
PROG Holdings, Inc.

PROG Holdings, Inc. Profit Bridge

PRG ยท NYSE
Revenue2.41B
Cost of Goods Sold (1.61B)
Gross Profit794.53M
Operating Expenses (556.18M)
Operating Income238.35M
Interest Expense (39.32M)
Other Income/Expense-63.83M
Pretax Income174.52M
Income Tax (50.17M)
Net Income146.79M
Net Income
146.79M

Profitability Analysis

Gross Margin

33.0%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

9.9%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

6.1%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

28.7%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

PROG Holdings, Inc. Income Statement

PRG โ€ข NYSE

PROG Holdings, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
2.4B
2.5B
2.4B
2.6B
2.7B
2.5B
3.9B
3.8B
3.4B
3.2B
3.2B
2.7B
2.2B
2.2B
2B
1.9B
1.8B
1.6B
1.5B
1.3B
GROSS PROFIT
(1.6B)
(0.0)
(1.6B)
(0.0)
(1.8B)
(1.7B)
(137.3M)
(194M)
(258.9M)
(295.2M)
(372.8M)
(354.6M)
(361.9M)
(411.1M)
(376.5M)
(353.9M)
(1.1B)
(309.7M)
(275.9M)
(248.5M)
794.5M
2.5B
832M
2.6B
857.9M
793.7M
3.8B
3.6B
3.1B
2.9B
2.8B
2.4B
1.9B
1.8B
1.6B
1.5B
655.7M
1.3B
1.2B
1.1B
OPERATING INCOME
(556.2M)
(2.3B)
(606.3M)
(2.4B)
(524.4M)
(521.9M)
(3.7B)
(3.3B)
(2.9B)
(2.7B)
(2.6B)
(2.2B)
(1.7B)
(1.6B)
(1.5B)
(1.3B)
(475M)
(1.1B)
(1.1B)
(943.7M)
(442.9M)
(324.4M)
(438.6M)
(326.2M)
(396.8M)
(373.4M)
(179.3M)
(1.6B)
(1.3B)
(860.6M)
(867.8M)
(865.2M)
(792.3M)
(0.0)
(908.7M)
(824.9M)
(771.6M)
(705.6M)
(674.4M)
(579.6M)
(0.0)
(0.0)
(5.4M)
(0.0)
(4.9M)
(3.4M)
(2.9M)
(600K)
(11.5M)
(9.2M)
(7.4M)
(5.4M)
(3.3M)
(2.6M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
238.3M
194.9M
225.6M
185.6M
333.5M
271.8M
2B
289.6M
254.7M
242.7M
235.9M
139.8M
187.1M
279.7M
183.4M
190.8M
180.7M
147.4M
137.3M
134.4M
PRE-TAX INCOME
(39.3M)
(38.8M)
(29.4M)
(37.4M)
(16.9M)
(187K)
(0.0)
(0.0)
(20.5M)
(23.4M)
(23.3M)
(19.2M)
(5.6M)
(6.4M)
(4.7M)
(3.1M)
(4.3M)
(3.4M)
(0.0)
(0.0)
-32.3M
-42.3M
-29.4M
-37.4M
-16.9M
-187K
1.8M
454K
-18.7M
-20.7M
-21.2M
-16.3M
-2.6M
-2.9M
-3M
-2.6M
-4.3M
-7.8M
0.0
0.0
(113.2M)
(1.9B)
(162.4M)
(2.1B)
(122.7M)
(145.1M)
(3.5B)
(796K)
(4.1M)
(2.9M)
-3M
-669K
-1.1M
(604.7M)
(550.7M)
(504.1M)
(475M)
(429.9M)
(407.3M)
(364.1M)
-63.8M
-31.3M
-29.4M
-37.4M
-5.3M
-187K
0.0
0.0
-15.1M
-24.3M
-22.8M
-18.1M
-2.1M
-27.7M
-3.8M
-2.6M
-4.3M
-7.8M
3.5M
3.9M
174.5M
163.6M
196.2M
148.2M
328.2M
271.6M
92.8M
252.2M
239.6M
218.4M
213.1M
121.7M
185M
276.9M
183.4M
190.8M
176.4M
139.6M
128.8M
124.7M
NET INCOME
(50.2M)
-33.6M
(57.4M)
(49.5M)
(84.6M)
(37.9M)
(61.3M)
(56M)
-53M
(79.1M)
(77.4M)
(43.5M)
(64.3M)
(103.8M)
(69.6M)
(72.4M)
(63.6M)
(53.8M)
(48.6M)
(46.1M)
146.8M
197.2M
138.8M
98.7M
243.6M
-61.5M
31.5M
196.2M
292.5M
139.3M
135.7M
78.2M
120.7M
173M
113.8M
118.4M
112.6M
90.2M
80.3M
78.6M

SEC Filings

PRG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 07, 2026
May 06, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 29, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

April 07, 2026
January 02, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 10, 2026
March 10, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
February 25, 2026
2026
10-K

10-K 2025 FY

FY

February 18, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 18, 2026
February 18, 2026
2026
8-K

8-K 2026

N/A

January 02, 2026
January 02, 2026
2026
Showing 1 to 10 of 94 filings