PROG Holdings, Inc.

PROG Holdings, Inc.

PRGยทNYSE

$35.98

-5.1%
IndustrialsRental & Leasing Services

PROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged customers. It operates in two segments, Progressive Leasing and Vive. The Progressive Leasing segment offers lease-purchase solutions to customers for various merchandize in the furniture, appliances, electronics, jewelry, mobile phones and accessories, mattresses, and automobile electronics and accessories markets through point-of-sale and e-commerce retail partners, as well in-store, mobile, and online solutions. The Vive segment provides second-look and revolving credit products to customers that may not qualify for traditional prime lending through private label and Vive-branded credit cards. It offers lease-purchase solutions through approximately 24,000 third-party point-of-sale partner locations and e-commerce websites in 49 states and the District of Columbia. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.

At a Glance

Live Snapshot
Market Cap$1.44B
EPS3.6600
P/E Ratio8.05
Earnings Date07/29/2026
prg

PROG Holdings, Inc. Street Expectations Map

PRG ยท NYSE

Wall Street analysts project that PRG stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 42.50, with estimates ranging from a low of 35.00 to a high of 47.50.

Lowest Target
35.00
-2.72%
Consensus Target
42.50
18.12%
Highest Target
47.50
32.02%

The consensus 1-year price target stands at 42.50, with estimates ranging from a low of 35.00 to a high of 47.50.

Analyst Consensus Analysis

Upside Potential

+18.1%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

29.4% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Risk-Reward Profile

11.76x

Favorable risk-reward. Potential upside significantly exceeds downside risk, offering asymmetric return profile attractive for risk-tolerant investors.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Asymmetric upside: Strong return potential with favorable risk-reward profile. The limited downside relative to upside makes this an attractive risk-adjusted opportunity for growth-oriented portfolios.

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PROG Holdings, Inc. Forward Estimates of Revenue

PRG ยท NYSE
Latest Revenue
2.41B
FY 2025
Avg Estimate
2.64B
FY 2026
Estimate Range
2.63B - 2.66B
Analyst Spread

Forward Growth Analysis

Projected Growth+9.7%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

prg

PROG Holdings, Inc. Forward Estimates of Net Income

PRG ยท NYSE
Latest Net Income
146.79M
FY 2025
Avg Estimate
162.34M
FY 2026
Estimate Range
159.12M - 165.56M
Analyst Spread

Forward Growth Analysis

Projected Growth+10.6%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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PROG Holdings, Inc. Forward Estimates of EPS

PRG ยท NYSE
Latest EPS
3.66
FY 2025
Avg Estimate
$3.72
FY 2026
Estimate Range
$3.65 - $3.80
Analyst Spread

Forward Growth Analysis

Projected Growth+1.6%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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PROG Holdings, Inc. Forward Estimates of EBIT

PRG ยท NYSE
Latest EBIT
238.35M
FY 2025
Avg Estimate
311.40M
FY 2026
Estimate Range
310.12M - 313.96M
Analyst Spread

Forward Growth Analysis

Projected Growth+30.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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PROG Holdings, Inc. Forward Estimates of EBITDA

PRG ยท NYSE
Latest EBITDA
1.85B
FY 2025
Avg Estimate
1.41B
FY 2026
Estimate Range
1.40B - 1.42B
Analyst Spread

Forward Growth Analysis

Projected Growth-24.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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PROG Holdings, Inc. Forward Estimates of SG&A Expense

PRG ยท NYSE
Latest SG&A Expense
442.95M
FY 2025
Avg Estimate
389.99M
FY 2026
Estimate Range
388.39M - 393.20M
Analyst Spread

Forward Growth Analysis

Projected Growth-12.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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PROG Holdings, Inc. Insider Positioning

PRG ยท NYSE

During the last 12 months, there has been no insider trading activity reported for PRG.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.