NPB - NYSE
Northpointe Bancshares, Inc.
$16.85
-3.7%Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
At a Glance
Live SnapshotNorthpointe Bancshares, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Weak cash conversion. Significant portion of earnings not converting to cash—review working capital trends and capital intensity.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Northpointe Bancshares, Inc. Cash Flow Statement
NPB • NYSE
| Northpointe Bancshares, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||
83.4M | 55.2M | 33.8M | 23.2M | -361.5M | 470.9M | |
0.0 | 0.0 | 0.0 | 0.0 | 4.9M | 23.1M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 493.5M | |
-65.2M | -13.5M | -60.2M | -93.8M | 144.6M | -313.3M | |
(28.8M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
26.1M | -21.8M | 2.3M | -9M | 61.2M | -240.6M | |
44.3M | 19.8M | -24.1M | -79.5M | -150.9M | 433.6M | |
INVESTING ACTIVITIES | ||||||
(0.0) | -1.1M | -5.5M | -5.1M | -4.6M | -8M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -257.7M | |
(0.0) | -4M | (0.0) | -5.8M | -1.6B | -2.5B | |
0.0 | 11.1M | 790K | 1.3M | 1.5B | 2.5B | |
-1.6B | -464.3M | -217.7M | 265.5M | 0.0 | 52M | |
-1.6B | -458.2M | -222.4M | (255.9M) | -112.8M | -201.9M | |
FINANCING ACTIVITIES | ||||||
34.5M | -12.2M | -616K | -1.3M | 92.1M | 538.2M | |
235.5M | -10.4M | 332.8M | -322M | 0.0 | -7.7M | |
-3.2M | -11.6M | -12.2M | -17.4M | (0.0) | (0.0) | |
-82.2M | -12.3M | -616K | -1.5M | (0.0) | -5.3M | |
1.4B | 497M | 4.3M | -14.1M | 0.0 | 2.9B | |
1.7B | 462.8M | 324.2M | -354.8M | 92.1M | 3.4B | |
CASH FLOW SUMMARY | ||||||
-120.2M | -24.4M | -77.7M | 178.4M | -3.2M | -106.6M | |
12.8M | 0.0 | 0.0 | 0.0 | -174.8M | 3.6B | |
6M | 0.0 | 0.0 | 0.0 | 727.7M | 1.2B | |
18.8M | 0.0 | 0.0 | 0.0 | 552.9M | 4.8B | |
41.5M | 18.8M | -26.9M | -82.9M | -155.5M | 425.6M |
SEC Filings
NPB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 14, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 13, 2026 | May 13, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 21, 2026 | April 21, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 31, 2026 | May 13, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 13, 2026 | March 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 03, 2026 | February 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 27, 2026 | February 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 20, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 31, 2025 | December 31, 2025 | 2025 |
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