NPB - NYSE
Northpointe Bancshares, Inc.
$16.85
-3.7%Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
At a Glance
Live SnapshotNorthpointe Bancshares, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $88.6M | $177.2M | $354.3M | $708.7M | $1.4B | $2.8B | $5.7B | $11.3B | $22.7B | $45.4B |
| Maintenance CapEx | -$1.1M | -$2.2M | -$4.4M | -$8.8M | -$17.7M | -$35.4M | -$70.8M | -$141.6M | -$283.1M | -$566.3M |
| Owner Earnings | $87.5M | $175.0M | $349.9M | $699.8M | $1.4B | $2.8B | $5.6B | $11.2B | $22.4B | $44.8B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $81.0M | $150.0M | $277.8M | $514.4M | $952.6M | $1.8B | $3.3B | $6.0B | $11.2B | $20.7B |
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