Northpointe Bancshares, Inc.

Northpointe Bancshares, Inc.

NPB·NYSE

$16.85

-3.7%
Financial ServicesBanks - Regional

Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.

At a Glance

Live Snapshot
Market Cap$253.35M
EPS4.9200
P/E Ratio3.42
Earnings Date07/28/2026
0.14%
Dividend Yield
-86%
3Y-
5Y-
10Y-
1.70%
Dividend Payout Ratio
-84%
3Y-
5Y-
10Y-
Northpointe Bancshares, Inc.

Northpointe Bancshares, Inc. Dividend History

NPB · NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

NPB Dividend Payment History

NPB · NYSE

Total Payments

5

Latest Dividend

$0.0250

Annual Amount

$0.1250

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 8, 2026
Apr 15, 2026May 5, 2026
$0.0250
$0.0250
Quarterly0.00%
Jan 6, 2026
Jan 15, 2026Feb 3, 2026
$0.0250
$0.0250
Quarterly0.00%
Oct 6, 2025
Oct 15, 2025Nov 3, 2025
$0.0250
$0.0250
Quarterly0.00%
Jul 7, 2025
Jul 15, 2025Aug 4, 2025
$0.0250
$0.0250
Quarterly0.00%
Apr 8, 2025
Apr 15, 2025May 2, 2025
$0.0250
$0.0250
Quarterly-
npb

Northpointe Bancshares, Inc. Payout Ratio Analysis

NPB · NYSE
Dividends Paid
-3.22M
2025
Net Income
83.41M
2025
Payout Ratio
3.86%
2025

Dividend Sustainability Analysis

Payout Ratio
3.86%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
7.8%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+72.2%

Strong dividend growth demonstrates management confidence and business strength. Excellent signal for long-term dividend investors.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.

Key Insight

Dividend aristocrat potential: Conservative payout ratios combined with consistent growth suggest management prioritizes sustainable, long-term shareholder returns. Excellent foundation for dividend compounding.