NPB - NYSE
Northpointe Bancshares, Inc.
$17.50
-3.7%Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
At a Glance
Live SnapshotNorthpointe Bancshares, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Northpointe Bancshares, Inc. Income Statement
NPB • NYSE
| Northpointe Bancshares, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
REVENUE | ||||||
471.2M | 390.5M | 362.4M | 324.2M | 2.2M | 1.5B | |
GROSS PROFIT | ||||||
(231.6M) | (203M) | (164.7M) | (68.9M) | (1.1M) | (0.0) | |
239.6M | 187.5M | 197.8M | 255.3M | 1M | 1.5B | |
OPERATING INCOME | ||||||
(129.2M) | (114.6M) | (153.1M) | (221.6M) | (52.1M) | (1.4B) | |
(93.6M) | (77.8M) | (104.3M) | (159.9M) | (22.2M) | (402.4M) | |
(0.0) | (0.0) | (0.0) | (0.0) | (29.9M) | (984.7M) | |
110.4M | 72.9M | 44.7M | 33.7M | -51M | 155.6M | |
PRE-TAX INCOME | ||||||
(229.5M) | (203.3M) | (166.2M) | (66.7M) | (0.0) | (146.5K) | |
150.7M | 114.2M | 101.2M | 99.4M | 525.5K | 3.6M | |
(35.6M) | (36.8M) | (48.8M) | (61.8M) | (0.0) | (0.0) | |
0.0 | 0.0 | 0.0 | 0.0 | -6.5M | 327.6M | |
110.4M | 72.9M | 44.7M | 33.7M | -57.5M | 483.1M | |
NET INCOME | ||||||
(27M) | (17.7M) | (10.9M) | (10.5M) | -77.7K | (12.2M) | |
83.4M | 55.2M | 33.8M | 23.2M | -57.4M | 470.9M |
SEC Filings
NPB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 14, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 13, 2026 | May 13, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 21, 2026 | April 21, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 31, 2026 | May 13, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 13, 2026 | March 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 03, 2026 | February 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 27, 2026 | February 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 20, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 31, 2025 | December 31, 2025 | 2025 |
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Statements
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