Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc.

KNSLยทNYSE

$290.20

+0.47%
Financial ServicesInsurance - Property & Casualty

Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.

At a Glance

Live Snapshot
Market Cap$6.69B
EPS21.7600
P/E Ratio13.34
Earnings Date07/23/2026
3Y+87.0%
5Y+273.0%
10Y+1315.0%
3Y+30.0%
5Y+143.0%
10Y+946.0%
3Y-138.0%
5Y-194.0%
10Y-276.0%
KNSL

Kinsale Capital Group, Inc. Cash Conversion Engine

KNSL ยท NYSE
Net Income503.61M
Depreciation & Amortization5.83M
Stock-Based Compensation17.88M
Change in Working Capital579.29M
Others-63.22M
Capital Expenditures-53.69M
Free Cash Flow990.05M

Cash Flow Quality Analysis

FCF Conversion Rate

196.6%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

5.1%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+4.0%

Flat FCF growth. Stable but not expandingโ€”monitor for signs of business maturity or temporary headwinds.

Working Capital Impact

+$579.29M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Kinsale Capital Group, Inc. Cash Flow Statement

KNSL โ€ข NYSE

Kinsale Capital Group, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013
OPERATING ACTIVITIES
503.6M
414.8M
308.1M
159.1M
152.7M
88.4M
63.3M
33.8M
24.9M
26.2M
22.3M
13M
12.3M
5.8M
5.8M
3.3M
2.7M
2.3M
1.6M
682K
631K
515K
636K
642K
570K
448K
343K
-3.8M
-9.4M
-14.2M
-576K
616K
-125K
-3.2M
1.1M
561K
-879K
-2.2M
-4M
17.9M
14.1M
9.4M
6.7M
4.8M
3.6M
2.7M
1.6M
652K
492K
65K
58K
55K
-63.2M
-50.7M
-21.1M
26.9M
-25.6M
-20.4M
-12.7M
6.3M
-151K
-176K
-59K
-201K
-8K
579.3M
596.1M
569.7M
376.6M
273.4M
206.2M
124.5M
64.9M
50.4M
46.1M
56.7M
68.9M
53M
1B
976.3M
859.8M
557.8M
407M
280M
178.4M
104M
77.4M
73.7M
78.7M
80.1M
61.8M
INVESTING ACTIVITIES
-53.7M
-23.9M
-6.6M
-6.9M
-5.9M
-32.9M
-19.6M
-1.3M
-179K
-565K
-231K
-1.1M
-215K
-2.5B
-1.7B
-1.4B
-803.5M
-679.8M
-567.6M
-336.1M
-207.6M
-143.2M
-152M
-128.6M
-99.5M
-88.8M
0.0
778.1M
489.4M
178.5M
333.8M
215.9M
124.9M
102.4M
100.9M
64.4M
48.8M
18M
15.1M
1.6B
-312K
59.9M
-76.6M
0.0
5.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-922.2M
-960.1M
-860.9M
-708.6M
-352M
-379.4M
-230.8M
-106.5M
-42.4M
-88.1M
-80M
-82.6M
-73.9M
FINANCING ACTIVITIES
-89.3M
-17M
-4.3M
-3.3M
-2.1M
-1.8M
-617K
0.0
0.0
0.0
0.0
0.0
-107K
40M
0.0
-12M
155M
0.0
25.7M
17.3M
0.0
-9K
-30.1M
1.9M
10.4M
13.2M
-15.8M
-13.9M
-13M
-11.9M
-10M
-8.1M
-6.9M
-5.9M
-5M
-2.1M
(0.0)
(0.0)
(0.0)
-90M
-17M
-4.3M
-3.3M
-2.1M
-1.8M
-617K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-107K
-6.3M
1.3M
713K
46.2M
982K
60.3M
68M
1.8M
1.1M
72.8M
60K
-133K
-459K
-71.4M
-29.7M
-28.5M
186M
-11.1M
76.1M
77.8M
-4.1M
-4M
40.6M
1.9M
10.2M
12.6M
CASH FLOW SUMMARY
50.1M
-13.5M
-29.6M
35.2M
43.9M
-23.3M
25.3M
-6.7M
31M
26.2M
586K
7.7M
497K
113.2M
126.7M
156.3M
121M
77.1M
100.4M
75.1M
81.7M
50.8M
24.5M
24M
16.2M
15.7M
163.4M
113.2M
126.7M
156.3M
121M
77.1M
100.4M
75.1M
81.7M
50.8M
24.5M
24M
16.2M
990.1M
952.4M
853.2M
550.9M
401.1M
247.1M
158.7M
102.7M
77.2M
73.2M
78.5M
79M
61.6M

SEC Filings

KNSL - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 21, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 23, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
April 09, 2026
2026
10-K

10-K 2025 FY

FY

February 20, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 12, 2026
February 12, 2026
2026
8-K

8-K 2026

N/A

February 04, 2026
January 30, 2026
2026
8-K

8-K 2026

N/A

January 08, 2026
January 08, 2026
2026
Showing 1 to 10 of 140 filings