Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc.

KNSLยทNYSE

$290.20

+0.47%
Financial ServicesInsurance - Property & Casualty

Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.

At a Glance

Live Snapshot
Market Cap$6.69B
EPS21.7600
P/E Ratio13.34
Earnings Date07/23/2026
knsl

Kinsale Capital Group, Inc. Street Expectations Map

KNSL ยท NYSE

Wall Street analysts project that KNSL stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 433.00, with estimates ranging from a low of 433.00 to a high of 433.00.

Lowest Target
433.00
49.21%
Consensus Target
433.00
49.21%
Highest Target
433.00
49.21%

The consensus 1-year price target stands at 433.00, with estimates ranging from a low of 433.00 to a high of 433.00.

Analyst Consensus Analysis

Upside Potential

+49.2%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Kinsale Capital Group, Inc. Forward Estimates of Revenue

KNSL ยท NYSE
Latest Revenue
1.87B
FY 2025
Avg Estimate
1.79B
FY 2026
Estimate Range
1.77B - 1.82B
Analyst Spread

Forward Growth Analysis

Projected Growth-4.4%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Kinsale Capital Group, Inc. Forward Estimates of Net Income

KNSL ยท NYSE
Latest Net Income
503.61M
FY 2025
Avg Estimate
476.66M
FY 2026
Estimate Range
460.79M - 510.05M
Analyst Spread

Forward Growth Analysis

Projected Growth-5.4%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread10%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Kinsale Capital Group, Inc. Forward Estimates of EPS

KNSL ยท NYSE
Latest EPS
21.76
FY 2025
Avg Estimate
$20.52
FY 2026
Estimate Range
$19.75 - $21.86
Analyst Spread

Forward Growth Analysis

Projected Growth-5.7%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage9 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread10%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Kinsale Capital Group, Inc. Forward Estimates of EBIT

KNSL ยท NYSE
Latest EBIT
644.95M
FY 2025
Avg Estimate
501.89M
FY 2026
Estimate Range
494.36M - 509.42M
Analyst Spread

Forward Growth Analysis

Projected Growth-22.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Kinsale Capital Group, Inc. Forward Estimates of EBITDA

KNSL ยท NYSE
Latest EBITDA
650.78M
FY 2025
Avg Estimate
507.82M
FY 2026
Estimate Range
500.20M - 515.43M
Analyst Spread

Forward Growth Analysis

Projected Growth-22.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Kinsale Capital Group, Inc. Forward Estimates of SG&A Expense

KNSL ยท NYSE
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

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Kinsale Capital Group, Inc. Insider Positioning

KNSL ยท NYSE

During the last 12 months, insiders have purchased $37K and sold $5.08M worth of KNSL shares, resulting in $5.05M of net selling activity.

3 Months

Bought

0

0.00

Sold

2.0K

595.10K

Net Activity

-595K

-$595K

3-6 Months

Bought

94

37.22K

Sold

10.1K

3.80M

Net Activity

-3.8M

-$3.77M

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

1.4K

683.05K

Net Activity

-683K

-$683K

Top Buyers

1
SGM

Share Gregory M

Director

94 sharesโ€ข1 transactions

$37K

Top Sellers

1
PBP

Petrucelli Bryan P.

Officer: Evp, Cfo And Treasurer

5.1K sharesโ€ข1 transactions

$1.93M

2
RFLJ

Russell Frederick L. Jr.

Director

4.8K sharesโ€ข2 transactions

$1.82M

3
SDD

Schnupp Diane D.

Officer: Evp, Chief Information Officer

1.4K sharesโ€ข1 transactions

$660K

4
KMP

Kehoe Michael P

Director, Officer: Chairman President And Ceo

1.8K sharesโ€ข2 transactions

$541K

5
ASK

Allibhai Salmaan K.

Officer: Chief Analytics & Tech Officer

250 sharesโ€ข1 transactions

$78K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $5.05M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.01:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$595K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.