Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc.

KNSLยทNYSE

$290.20

+0.47%
Financial ServicesInsurance - Property & Casualty

Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.

At a Glance

Live Snapshot
Market Cap$6.69B
EPS21.7600
P/E Ratio13.34
Earnings Date07/23/2026
Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc. Fair Value Envelope

KNSL ยท NYSE

Our analysis suggests that KNSL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $290.2, this represents a potential HIDDEN relative to our calculated worth for Kinsale Capital Group, Inc..

Intrinsic Value
Current Price: $290.2

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$20.4B
+ Cash & Equivalents$163.4M
Firm Value$20.6B
- Debt$224.4M
Equity Value$20.4B
/ Shares Outstanding23,264,902B
DCF Value$875
UNDERVALUED BY 202%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$1.1B
$1.1B
$1.2B
$1.2B
$1.3B
$1.3B
$1.4B
$1.4B
$1.5B
$1.5B
Maintenance CapEx
-$11.2M
-$11.6M
-$12.1M
-$12.5M
-$13.0M
-$13.6M
-$14.1M
-$14.6M
-$15.2M
-$15.8M
Owner Earnings
$1.1B
$1.1B
$1.2B
$1.2B
$1.3B
$1.3B
$1.4B
$1.4B
$1.5B
$1.5B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$994.3M
$957.1M
$921.3M
$886.8M
$853.6M
$821.7M
$790.9M
$761.3M
$732.8M
$705.4M
Terminal Value represents 58.7% of Enterprise Value