Kingsway Financial Services Inc.

Kingsway Financial Services Inc.

KFSยทNYSE

$10.23

-0.098%
Consumer CyclicalAuto - Dealerships

Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.

At a Glance

Live Snapshot
Market Cap$292.84M
EPS-0.4300
P/E Ratio-34.92
Earnings Date08/06/2026
3Y-19.0%
5Y-49.0%
10Y-54.0%
3Y-25.0%
5Y-55.0%
10Y-55.0%
3Y+56.0%
5Y+84.0%
10Y-46.0%
kfs

Kingsway Financial Services Inc. Funding & Solvency Profile

KFS ยท NYSE
Cash & Cash Equivalents16.27M
Net Receivables13.94M
Inventory0.00
Other Current Assets-8.24M
Total Current Assets22 M
Property, Plant & Equipment13.37M
Goodwill & Intangible Assets121.39M
Long-Term Investments41.47M
Other Non-Current Assets-41.47M
Total Non-Current Assets13 M
Total Assets
231.50M

Financial Health Analysis

Current Ratio

790.93x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

5.73x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

22 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

10% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Kingsway Financial Services Inc. Balance Sheet

KFS โ€ข NYSE

Kingsway Financial Services Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
16.3M
5.5M
9.1M
64.2M
10.1M
14.4M
13.5M
31.9M
44.3M
36.5M
51.7M
74M
98.6M
80.8M
85.5M
140.6M
58.7M
105.7M
161.6M
129.7M
178K
8.1M
6.1M
157K
157K
20.9M
155K
152K
151K
401K
400K
400K
501K
585K
20.3M
0.0
0.0
0.0
0.0
0.0
16.4M
13.6M
15.2M
64.3M
12.8M
35.2M
13.6M
32.1M
44.4M
36.9M
52.1M
74.4M
99.1M
81.4M
105.8M
140.6M
58.7M
105.7M
161.6M
129.7M
13.9M
10.9M
12.1M
14M
10.7M
20.3M
17.4M
13M
27.9M
31.6M
27.1M
28.9M
32M
0.0
56.1M
3.9B
98.6M
150.1M
458.6M
528.4M
13.8M
9.4M
10.1M
10.3M
6.7M
4.8M
3.4M
3.4M
4.4M
28.3M
23.3M
33.5M
27.9M
59.3M
42.4M
48.9M
82.9M
149.7M
457.3M
528.4M
100K
1.6M
2M
3.7M
4M
15.4M
14M
9.5M
7.2M
3.3M
3.8M
51.1M
4.1M
4.8M
6.3M
11.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
88.9M
39.2M
0.0
43.8M
27.5M
21.3M
80.7M
91.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.3M
2M
0.0
0.0
0.0
0.0
0.0
-8.2M
-24.6M
-27.3M
-92.6M
-29.3M
-55.5M
-43.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
22.1M
0.0
0.0
74.6M
33.4M
0.0
31M
27.7M
72.3M
68.4M
79.2M
103.3M
131.1M
117M
140.9M
221.1M
184.1M
458.5M
735.5M
658.1M
NON-CURRENT ASSETS
13.4M
4M
2.7M
1.7M
110.8M
98M
102.4M
103.1M
108.2M
117M
5.6M
6.2M
1.7M
2.7M
13M
12.5M
30.3M
113.4M
133.4M
108.1M
69.1M
56.5M
50.4M
45.5M
110.2M
121.1M
82.1M
73.9M
80.1M
71.1M
10.1M
10.6M
10.6M
8.4M
510K
0.0
0.0
0.0
0.0
0.0
52.3M
40M
35.7M
33.1M
108.2M
84.1M
86.4M
83.8M
87.6M
89M
14.7M
47.3M
48.9M
50.6M
39.1M
44M
37.6M
45.8M
116.8M
90.9M
121.4M
96.6M
86M
78.6M
218.5M
205.3M
168.5M
157.7M
167.7M
160.1M
24.8M
57.9M
59.5M
59M
39.6M
44M
37.6M
45.8M
116.8M
90.9M
41.5M
41.3M
41.9M
56.7M
0.0
58.6M
59.7M
37.6M
103.1M
122.2M
105.4M
85.6M
66.2M
127.7M
116.9M
0.0
0.0
0.0
0.0
0.0
3.2M
0.0
0.0
4.2M
28.6M
0.0
29M
28.5M
30.3M
48.7M
2.9M
5.4M
4.2M
3.1M
2.7M
0.0
0.0
0.0
0.0
0.0
-41.5M
-141.9M
-130.6M
-60.9M
29M
-361.8M
-29M
-17.8M
-103.1M
-122.2M
-105.4M
-85.6M
-66.2M
-127.7M
-116.9M
-56.4M
-67.9M
-159.2M
-250.2M
-199M
138M
0.0
0.0
80.3M
386.8M
0.0
330.6M
309.2M
306.3M
325.8M
33.3M
69.4M
65.3M
64.8M
55.3M
56.4M
67.9M
159.2M
250.2M
199M
71.4M
186.6M
197.7M
130.7M
55.5M
452.5M
37.9M
20.4M
106M
106.8M
128.5M
129M
128.2M
191M
177.9M
242.1M
1.7B
2.7B
3.7B
3.2B
231.5M
186.6M
197.7M
285.7M
475.6M
452.5M
399.6M
357.3M
484.6M
501M
241M
301.7M
324.6M
372.8M
374.1M
519.6M
2B
3.3B
4.7B
4B
LIABILITIES
CURRENT LIABILITIES
28K
0.0
0.0
945K
294K
2.9M
2.8M
2.4M
2.6M
2.1M
145K
525K
4M
7.8M
1.9M
1M
0.0
0.0
0.0
124.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
27.9M
100K
145K
525K
1M
5M
1.9M
1M
0.0
0.0
0.0
124.8M
28K
0.0
0.0
945K
294K
2.9M
2.8M
13M
0.0
-100K
0.0
0.0
-1M
2.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
27.8M
26.3M
44M
17.4M
14.5M
10.4M
5.4M
12.5M
10.3M
22.9M
34.7M
26.3M
0.0
0.0
0.0
0.0
0.0
1.6M
0.0
0.0
438K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
172.4M
118.4M
28K
0.0
0.0
945K
294K
2.9M
2.8M
2.4M
2.6M
2.1M
61K
223K
3M
2.9M
8.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.2M
28.6M
0.0
29M
47.1M
41.1M
35.8M
34.3M
0.0
0.0
0.0
11.1M
0.0
0.0
0.0
0.0
0.0
-1.6M
0.0
0.0
-31.2M
-26.3M
-46.8M
-17.4M
-16.9M
-10.4M
-5.4M
-12.5M
-10.6M
-23.9M
-42.6M
-6.5M
-1M
0.0
0.0
-172.4M
-243.1M
28K
0.0
0.0
2.2M
28.8M
0.0
31.8M
2.4M
2.6M
2.1M
61K
223K
3M
2.9M
21.7M
0.0
0.0
0.0
238.7M
243.1M
NON-CURRENT LIABILITIES
70.7M
57.5M
44.4M
102.1M
94.1M
268.3M
194.6M
253.3M
260.7M
233.7M
39.9M
54.3M
57.7M
61.2M
47.2M
0.0
330.4M
338.8M
373.7M
282.4M
87.2M
83.1M
84M
82.7M
89.2M
87.9M
56.3M
46M
39.7M
35.8M
34.3M
49.5M
48.8M
49M
11.1M
0.0
0.0
0.0
0.0
0.0
13.8M
4.4M
5M
4.2M
28.6M
27.6M
29M
28.5M
30.3M
48.7M
2.9M
5.4M
4.2M
3.1M
2.7M
0.0
0.0
0.0
0.0
0.0
28.7M
-147.7M
-134.7M
72.4M
246.2M
-387M
92.7M
94.9M
172M
117.5M
113.7M
144.2M
177.1M
-113.2M
-47.2M
0.0
-330.4M
-338.8M
-373.7M
-282.4M
206.1M
0.0
0.0
261.8M
460.9M
0.0
347.3M
348.2M
432.6M
435.7M
190.9M
253.3M
284.7M
304.5M
236M
424.8M
1.8B
2.9B
307.4M
282.4M
0.0
168.3M
173.1M
-437K
-28.8M
433.8M
0.0
-18M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.2B
2.6B
5.8M
2.7M
1.2M
1.2M
2.5M
3.2M
3.5M
5.8M
5.2M
5.1M
4.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
197.1M
168.3M
173.1M
263.5M
460.9M
433.8M
378.9M
332.5M
435.3M
437.8M
190.9M
253.5M
287.7M
307.4M
257.7M
424.8M
1.8B
2.9B
3.7B
3.1B
SHAREHOLDERS' EQUITY
-6.5M
-6.2M
-3.7M
-492K
-492K
-492K
-492K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
16.3M
8.3M
0.0
6M
6.5M
6.5M
6.8M
5.5M
5.5M
6.4M
6.4M
6.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
296K
0.0
0.0
0.0
0.0
0.0
35.3M
470K
0.0
0.0
0.0
0.0
0.0
296.6M
296.5M
0.0
0.0
0.0
326.2M
328.5M
394.8M
376.8M
379.8M
360M
359.1M
355.2M
354.1M
353.9M
356.2M
353.9M
341.6M
340.8M
324.8M
15.8M
15.4M
311.6M
20.5M
9.8M
333.8M
5.4M
-373.4M
-361.5M
-346.9M
-370.4M
-395.1M
-394.8M
-388.1M
-381.2M
-313.5M
-297.7M
-309M
-312.1M
-298.9M
-262.1M
-201.2M
-231.8M
-193.6M
98.6M
521.2M
560.1M
-60K
-718K
-1.5M
26.6M
30.8M
38.1M
35.3M
40.5M
-3.9M
-208K
9.3M
8.7M
9.6M
14.8M
12.7M
15M
47.1M
22.9M
85.9M
7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
50.1M
295.3M
322.3M
-326.2M
0.0
31.4M
16.7M
27.7M
21.7M
773K
4.5M
7.7M
19.2M
44.1M
62.4M
48.3M
43.8M
35.5M
65.1M
123.4M
94.8M
169.3M
453.6M
940.8M
901M
34.4M
18.3M
24.6M
22.1M
14.8M
18.7M
20.8M
24.8M
49.3M
63.3M
50.1M
48.2M
36.9M
65.4M
116.4M
94.8M
169.3M
453.6M
940.8M
901M
3M
1.6M
-3.1M
437K
14M
14.2M
13.1M
5.6M
5.2M
829K
1.8M
4.4M
1.4M
343K
-7M
0.0
0.0
0.0
0.0
0.0
SUMMARY
242M
186.6M
197.7M
285.7M
475.6M
452.5M
399.6M
357.3M
484.6M
501M
241M
301.7M
324.6M
372.8M
374.1M
519.6M
2B
3.3B
4.7B
4B
41.6M
41.3M
41.9M
56.9M
157K
69.6M
71.4M
39.6M
106.8M
130.2M
109.5M
89.2M
69.2M
129.7M
117.4M
195.8M
512.2M
2.4B
0.0
0.0
78M
60.2M
45.6M
103.3M
96.6M
271.5M
262.1M
236.5M
243.5M
233.7M
39.9M
54.3M
57.7M
61.2M
47.2M
124.9M
330.4M
338.8M
546.1M
400.8M
61.7M
54.7M
36.5M
39.1M
86.5M
257.1M
248.6M
204.6M
199.2M
197.2M
-11.8M
-19.7M
-40.9M
-19.7M
-38.3M
-15.6M
271.7M
233.2M
384.5M
271.1M
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415
28,873,415

SEC Filings

KFS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 18, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 18, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 08, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 06, 2026
May 18, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
8-K

8-K 2026

N/A

March 12, 2026
March 12, 2026
2026
10-K

10-K 2025 FY

FY

March 12, 2026
December 31, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
Showing 1 to 10 of 448 filings