Kingsway Financial Services Inc.

Kingsway Financial Services Inc.

KFSยทNYSE

$10.23

-0.098%
Consumer CyclicalAuto - Dealerships

Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.

At a Glance

Live Snapshot
Market Cap$292.84M
EPS-0.4300
P/E Ratio-34.92
Earnings Date08/06/2026
Kingsway Financial Services Inc.

Kingsway Financial Services Inc. Fair Value Envelope

KFS ยท NYSE

Our analysis suggests that KFS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $10.23, this represents a potential HIDDEN relative to our calculated worth for Kingsway Financial Services Inc..

Intrinsic Value
Current Price: $10.23

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value-$281.4K
+ Cash & Equivalents$16.3M
Firm Value$16.0M
- Debt$78.0M
Equity Value-$62.0M
/ Shares Outstanding28,873,415B
DCF Value-$2
OVERVALUED BY 121%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
-$1.5K
-$750
-$375
-$188
-$94
-$47
-$23
-$12
-$6
-$3
Maintenance CapEx
-$161.8K
-$80.9K
-$40.5K
-$20.2K
-$10.1K
-$5.1K
-$2.5K
-$1.3K
-$632
-$316
Owner Earnings
-$163.3K
-$81.7K
-$40.8K
-$20.4K
-$10.2K
-$5.1K
-$2.6K
-$1.3K
-$638
-$319
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
-$151.2K
-$70.0K
-$32.4K
-$15.0K
-$6.9K
-$3.2K
-$1.5K
-$689
-$319
-$148
Terminal Value represents 0.0% of Enterprise Value
Negative Owner Earnings
This company generates negative free cash flow. Consider adjusting maintenance CapEx percentage or check the financial data.