Kingsway Financial Services Inc.

Kingsway Financial Services Inc.

KFSยทNYSE

$10.23

-0.098%
Consumer CyclicalAuto - Dealerships

Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.

At a Glance

Live Snapshot
Market Cap$292.84M
EPS-0.4300
P/E Ratio-34.92
Earnings Date08/06/2026
0.11%
Dividend Yield
18%
3Y-
5Y-
10Y-
-11.74%
Dividend Payout Ratio
-42%
3Y-
5Y-
10Y-
Kingsway Financial Services Inc.

Kingsway Financial Services Inc. Dividend History

KFS ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

KFS Dividend Payment History

KFS ยท NYSE

Total Payments

18

Latest Dividend

$0.0720

Annual Amount

$0.9520

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 8, 2009
Jun 15, 2009Jun 30, 2009
$0.0200
$0.0720
Quarterly+12.50%
Feb 20, 2009
Mar 16, 2009Mar 31, 2009
$0.0160
$0.0640
Quarterly-73.33%
Nov 5, 2008
Dec 15, 2008Dec 31, 2008
$0.0600
$0.2400
Quarterly-14.29%
Aug 7, 2008
Sep 15, 2008Sep 30, 2008
$0.0750
$0.2800
Quarterly-5.41%
May 7, 2008
Jun 16, 2008Jun 30, 2008
$0.0750
$0.2960
Quarterly-2.63%
Feb 15, 2008
Mar 17, 2008Mar 31, 2008
$0.0750
$0.3040
Quarterly+13.43%
Nov 8, 2007
Dec 14, 2007Dec 28, 2007
$0.0750
$0.2680
Quarterly-5.63%
Aug 2, 2007
Sep 14, 2007Sep 28, 2007
$0.0750
$0.2840
Quarterly0.00%
May 2, 2007
Jun 15, 2007Jun 29, 2007
$0.0750
$0.2840
Quarterly+10.94%
Feb 13, 2007
Mar 15, 2007Mar 30, 2007
$0.0750
$0.2560
Quarterly-1.54%
Nov 2, 2006
Dec 15, 2006Dec 29, 2006
$0.0750
$0.2600
Quarterly+16.07%
Aug 4, 2006
Sep 15, 2006Sep 29, 2006
$0.0620
$0.2240
Quarterly-1.75%
May 3, 2006
Jun 15, 2006Jun 30, 2006
$0.0620
$0.2280
Quarterly+3.64%
Feb 8, 2006
Mar 15, 2006Mar 31, 2006
$0.0620
$0.2200
Quarterly+27.91%
Nov 3, 2005
Dec 15, 2005Dec 30, 2005
$0.0500
$0.1720
Quarterly-14.00%
Aug 4, 2005
Sep 15, 2005Sep 30, 2005
$0.0500
$0.2000
Quarterly+25.00%
May 4, 2005
Jun 15, 2005Jun 30, 2005
$0.0400
$0.1600
Quarterly-20.00%
Feb 10, 2005
Mar 15, 2005Mar 31, 2005
$0.0500
$0.2000
Quarterly-
kfs

Kingsway Financial Services Inc. Payout Ratio Analysis

KFS ยท NYSE
Dividends Paid
-1.02M
2025
Net Income
-10.73M
2025
Payout Ratio
-9.54%
2025

Dividend Sustainability Analysis

Payout Ratio
-9.54%

Negative payout ratio indicates the company is either not paying dividends or has negative earnings. Not a dividend-paying stock currently.

FCF Payout Ratio
-63.2%

Negative free cash flow while paying dividends is a major red flag. Company burning cash and cannot sustain dividend without external financing.

Dividend Growth
-7776.9%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
At Risk

Dividend appears unsustainable based on current metrics. High probability of reduction or elimination. Proceed with caution.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.