Kingsway Financial Services Inc.

Kingsway Financial Services Inc.

KFSยทNYSE

$10.23

-0.098%
Consumer CyclicalAuto - Dealerships

Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.

At a Glance

Live Snapshot
Market Cap$292.84M
EPS-0.4300
P/E Ratio-34.92
Earnings Date08/06/2026
3Y+19.0%
5Y+99.0%
10Y-23.0%
3Y-143.0%
5Y+60.0%
10Y-1436.0%
3Y-100.0%
5Y-100.0%
10Y-100.0%
Kingsway Financial Services Inc.

Kingsway Financial Services Inc. Profit Bridge

KFS ยท NYSE
Revenue136.72M
Cost of Goods Sold (0.00)
Gross Profit136.72M
Operating Expenses (48.53M)
Operating Income-6.13M
Interest Expense (5.45M)
Other Income/Expense-7.88M
Pretax Income-14.00M
Income Tax (-3.75M)
Net Income-10.73M
Net Income
-10.73M

Profitability Analysis

Gross Margin

100.0%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

-4.5%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-7.8%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Kingsway Financial Services Inc. Income Statement

KFS โ€ข NYSE

Kingsway Financial Services Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
136.7M
112.5M
107.7M
114.7M
81.4M
68.6M
63.2M
43.6M
193.2M
176.6M
158.8M
187.8M
172.2M
159.7M
228.5M
248.1M
452.7M
1.5B
2B
1.9B
GROSS PROFIT
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(4.7M)
(7.4M)
(7.7M)
(5.4M)
(5.3M)
(5.5M)
(4M)
(959K)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
136.7M
112.5M
107.7M
114.7M
81.4M
68.6M
58.5M
36.2M
185.5M
171.2M
153.5M
182.3M
168.1M
158.7M
228.5M
248.1M
452.7M
1.5B
2B
1.9B
OPERATING INCOME
(48.5M)
(120.8M)
(84M)
(79.7M)
(88M)
(73.8M)
-83.3M
-70.2M
(203.6M)
(178M)
(156.2M)
(67.2M)
(79.8M)
(73.9M)
(77.9M)
-277.6M
-749.5M
-1.8B
-2B
-1.7B
(61.2M)
(44.9M)
(41.8M)
(43.5M)
(45.2M)
(37.7M)
(36.3M)
(29.4M)
(46.3M)
(41.6M)
(41.8M)
(67.2M)
(79.8M)
(73.9M)
(102.2M)
(111.4M)
(184.2M)
(523.1M)
(243.1M)
(182.3M)
-6.1M
-8.3M
23.7M
35M
-6.6M
-5.2M
-20.1M
-16.2M
-11.7M
-6.8M
-1.5M
-11.2M
-43.3M
-53.3M
-26.1M
-29.5M
-296.8M
-297.5M
17.5M
170.1M
PRE-TAX INCOME
(5.4M)
(4.8M)
(6.3M)
(8.1M)
(6.2M)
(13.7M)
(15.1M)
(12.3M)
(11.2M)
(7.4M)
(5.3M)
(5.6M)
(7.3M)
(7.6M)
(7.5M)
(14.8M)
(23.9M)
(35M)
(38.9M)
(30.2M)
-3.7M
-4.8M
-6.3M
-8.1M
-6.2M
-13.7M
-15.1M
-13.6M
-12.6M
-7.4M
-5.3M
-5.6M
1.9M
3.3M
-7.5M
-14.8M
-23.9M
-35M
-38.9M
-30.2M
-12.7M
(75.9M)
(42.2M)
(36.2M)
(42.8M)
(36.1M)
-119.6M
-99.9M
(157.3M)
(136.4M)
(114.4M)
(0.0)
(0.0)
(0.0)
(0.0)
-389M
-933.7M
-2.3B
-2.3B
-1.9B
-7.9M
0.0
0.0
0.0
0.0
914K
0.0
-19.7M
-3M
-3.6M
-9.8M
-4.7M
-43.4M
-19.4M
-586K
-93M
9.5M
-58.4M
-1.3B
139.9M
-14M
-8.3M
23.7M
35M
-6.6M
-4.3M
-3.1M
-20.4M
-29.4M
-10.5M
-11.3M
-11.3M
-43.4M
-50.3M
-26.2M
-67.2M
-136.8M
-355.9M
-21.4M
139.9M
NET INCOME
-3.8M
-147K
-1.9M
(4.8M)
-3.9M
(1.1M)
-363K
(358K)
-17.8M
-9.7M
(93K)
-57K
-67K
(3M)
-169K
-6.1M
-30.4M
(73.4M)
-2.9M
(16.5M)
-10.7M
-9.3M
23.6M
24.7M
-342K
-6.7M
-2.8M
-26.6M
-15.5M
803K
1.1M
-12.8M
-36.9M
-52.1M
-20.1M
-38.2M
-290.3M
-405.9M
-18.5M
123.3M

SEC Filings

KFS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 18, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 18, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 08, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 06, 2026
May 18, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
8-K

8-K 2026

N/A

March 12, 2026
March 12, 2026
2026
10-K

10-K 2025 FY

FY

March 12, 2026
December 31, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
Showing 1 to 10 of 448 filings