GHLD - NYSE
Guild Holdings Company
$20.01
+0.0000%Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States. The company operates approximately 260 branches with licenses in 49 states. It originates residential mortgages through retail and correspondent channels. The company was incorporated in 1960 and is headquartered in San Diego, California.
At a Glance
Live SnapshotGuild Holdings Company Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
Guild Holdings Company Income Statement
GHLD • NYSE
| Guild Holdings Company Income Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 |
|---|---|---|---|---|---|---|---|
REVENUE | |||||||
1.2B | 730.2M | 1.2B | 1.6B | 1.7B | 780.6M | 508.4M | |
GROSS PROFIT | |||||||
(109.8M) | (66.4M) | (51.3M) | (63.4M) | (62M) | (57.5M) | (8.8M) | |
1.1B | 663.9M | 1.2B | 1.6B | 1.6B | 723.1M | 499.6M | |
OPERATING INCOME | |||||||
(945.8M) | (710M) | (751.7M) | (1.2B) | (1.1B) | (717.3M) | -365.2M | |
(770.2M) | (565.8M) | (653.8M) | (1.1B) | (987.4M) | (610.8M) | (322.8M) | |
119.1M | -46.1M | 420M | 386.9M | 494.1M | 5.8M | 143.2M | |
PRE-TAX INCOME | |||||||
(109.8M) | (70.6M) | (51.3M) | (63.4M) | (60.2M) | (57.5M) | (45.6M) | |
36.6M | 33.8M | 16.9M | 683K | -60.2M | 1.3M | -1.9M | |
(175.6M) | (144.2M) | (97.8M) | (144.5M) | (147.7M) | (106.5M) | -688M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -53.4M | |
119.1M | -46.1M | 420M | 386.9M | 494.1M | 5.8M | 97.6M | |
NET INCOME | |||||||
(22.1M) | -7M | (91.4M) | (103.1M) | (123.5M) | (253K) | (24.3M) | |
97.1M | -39M | 328.6M | 283.8M | 370.6M | 5.6M | 73.3M |
SEC Filings
GHLD - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2025 N/A | November 28, 2025 | November 26, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 05, 2025 | November 05, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 08, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 07, 2025 | August 07, 2025 | 2025 | |
8-K 8-K 2025 N/A | June 20, 2025 | June 17, 2025 | 2025 | |
8-K 8-K 2025 N/A | June 18, 2025 | June 17, 2025 | 2025 | |
8-K 8-K 2025 N/A | June 02, 2025 | May 27, 2025 | 2025 | |
8-K 8-K 2025 N/A | May 23, 2025 | May 23, 2025 | 2025 | |
10-Q 10-Q 2025 Q1 Q1 | May 08, 2025 | March 31, 2025 | 2025 |
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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