GHLD - NYSE
Guild Holdings Company
$20.01
+0.0000%Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States. The company operates approximately 260 branches with licenses in 49 states. It originates residential mortgages through retail and correspondent channels. The company was incorporated in 1960 and is headquartered in San Diego, California.
At a Glance
Live SnapshotGuild Holdings Company Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.
Guild Holdings Company Cash Flow Statement
GHLD • NYSE
| Guild Holdings Company Cash Flow Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 |
|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||
96.9M | -39M | 328.6M | 283.8M | 370.6M | 5.6M | 73.3M | |
37.8M | 36M | 31.5M | 33.2M | 26.1M | 7.3M | 7.2M | |
22.1K | -7.9M | 90.7M | 36.6M | 3.1M | -26M | 24.7M | |
9.7M | 8.7M | 7.3M | 6M | 1M | 0.0 | 0.0 | |
-556.2M | 80.5M | 1.1B | 796.1M | -625.1M | -284.6M | 496M | |
(0.0) | (0.0) | (0.0) | (120.7M) | (49.5M) | (13.7M) | (531K) | |
-247.8M | -169.9M | -305M | -475.2M | -243.8M | -127M | -147.7M | |
-659.6M | -91.7M | 1.3B | 680.5M | -468M | -424.7M | -31.8M | |
INVESTING ACTIVITIES | |||||||
-9.4M | -5.5M | -3.9M | -4.6M | -8.2M | -3.7M | -6.7M | |
-17.7M | -10M | -3.5M | -100.2M | (35K) | -8.8M | -20.2M | |
-125.3M | -121.1M | 183K | 178K | -9.8M | -966K | 1.2M | |
-152.4M | -136.6M | -7.2M | -104.7M | -18M | -13.5M | -25.6M | |
FINANCING ACTIVITIES | |||||||
-1.2M | -3.3M | -5.6M | 0.0 | 0.0 | -8M | 0.0 | |
833.5M | 245.1M | -1.3B | -546.3M | 767M | 527.9M | 89.5M | |
-30.7M | -30.5M | (0.0) | -121.1M | -37.2M | -32.5M | -40M | |
-1.2M | -3.3M | -5.6M | (0.0) | (0.0) | -8M | (0.0) | |
8.1M | -419K | -7.3M | 25K | -10.8M | -5.3M | -2.3M | |
809.7M | 208.9M | -1.4B | -667.3M | 719M | 482.2M | 47.2M | |
CASH FLOW SUMMARY | |||||||
-2.3M | -19.4M | -101.4M | -91.5M | 232.9M | 44M | -10.2M | |
127.4M | 146.8M | 248.1M | 339.6M | 106.7M | 62.8M | 72.9M | |
125.1M | 127.4M | 146.8M | 248.1M | 339.6M | 106.7M | 62.8M | |
-669M | -97.2M | 1.3B | 675.9M | -476.3M | -428.4M | -38.5M |
SEC Filings
GHLD - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2025 N/A | November 28, 2025 | November 26, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 05, 2025 | November 05, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 08, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 07, 2025 | August 07, 2025 | 2025 | |
8-K 8-K 2025 N/A | June 20, 2025 | June 17, 2025 | 2025 | |
8-K 8-K 2025 N/A | June 18, 2025 | June 17, 2025 | 2025 | |
8-K 8-K 2025 N/A | June 02, 2025 | May 27, 2025 | 2025 | |
8-K 8-K 2025 N/A | May 23, 2025 | May 23, 2025 | 2025 | |
10-Q 10-Q 2025 Q1 Q1 | May 08, 2025 | March 31, 2025 | 2025 |
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