Guild Holdings Company

Guild Holdings Company

GHLDยทNYSE

$20.01

+0.0000%
Financial ServicesFinancial - Mortgages

Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States. The company operates approximately 260 branches with licenses in 49 states. It originates residential mortgages through retail and correspondent channels. The company was incorporated in 1960 and is headquartered in San Diego, California.

At a Glance

Live Snapshot
Market Cap$1.25B
EPS1.5800
P/E Ratio12.66
Earnings Date03/05/2026
2.50%
Dividend Yield
3Y-
5Y-
10Y+125.0%
92.88%
Dividend Payout Ratio
3Y-
5Y-
10Y+70.0%
Guild Holdings Company

Guild Holdings Company Dividend History

GHLD ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

GHLD Dividend Payment History

GHLD ยท NYSE

Total Payments

6

Latest Dividend

$0.2500

Annual Amount

$0.7500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Aug 6, 2025
Aug 18, 2025Sep 2, 2025
$0.2500
$0.2500
Quarterly-50.00%
Mar 6, 2025
Mar 17, 2025Mar 31, 2025
$0.5000
$0.5000
Quarterly0.00%
May 8, 2024
May 20, 2024Jun 6, 2024
$0.5000
$0.5000
Annual0.00%
Aug 2, 2023
Aug 23, 2023Sep 7, 2023
$0.5000
$0.5000
Quarterly-50.00%
Nov 10, 2021
Nov 22, 2021Dec 8, 2021
$1.0000
$1.0000
Semi-Annual0.00%
May 11, 2021
May 21, 2021May 28, 2021
$1.0000
$1.0000
Quarterly-
ghld

Guild Holdings Company Payout Ratio Analysis

GHLD ยท NYSE
Dividends Paid
-30.70M
2024
Net Income
97.13M
2024
Payout Ratio
31.61%
2024

Dividend Sustainability Analysis

Payout Ratio
31.61%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
-4.6%

Negative free cash flow while paying dividends is a major red flag. Company burning cash and cannot sustain dividend without external financing.

Dividend Growth
-0.7%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Fair

Dividend sustainability questionable. Monitor closely for signs of stress. Consider whether yield justifies the risk.