GHLD - NYSE

Guild Holdings Company

GHLD·NYSE

$20.01

+0.0000%

Financial ServicesFinancial - Mortgages

Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States. The company operates approximately 260 branches with licenses in 49 states. It originates residential mortgages through retail and correspondent channels. The company was incorporated in 1960 and is headquartered in San Diego, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.25B

EPS1.5800

P/E Ratio12.66

Earnings Date03/05/2026

4.77B

Assets

30%

3Y+9.0%

5Y+83.0%

10Y+134.0%

3.51B

Total Liabilities

41%

3Y+1.0%

5Y+60.0%

10Y+120.0%

1.25B

Total Equity

3Y+36.0%

5Y+209.0%

10Y-27.0%

Guild Holdings Company Funding & Solvency Profile

GHLD · NYSE

Current Assets

Cash & Cash Equivalents118.20M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets204 M

Non-Current Assets

Property, Plant & Equipment86.17M

Goodwill & Intangible Assets1.57B

Long-Term Investments1.98B

Other Non-Current Assets933.43M

Total Non-Current Assets3 B

Total Assets

4.77B

Financial Health Analysis

Current Ratio

0.09x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

2.80x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2028108000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

4% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Guild Holdings Company Balance Sheet

GHLD • NYSE

Guild Holdings Company Balance Sheet	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	118.2M	120.3M	137.9M	243.1M	334.6M	101.7M	58.5M
Cash & Short-Term Investments	118.2M	120.3M	137.9M	243.1M	334.6M	101.7M	58.5M
Net Receivables	0.0	24.1M	28.4M	44.7M	4.3M	13.3M	44.4M
Accounts Receivables	0.0	10M	1.8M	5.4M	4.3M	9.6M	27.9M
Other Receivables	0.0	14.1M	26.5M	39.3M	0.0	3.6M	13.3M
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	-5.1M
Prepaids	85.5M	64.7M	88M	95.9M	55.8M	36.2M	13.2M
Other Current Assets	0.0	0.0	0.0	0.0	0.0	0.0	1.4B
Total Current Assets	203.7M	209.1M	254.2M	383.7M	394.7M	151.2M	1.5B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	86.2M	79.2M	88.8M	102.5M	102.3M	9.8M	12.9M
Goodwill	198.7M	186.2M	176.8M	175.1M	62.8M	62.8M	60.7M
Intangible Assets	1.4B	1.2B	1.2B	716.4M	447M	418.4M	511.9M
Goodwill & Intangible Assets	1.6B	1.4B	1.3B	891.5M	509.8M	481.2M	572.6M
Long-Term Investments	2B	1.2B	849.9M	2.2B	2.5B	1.5B	77K
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	2.1B
Other Non-Current Assets	933.4M	781.4M	697.3M	773.4M	1.3B	440.3M	-2.1B
Total Non-Current Assets	4.6B	3.5B	3B	4B	4.4B	2.5B	585.4M
Total Assets	4.8B	3.7B	3.2B	4.4B	4.8B	2.6B	2B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	32.6M	34.1M	56.8M	41.1M	35.3M	41.9M
Accounts Payable	0.0	32.6M	34.1M	56.8M	41.1M	35.3M	28M
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	14M
Accrued Expenses	0.0	30.8M	29.6M	75.1M	106.3M	45.3M	30M
Short Term Debt	2.2B	1.6B	1.4B	2.7B	5.6B	3B	839.7M
Tax Payables	0.0	0.0	0.0	0.0	19.5M	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	-1.6B
Other Current Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	-911.6M
Total Current Liabilities	2.2B	1.6B	1.4B	2.8B	5.7B	3.1B	867.7M
NON-CURRENT LIABILITIES
Long Term Debt	726M	450.9M	126.8M	252.8M	150.4M	224.6M	297.2M
Deferred Revenue (Non-Current)	0.0	0.0	95.8M	101.6M	89.2M	52.3M	50.9M
Deferred Tax Liabilities (Non-Current)	251.4M	225M	233M	142.2M	89.4M	86.3M	112.3M
Other Non-Current Liabilities	228.1M	114.1M	21.8M	80M	-2.1B	-1.3B	-297.2M
Total Non-Current Liabilities	1.3B	865.9M	563.3M	674.5M	-1.6B	-898.1M	605.3M
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	124.4M
Capital Lease Obligations	77M	75.8M	86M	97.8M	94.9M	0.0	0.0
Total Liabilities	3.5B	2.5B	2B	3.5B	4.1B	2.2B	1.6B
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	418.5M
Common Stock	619K	611K	609K	610K	600K	93K	94K
Additional Paid-In Capital	52M	47.2M	42.7M	42.2M	18M	22M	22.3M
Retained Earnings	1.2B	1.1B	1.2B	877.2M	717.4M	383.9M	418.5M
Accumulated Other Comprehensive Income/Loss	0.0	0.0	0.0	0.0	0.0	0.0	-32.2M
Total Stockholders' Equity	1.3B	1.2B	1.2B	920M	736M	406M	440.9M
Total Equity	1.3B	1.2B	1.2B	920M	736M	406M	1.7B
Minority Interest	487K	337K	66K	34K	0.0	0.0	1.3B
SUMMARY
Total Liabilities & Equity	4.8B	3.7B	3.2B	4.4B	4.8B	2.6B	2B
Total Investments	2B	1.2B	849.9M	2.2B	2.5B	1.5B	77K
Total Debt	3B	2.1B	1.6B	3B	5.8B	3.2B	160M
Net Debt	2.9B	2B	1.4B	2.8B	5.5B	3.1B	101.5M
Shares Outstanding	62,253,377	62,253,377	62,253,377	62,253,377	62,253,377	62,253,377	62,253,377

SEC Filings

GHLD - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2025 N/A	November 28, 2025	November 26, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 06, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 05, 2025	November 05, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 08, 2025	June 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 07, 2025	August 07, 2025	2025	View Filing
8-K 8-K 2025 N/A	June 20, 2025	June 17, 2025	2025	View Filing
8-K 8-K 2025 N/A	June 18, 2025	June 17, 2025	2025	View Filing
8-K 8-K 2025 N/A	June 02, 2025	May 27, 2025	2025	View Filing
8-K 8-K 2025 N/A	May 23, 2025	May 23, 2025	2025	View Filing
10-Q 10-Q 2025 Q1 Q1	May 08, 2025	March 31, 2025	2025	View Filing

Showing 1 to 10 of 74 filings

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