COSO - NYSE
CoastalSouth Bancshares, Inc.
$25.34
-1.6%CoastalSouth Bancshares, Inc. operates as the bank holding company of CoastalStates Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, such as checking, savings and money market, certificates of deposit, and individual retirement accounts. Its loan products include residential mortgage, home equity loans, cash value line of credit, commercial and government guaranteed lending, and mortgage banker finance, as well as debit and credit cards. The company also offers customized and private banking, treasury management, and digital and telephone banking services. It operates retail banking branches in Hilton Head Island/Bluffton, South Carolina; Savannah, Georgia; and north metro Atlanta, Georgia. The company was incorporated in 2003 and is headquartered in Hilton Head Island, South Carolina.
At a Glance
Live SnapshotCoastalSouth Bancshares, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
CoastalSouth Bancshares, Inc. Income Statement
COSO • NYSE
| CoastalSouth Bancshares, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | |||||||||||
135.8M | 129.7M | 114.4M | 76.4M | 56.8M | 43.5M | 30.8M | 23.2M | 17.3M | 20.1M | 28.1M | |
GROSS PROFIT | |||||||||||
(57M) | (58.9M) | (42.4M) | (14.7M) | (6.1M) | (9M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
78.8M | 70.8M | 72M | 61.7M | 50.7M | 34.5M | 30.8M | 23.2M | 17.3M | 20.1M | 28.1M | |
OPERATING INCOME | |||||||||||
(47.6M) | (43.6M) | (40.5M) | (37.8M) | (35.3M) | (26.3M) | -27.3M | -23.6M | (5.1M) | (5M) | (7.3M) | |
(31.6M) | (27M) | (26.5M) | (24.4M) | (23.1M) | (22M) | (21.3M) | (17.9M) | (13.2M) | (10.1M) | (17.1M) | |
31.1M | 27.2M | 31.5M | 23.8M | 15.5M | 8.2M | 3.5M | -404K | -8.3M | 3.1M | 2.6M | |
PRE-TAX INCOME | |||||||||||
(53.8M) | (58.3M) | (42.7M) | (9.6M) | (4.8M) | (5.8M) | (5.3M) | (2.3M) | (1.7M) | (2.2M) | (0.0) | |
73.9M | 65.3M | 64.3M | 57M | 41.2M | 31.9M | 25M | 19.8M | 15.8M | 14.8M | 0.0 | |
(16M) | (16.6M) | (14M) | (13.4M) | (12.2M) | (4.4M) | -48.6M | -41.5M | -5.1M | -5M | -7.3M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -235K | -505K | -4.2M | 0.0 | |
31.1M | 27.2M | 31.5M | 23.8M | 15.5M | 8.2M | 3.5M | -404K | -5.6M | 4.7M | 2.1M | |
NET INCOME | |||||||||||
(6.2M) | (5.3M) | (7M) | (5.6M) | (3.1M) | (1.9M) | (863K) | -223K | (3.5M) | (1.7M) | (663.5K) | |
24.9M | 21.9M | 24.5M | 18.2M | 12.3M | 6.4M | 2.6M | -181K | -11.8M | 1.4M | 1.4M |
SEC Filings
COSO - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 13, 2026 | December 31, 2025 | 2025 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 04, 2026 | February 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 20, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 19, 2025 | November 18, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 |
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