COSO - NYSE
CoastalSouth Bancshares, Inc.
$25.34
-1.6%CoastalSouth Bancshares, Inc. operates as the bank holding company of CoastalStates Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, such as checking, savings and money market, certificates of deposit, and individual retirement accounts. Its loan products include residential mortgage, home equity loans, cash value line of credit, commercial and government guaranteed lending, and mortgage banker finance, as well as debit and credit cards. The company also offers customized and private banking, treasury management, and digital and telephone banking services. It operates retail banking branches in Hilton Head Island/Bluffton, South Carolina; Savannah, Georgia; and north metro Atlanta, Georgia. The company was incorporated in 2003 and is headquartered in Hilton Head Island, South Carolina.
At a Glance
Live SnapshotCoastalSouth Bancshares, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
CoastalSouth Bancshares, Inc. Cash Flow Statement
COSO • NYSE
| CoastalSouth Bancshares, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||
24.9M | 21.9M | 24.5M | 18.2M | 12.3M | 6.4M | 2.6M | -181K | -11.8M | 1.4M | 1.4M | |
2.3M | 2.7M | 2.8M | 2.4M | 1.9M | 1.5M | 1.4M | 699K | 505K | 565K | 526.6K | |
-211K | 0.0 | -259K | 1.5M | -609K | 61K | 786K | -181K | -2M | 384K | 0.0 | |
946K | 1.3M | 1.1M | 937K | 1.2M | 1M | 909K | 583K | 149K | 1.5M | 0.0 | |
32.9M | -39.5M | 10.2M | 60.6M | 57.8M | 4.1M | 3.9M | 3.6M | 8M | 1.9M | 877.2K | |
(0.0) | (0.0) | (5.3M) | (3.4M) | (4.4M) | (1.5M) | (0.0) | (32K) | (0.0) | (775K) | (0.0) | |
2.3M | 940K | -1.2M | -183K | -1.8M | -33.4M | -47.5M | 4.2M | 32.5M | -12.2M | 1.1M | |
63.1M | -12.7M | 37.1M | 83.5M | 70.9M | -20.4M | -37.9M | 8.7M | 27.3M | -7.9M | 2.8M | |
INVESTING ACTIVITIES | |||||||||||
(0.0) | -1.4M | -310K | -2.2M | -2.2M | -2.8M | -2.9M | -5.3M | -5M | -2.5M | -292.9K | |
(0.0) | (0.0) | (0.0) | -379.2M | (80.9M) | -227.7M | -88.8M | (18.7M) | (1.9M) | (0.0) | (0.0) | |
-50.8M | (0.0) | -22.6M | -144.3M | -177.4M | -83M | -14.2M | -27.8M | -21M | -19.2M | -33.2M | |
65.9M | 0.0 | 39.4M | 21.8M | 17.3M | 19.4M | 8.1M | 16.8M | 9M | 20M | 31.9M | |
-239.2M | -15.9M | -192.9M | 1M | -145M | -4.2M | 213K | -35.7M | -24.3M | 24.1M | -6.6M | |
-224.1M | -17.3M | -176.4M | -502.9M | -226.3M | -298.4M | -97.6M | -33.3M | -45.2M | (24.9M) | -21.2M | |
FINANCING ACTIVITIES | |||||||||||
31.9M | 12.2M | 8.8M | 17K | 0.0 | 0.0 | 19.3M | 0.0 | 40M | 23K | 0.0 | |
-12M | -47M | -52M | 96M | -101.5M | 136M | 10M | -75M | 37.7M | -15M | -6M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -24.5M | (0.0) | (0.0) | |
-69K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
152.9M | 84.1M | 202M | 127.9M | 324.3M | 290.5M | 87.8M | 21.5M | 58.8M | 16.9M | 24.1M | |
172.8M | 49.4M | 158.8M | 224M | 222.8M | 426.5M | 117.1M | -53.5M | 129.1M | 1.9M | 18.2M | |
CASH FLOW SUMMARY | |||||||||||
11.8M | 19.4M | 19.6M | -195.4M | 67.4M | 107.7M | -18.4M | -78.1M | 111.2M | 18.9M | -235.1K | |
68M | 48.6M | 29M | 224.4M | 157M | 49.3M | 67.7M | 145.8M | 34.6M | 15.7M | 15.9M | |
79.8M | 68M | 48.6M | 29M | 224.4M | 157M | 49.3M | 67.7M | 145.8M | 34.6M | 15.7M | |
61.3M | -14.1M | 36.8M | 81.4M | 68.7M | -23.2M | -40.8M | 3.4M | 22.3M | -10.5M | 2.5M |
SEC Filings
COSO - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 13, 2026 | December 31, 2025 | 2025 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 04, 2026 | February 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 20, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 19, 2025 | November 18, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 |
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