CoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc.

COSOยทNYSE

$25.34

-1.6%
Financial ServicesBanks - Regional

CoastalSouth Bancshares, Inc. operates as the bank holding company of CoastalStates Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, such as checking, savings and money market, certificates of deposit, and individual retirement accounts. Its loan products include residential mortgage, home equity loans, cash value line of credit, commercial and government guaranteed lending, and mortgage banker finance, as well as debit and credit cards. The company also offers customized and private banking, treasury management, and digital and telephone banking services. It operates retail banking branches in Hilton Head Island/Bluffton, South Carolina; Savannah, Georgia; and north metro Atlanta, Georgia. The company was incorporated in 2003 and is headquartered in Hilton Head Island, South Carolina.

At a Glance

Live Snapshot
Market Cap$304.98M
EPS2.2400
P/E Ratio11.31
Earnings Date07/27/2026
0.20%
Dividend Yield
3Y-
5Y-
10Y-
9.83%
Dividend Payout Ratio
3Y-
5Y-
10Y-

No Net Dividends Paid Data

COSO has not reported any net dividends paid values in the available annual periods.

CoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc. Dividend History

COSO ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

COSO Dividend Payment History

COSO ยท NYSE

Total Payments

2

Latest Dividend

$0.0500

Annual Amount

$0.1000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 17, 2026
May 14, 2026May 28, 2026
$0.0500
$0.0500
Quarterly0.00%
Jan 22, 2026
Feb 12, 2026Feb 26, 2026
$0.0500
$0.0500
Quarterly-
coso

CoastalSouth Bancshares, Inc. Payout Ratio Analysis

COSO ยท NYSE
Dividends Paid
0.00
2025
Net Income
24.89M
2025
Payout Ratio
0.00%
2025

Dividend Sustainability Analysis

Payout Ratio
0.00%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
0.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Sustainability
Fair

Dividend sustainability questionable. Monitor closely for signs of stress. Consider whether yield justifies the risk.