CoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc.

COSO·NYSE

$25.34

-1.6%
Financial ServicesBanks - Regional

CoastalSouth Bancshares, Inc. operates as the bank holding company of CoastalStates Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, such as checking, savings and money market, certificates of deposit, and individual retirement accounts. Its loan products include residential mortgage, home equity loans, cash value line of credit, commercial and government guaranteed lending, and mortgage banker finance, as well as debit and credit cards. The company also offers customized and private banking, treasury management, and digital and telephone banking services. It operates retail banking branches in Hilton Head Island/Bluffton, South Carolina; Savannah, Georgia; and north metro Atlanta, Georgia. The company was incorporated in 2003 and is headquartered in Hilton Head Island, South Carolina.

At a Glance

Live Snapshot
Market Cap$304.98M
EPS2.2400
P/E Ratio11.31
Earnings Date07/27/2026
coso

CoastalSouth Bancshares, Inc. Street Expectations Map

COSO · NYSE

Wall Street analysts project that COSO stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 30.00, with estimates ranging from a low of 30.00 to a high of 30.00.

Lowest Target
30.00
18.39%
Consensus Target
30.00
18.39%
Highest Target
30.00
18.39%

The consensus 1-year price target stands at 30.00, with estimates ranging from a low of 30.00 to a high of 30.00.

Analyst Consensus Analysis

Upside Potential

+18.4%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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CoastalSouth Bancshares, Inc. Forward Estimates of Revenue

COSO · NYSE
Latest Revenue
135.78M
FY 2025
Avg Estimate
93.07M
FY 2026
Estimate Range
92.69M - 93.46M
Analyst Spread

Forward Growth Analysis

Projected Growth-31.5%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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CoastalSouth Bancshares, Inc. Forward Estimates of Net Income

COSO · NYSE
Latest Net Income
24.89M
FY 2025
Avg Estimate
26.73M
FY 2026
Estimate Range
26.58M - 26.87M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.4%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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CoastalSouth Bancshares, Inc. Forward Estimates of EPS

COSO · NYSE
Latest EPS
2.24
FY 2025
Avg Estimate
$2.32
FY 2026
Estimate Range
$2.31 - $2.33
Analyst Spread

Forward Growth Analysis

Projected Growth+3.6%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

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CoastalSouth Bancshares, Inc. Forward Estimates of EBIT

COSO · NYSE
Latest EBIT
31.14M
FY 2025
Avg Estimate
24.17M
FY 2026
Estimate Range
24.07M - 24.27M
Analyst Spread

Forward Growth Analysis

Projected Growth-22.4%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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CoastalSouth Bancshares, Inc. Forward Estimates of EBITDA

COSO · NYSE
Latest EBITDA
33.46M
FY 2025
Avg Estimate
26.02M
FY 2026
Estimate Range
25.91M - 26.13M
Analyst Spread

Forward Growth Analysis

Projected Growth-22.2%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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CoastalSouth Bancshares, Inc. Forward Estimates of SG&A Expense

COSO · NYSE
Latest SG&A Expense
31.64M
FY 2025
Avg Estimate
26.04M
FY 2026
Estimate Range
25.94M - 26.15M
Analyst Spread

Forward Growth Analysis

Projected Growth-17.7%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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CoastalSouth Bancshares, Inc. Insider Positioning

COSO · NYSE

During the last 12 months, insiders have purchased $43K and sold $118K worth of COSO shares, resulting in $75K of net selling activity.

3 Months

Bought

200

4.83K

Sold

4.6K

117.78K

Net Activity

-113K

-$113K

3-6 Months

Bought

1.5K

37.71K

Sold

0

0.00

Net Activity

+38K

+$38K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
HMB

High Michael B

Director

1.5K shares1 transactions

$38K

2
SSR

Stone Stephen R.

Director, Officer: President And Ceo

200 shares1 transactions

$5K

Top Sellers

1
VAP

Valduga Anthony P.

Officer: Cfo And Coo

4.6K shares1 transactions

$118K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Negative insider sentiment with $75K net selling. Selling notably exceeds buying, warranting closer scrutiny of company fundamentals.

Buy/Sell Ratio

0.36:1

Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.

Recent Trend (3 Months)

$113K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

Moderate Buying

2 insider buyers vs. 1 sellers. More insiders buying than selling indicates positive sentiment.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.