Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

CFGยทNYSE

$61.53

-1.3%
Financial ServicesBanks - Regional

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

At a Glance

Live Snapshot
Market Cap$26.02B
EPS3.9000
P/E Ratio13.76
Earnings Date07/16/2026
3Y-
5Y+23.0%
10Y+51.0%
3Y-1.0%
5Y+24.0%
10Y+54.0%
3Y+11.0%
5Y+16.0%
10Y+33.0%
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Citizens Financial Group, Inc. Funding & Solvency Profile

CFG ยท NYSE
Cash & Cash Equivalents12.73B
Net Receivables141.95B
Inventory0.00
Other Current Assets0.00
Total Current Assets191 B
Property, Plant & Equipment915.00M
Goodwill & Intangible Assets8.30B
Long-Term Investments7.93B
Other Non-Current Assets17.87B
Total Non-Current Assets27 B
Total Assets
226.35B

Financial Health Analysis

Current Ratio

1.04x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

7.60x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

8 B

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

85% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Citizens Financial Group, Inc. Balance Sheet

CFG โ€ข NYSE

Citizens Financial Group, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
ASSETS
CURRENT ASSETS
12.7B
11.2B
12B
10.9B
9.5B
13B
3.7B
4.2B
3.2B
4.1B
3.4B
3.6B
3B
3.2B
36.7B
32.6B
29.7B
23.7B
25.4B
22.4B
20.3B
19.5B
20.1B
19.2B
13.6B
18.7B
16B
18.4B
49.4B
43.8B
41.7B
34.6B
34.9B
35.4B
23.9B
23.8B
23.3B
23.4B
17B
22.3B
19B
21.5B
141.9B
1B
1.1B
1.5B
1.5B
1.9B
2.5B
2.9B
3.1B
3.7B
4B
4B
4.2B
3.4B
141.9B
1B
1.1B
1.5B
1.5B
1.9B
2.5B
2.9B
3.1B
3.7B
4B
4B
4.2B
3.4B
191.3B
44.9B
42.8B
36B
36.4B
37.3B
26.5B
26.6B
26.4B
27.1B
21B
26.3B
23.2B
25B
NON-CURRENT ASSETS
915M
875M
895M
844M
768M
759M
761M
791M
685M
601M
595M
595M
592M
643M
8.2B
8.2B
8.2B
8.2B
7.1B
7.1B
7B
6.9B
6.9B
6.9B
6.9B
6.9B
6.9B
11.3B
115M
146M
157M
197M
64M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.3B
8.3B
8.3B
8.4B
7.2B
7.1B
7B
6.9B
6.9B
6.9B
6.9B
6.9B
6.9B
11.3B
7.9B
145.9B
152.9B
164.8B
131.7B
127.7B
122.4B
118.5B
112.4B
109.1B
100.1B
94.3B
87.1B
85.4B
17.9B
17.5B
17B
16.7B
12.3B
10.5B
9.1B
7.6B
5.9B
5.8B
9.7B
4.8B
4.3B
4.7B
35B
172.6B
179.1B
190.7B
152B
146B
139.3B
133.9B
125.9B
122.4B
117.2B
106.6B
98.9B
102.1B
226.4B
217.5B
222B
226.7B
188.4B
183.3B
165.7B
160.5B
152.3B
149.5B
138.2B
132.9B
122.2B
127.1B
LIABILITIES
CURRENT LIABILITIES
58M
2B
505M
3M
74M
243M
274M
2.8B
2.7B
4.4B
3.4B
10.5B
7B
4.1B
183.3B
174.8B
177.3B
180.7B
154.4B
147.2B
125.3B
119.6B
115.1B
109.8B
102.5B
95.7B
86.9B
95.1B
183.4B
176.8B
177.8B
180.7B
154.4B
147.4B
125.6B
122.4B
117.8B
114.2B
106B
106.2B
93.9B
99.3B
NON-CURRENT LIABILITIES
11.2B
10.4B
13.5B
15.9B
6.9B
8.3B
14B
14.4B
11.8B
12.8B
9.9B
4.6B
1.4B
694M
0.0
0.0
0.0
0.0
0.0
629M
866M
573M
571M
714M
730M
493M
199M
446M
5.4B
6.1B
6.3B
6.4B
3.6B
4.3B
3B
2.3B
2B
2.1B
2B
2.2B
7.4B
2.5B
16.7B
16.5B
19.8B
22.3B
10.6B
13.3B
17.9B
17.3B
14.3B
15.6B
12.6B
7.4B
9B
3.7B
0.0
0.0
0.0
0.0
0.0
0.0
571M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
200B
193.3B
197.6B
203B
165B
160.7B
143.5B
139.7B
132.1B
129.8B
118.6B
113.6B
103B
102.9B
SHAREHOLDERS' EQUITY
-7.7B
-7B
-6B
-5.1B
-4.9B
-4.6B
-4.4B
-3.1B
-2.1B
-1.3B
-858M
-336M
0.0
0.0
2.1B
2.1B
2B
2B
2B
2B
1.6B
840M
247M
247M
247M
0.0
0.0
0.0
7M
7M
6M
6M
6M
6M
6M
6M
6M
6M
6M
6M
6M
6M
22.5B
22.4B
22.3B
22.1B
19B
18.9B
18.9B
18.8B
18.8B
18.7B
18.7B
18.7B
18.6B
18.6B
11.3B
10.4B
9.8B
9.2B
8B
6.4B
6.5B
5.4B
4.2B
2.7B
1.9B
1.3B
1.2B
5.8B
-2B
-3.6B
-3.8B
-4.6B
-665M
-60M
-411M
-1.1B
-820M
-668M
-387M
-372M
-648M
-312M
26.3B
24.3B
24.3B
23.7B
23.4B
22.7B
22.2B
20.8B
20.3B
19.7B
19.6B
19.3B
19.2B
24.1B
26.3B
24.3B
24.3B
23.7B
23.4B
22.7B
22.2B
20.8B
20.3B
19.7B
19.6B
19.3B
19.2B
24.1B
SUMMARY
226.4B
217.5B
222B
226.7B
188.4B
183.3B
165.7B
160.5B
152.3B
149.5B
138.2B
132.9B
122.2B
127.1B
44.6B
178.5B
182.6B
188.5B
157.1B
150.1B
142.7B
138.1B
132.5B
128.4B
113.7B
113B
103.1B
103.8B
11.3B
12.4B
14B
15.9B
7B
8.6B
14.3B
17.2B
14.4B
17.1B
13.3B
15.2B
8.4B
4.8B
-1.4B
1.2B
1.9B
5B
-2.5B
-4.5B
10.6B
13B
11.2B
13B
9.9B
11.5B
5.5B
1.6B
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177
429,487,177

SEC Filings

CFG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 04, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 16, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 09, 2026
April 23, 2026
2026
10-K

10-K 2025 FY

FY

February 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2026

N/A

January 21, 2026
January 21, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 03, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 15, 2025
October 15, 2025
2025
Showing 1 to 10 of 294 filings