Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

CFG·NYSE

$61.53

-1.3%
Financial ServicesBanks - Regional

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

At a Glance

Live Snapshot
Market Cap$26.02B
EPS3.9000
P/E Ratio15.78
Earnings Date07/16/2026
4.25%
Return on Invested Capital
21%
3Y-6.0%
5Y+46.0%
10Y+62.0%
6.96%
Return on Equity
12%
3Y-20.0%
5Y+49.0%
10Y+31.0%
0.81%
Return on Assets
17%
3Y-12.0%
5Y+40.0%
10Y+16.0%
Citizens Financial Group, Inc.

Citizens Financial Group, Inc. Management Team

CFG · NYSE
MD

Mr. Donald H. McCree III

Chair of Commercial Banking

Compensation

$1,692,675

Born 1962(Age 64)
male
MB

Mr. Bruce Winfield Van Saun

Chief Executive Officer & Chairman of the Board

Compensation

$4,237,810

Born 1957(Age 69)
male
MA

Mr. Aunoy Banerjee

Executive Vice President & Chief Financial Officer

Born 1978(Age 48)
male
MS

Ms. Susan A. LaMonica

Executive Vice President & Chief HR Officer

Compensation

$1,162,792

Born 1962(Age 64)
female
MC

Mr. Christopher J. Schnirel

Executive Vice President, Chief Accounting Officer & Controller

Born 1972(Age 54)
male
MM

Mr. Michael Ruttledge

Executive Vice President, Chief Information Officer & Head of Enterprise Security and Technology

Born 1964(Age 62)
male
MM

Ms. Michelle Moosally

General Counsel & Chief Legal Officer

female
MT

Mr. Thomas M. Metzger

Head of Citizens Private Wealth Manager

Born 1952(Age 74)
male
MK

Ms. Kristin Silberberg

Head of Investor Relations

female
MB

Mr. Brendan Coughlin

President & Vice Chair

Compensation

$3,640,927

Born 1980(Age 46)
male
MD

Mr. Donald H. McCree III

Senior Vice Chair & Head of Commercial Banking Division

Compensation

$1,692,675

Born 1962(Age 64)
male
MJ

Mr. John F. Woods

Vice Chairman & Chief Financial Officer

Compensation

$2,711,273

Born 1964(Age 62)
male
cfg

Citizens Financial Group, Inc. Insider Positioning

CFG · NYSE

During the last 12 months, insiders have sold $1.15M worth of CFG shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

19.3K

1.15M

Net Activity

-1.1M

-$1.15M

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
LS

Lamonica Susan

Officer: Chief Human Resources Officer

13.3K shares1 transactions

$769K

2
MM

Moosally Michelle

Officer: Chief Legal Officer

6.0K shares1 transactions

$376K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.15M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$1.15M

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.

SEC Filings

CFG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 09, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 10, 2025
April 24, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 11, 2024
April 25, 2024
2024
DEF 14A

DEF 14A

N/A

March 10, 2023
March 10, 2023
 
DEF 14A

DEF 14A 2022

N/A

March 11, 2022
April 28, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 05, 2021
April 22, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 09, 2020
April 23, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 08, 2019
April 25, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 09, 2018
April 26, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 07, 2017
April 27, 2017
2017
Showing 1 to 10 of 12 filings