Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

CFGยทNYSE

$61.53

-1.3%
Financial ServicesBanks - Regional

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

At a Glance

Live Snapshot
Market Cap$26.02B
EPS3.9000
P/E Ratio15.78
Earnings Date07/16/2026
0.77%
Dividend Yield
-17%
3Y-52.0%
5Y-28.0%
10Y+14.0%
37.84%
Dividend Payout Ratio
-14%
3Y-19.0%
5Y+16.0%
10Y+30.0%
3Y-
5Y+21.0%
10Y+340.0%
Citizens Financial Group, Inc.

Citizens Financial Group, Inc. Dividend History

CFG ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CFG Dividend Payment History

CFG ยท NYSE

Total Payments

47

Latest Dividend

$0.4600

Annual Amount

$2.2200

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 16, 2026
Apr 30, 2026May 14, 2026
$0.4600
$0.4600
Quarterly0.00%
Jan 21, 2026
Feb 4, 2026Feb 18, 2026
$0.4600
$0.4600
Quarterly0.00%
Oct 15, 2025
Oct 29, 2025Nov 12, 2025
$0.4600
$0.4600
Quarterly+9.52%
Jul 17, 2025
Jul 31, 2025Aug 14, 2025
$0.4200
$0.4200
Quarterly0.00%
Apr 16, 2025
Apr 30, 2025May 14, 2025
$0.4200
$0.4200
Quarterly0.00%
Jan 17, 2025
Jan 31, 2025Feb 14, 2025
$0.4200
$0.4200
Quarterly0.00%
Oct 16, 2024
Oct 30, 2024Nov 13, 2024
$0.4200
$0.4200
Quarterly0.00%
Jul 17, 2024
Jul 31, 2024Aug 14, 2024
$0.4200
$0.4200
Quarterly0.00%
Apr 17, 2024
May 1, 2024May 15, 2024
$0.4200
$0.4200
Quarterly0.00%
Jan 17, 2024
Jan 31, 2024Feb 14, 2024
$0.4200
$0.4200
Quarterly0.00%
Oct 17, 2023
Nov 1, 2023Nov 15, 2023
$0.4200
$0.4200
Quarterly0.00%
Jul 19, 2023
Aug 2, 2023Aug 16, 2023
$0.4200
$0.4200
Quarterly0.00%
Apr 19, 2023
May 3, 2023May 17, 2023
$0.4200
$0.4200
Quarterly0.00%
Jan 13, 2023
Jan 31, 2023Feb 14, 2023
$0.4200
$0.4200
Quarterly0.00%
Oct 19, 2022
Nov 2, 2022Oct 6, 2022
$0.4200
$0.4200
Quarterly0.00%
Jul 19, 2022
Aug 2, 2022Aug 16, 2022
$0.4200
$0.4200
Quarterly+7.69%
Apr 19, 2022
May 3, 2022May 17, 2022
$0.3900
$0.3900
Quarterly0.00%
Jan 19, 2022
Jan 31, 2022Feb 11, 2022
$0.3900
$0.3900
Quarterly0.00%
Oct 20, 2021
Oct 29, 2021Nov 12, 2021
$0.3900
$0.3900
Quarterly0.00%
Jul 20, 2021
Jul 30, 2021Aug 13, 2021
$0.3900
$0.3900
Quarterly0.00%
Apr 16, 2021
Apr 29, 2021May 13, 2021
$0.3900
$0.3900
Quarterly0.00%
Jan 20, 2021
Feb 3, 2021Feb 17, 2021
$0.3900
$0.3900
Quarterly0.00%
Oct 14, 2020
Oct 28, 2020Nov 12, 2020
$0.3900
$0.3900
Quarterly0.00%
Jul 17, 2020
Jul 29, 2020Aug 12, 2020
$0.3900
$0.3900
Quarterly0.00%
Apr 17, 2020
Apr 29, 2020May 13, 2020
$0.3900
$0.3900
Quarterly0.00%
Jan 17, 2020
Jan 29, 2020Feb 12, 2020
$0.3900
$0.3900
Quarterly+8.33%
Oct 18, 2019
Oct 30, 2019Nov 13, 2019
$0.3600
$0.3600
Quarterly0.00%
Jul 19, 2019
Jul 31, 2019Aug 14, 2019
$0.3600
$0.3600
Quarterly+12.50%
Apr 18, 2019
May 1, 2019May 15, 2019
$0.3200
$0.3200
Quarterly0.00%
Jan 18, 2019
Jan 31, 2019Feb 14, 2019
$0.3200
$0.3200
Quarterly+18.52%
Oct 19, 2018
Oct 31, 2018Nov 14, 2018
$0.2700
$0.2700
Quarterly0.00%
Jul 20, 2018
Aug 1, 2018Aug 15, 2018
$0.2700
$0.2700
Quarterly+22.73%
Apr 18, 2018
May 2, 2018May 16, 2018
$0.2200
$0.2200
Quarterly0.00%
Jan 18, 2018
Feb 1, 2018Feb 15, 2018
$0.2200
$0.2200
Quarterly+22.22%
Oct 18, 2017
Nov 1, 2017Nov 15, 2017
$0.1800
$0.1800
Quarterly0.00%
Jul 24, 2017
Aug 2, 2017Aug 16, 2017
$0.1800
$0.1800
Quarterly+28.57%
Apr 20, 2017
May 3, 2017May 17, 2017
$0.1400
$0.1400
Quarterly0.00%
Jan 20, 2017
Feb 2, 2017Feb 16, 2017
$0.1400
$0.1400
Quarterly+16.67%
Oct 21, 2016
Nov 2, 2016Nov 16, 2016
$0.1200
$0.1200
Quarterly0.00%
Jul 21, 2016
Aug 3, 2016Aug 17, 2016
$0.1200
$0.1200
Quarterly0.00%
Apr 21, 2016
May 4, 2016May 18, 2016
$0.1200
$0.1200
Quarterly+20.00%
Jan 22, 2016
Feb 4, 2016Feb 18, 2016
$0.1000
$0.1000
Quarterly0.00%
Oct 23, 2015
Nov 5, 2015Nov 19, 2015
$0.1000
$0.1000
Quarterly0.00%
Jul 21, 2015
Aug 3, 2015Aug 17, 2015
$0.1000
$0.1000
Quarterly0.00%
Apr 22, 2015
May 5, 2015May 19, 2015
$0.1000
$0.1000
Quarterly0.00%
Jan 26, 2015
Feb 5, 2015Feb 19, 2015
$0.1000
$0.1000
Quarterly0.00%
Oct 27, 2014
Nov 6, 2014Nov 20, 2014
$0.1000
$0.1000
Quarterly-
cfg

Citizens Financial Group, Inc. Payout Ratio Analysis

CFG ยท NYSE
Dividends Paid
-888.00M
2025
Net Income
1.83B
2025
Payout Ratio
48.50%
2025

Dividend Sustainability Analysis

Payout Ratio
48.50%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
43.6%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+1.7%

Flat or modest dividend growth. Company maintaining dividend but not increasing aggressively. Monitor whether due to business maturity or temporary headwinds.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.