BankUnited, Inc.

BankUnited, Inc.

BKUยทNYSE

$45.59

-0.46%
Financial ServicesBanks - Regional

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, commercial payment, and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers online, mobile, and telephone banking services. As of December 31, 2021, it operated through a network of 63 banking centers located in 13 Florida counties; and 4 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

At a Glance

Live Snapshot
Market Cap$3.31B
EPS3.5600
P/E Ratio12.81
Earnings Date07/22/2026
3Y+64.0%
5Y+78.0%
10Y+84.0%
3Y-6.0%
5Y+36.0%
10Y+19.0%
3Y-72.0%
5Y-59.0%
10Y+16.0%
BankUnited, Inc.

BankUnited, Inc. Profit Bridge

BKU ยท NYSE
Revenue2.14B
Cost of Goods Sold (1.08B)
Gross Profit1.06B
Operating Expenses (702.86M)
Operating Income357.32M
Interest Expense (805.21M)
Other Income/Expense0.00
Pretax Income357.32M
Income Tax (93.39M)
Net Income268.37M
Net Income
268.37M

Profitability Analysis

Gross Margin

49.5%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

16.7%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

12.5%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

26.1%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

BankUnited, Inc. Income Statement

BKU โ€ข NYSE

BankUnited, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
REVENUE
2.1B
2B
1.9B
1.3B
1.1B
1.2B
1.4B
1.6B
1.4B
1.2B
983M
867.9M
797.5M
789.4M
665.4M
791.8M
557M
GROSS PROFIT
(1.1B)
(1.1B)
(1.1B)
(392.6M)
(96.6M)
(494.3M)
(538M)
(425M)
(322.9M)
(239.7M)
(179.5M)
(148.2M)
(124.6M)
(142.2M)
(152.8M)
(219.6M)
(106.5M)
1.1B
958.3M
873M
915.4M
997M
706.5M
891.1M
1.2B
1B
925.9M
803.6M
719.8M
672.9M
647.2M
512.6M
572.2M
450.6M
OPERATING INCOME
(702.9M)
(642M)
(636M)
(540.3M)
(547.6M)
(457.2M)
(487.1M)
(740.5M)
(635M)
(590.4M)
(506.7M)
(426.5M)
(354.9M)
(302.4M)
(319.9M)
(259.7M)
(251.2M)
(532.7M)
(351.7M)
(347.5M)
(283.5M)
(262.2M)
(239M)
(252.3M)
(535.7M)
(436.3M)
(400.9M)
(332.9M)
(274M)
(209M)
(145.6M)
(170.1M)
(132.7M)
(117.4M)
357.3M
316.3M
237.1M
375.1M
449.4M
250.1M
404M
415.7M
404.5M
335.4M
296.9M
293.3M
318M
344.9M
192.7M
312.5M
199.4M
PRE-TAX INCOME
(805.2M)
(1B)
(983.8M)
(317.5M)
(163.8M)
(315.9M)
(529.1M)
(399.1M)
(254.2M)
(188.8M)
(135.2M)
(106.7M)
(92.6M)
(123.3M)
(138.9M)
(168.2M)
(83.9M)
1.4B
914.3M
873.8M
913M
795.7M
751.8M
752.8M
1.1B
950.3M
870.4M
745.7M
677.1M
646.2M
597.6M
499.2M
389.5M
203.6M
(170.2M)
(290.3M)
(288.5M)
(256.8M)
(285.3M)
(218.2M)
(234.8M)
(204.8M)
(198.7M)
(189.5M)
(172.9M)
(152.5M)
(145.9M)
(156.7M)
(149.8M)
(127M)
(133.8M)
0.0
0.0
0.0
0.0
0.0
-700K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
357.3M
316.3M
237.1M
375.1M
449.4M
249.4M
404M
415.7M
404.5M
335.4M
296.9M
293.3M
318M
344.9M
192.7M
312.5M
199.4M
NET INCOME
(93.4M)
(83.9M)
(58.4M)
(90.2M)
(34.4M)
(51.5M)
(90.9M)
(90.8M)
-209.8M
(109.7M)
(45.2M)
(89M)
(109.1M)
(133.6M)
(129.6M)
(127.8M)
(80.4M)
268.4M
232.5M
178.7M
285M
415M
197.9M
313.1M
324.9M
614.3M
225.7M
251.7M
204.2M
208.9M
211.3M
63.2M
184.7M
119M

SEC Filings

BKU - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 21, 2026
2026
8-K

8-K 2026

N/A

May 12, 2026
May 11, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 10, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 21, 2026
January 21, 2026
2026
8-K

8-K 2025

N/A

November 21, 2025
November 19, 2025
2025
8-K

8-K 2025

N/A

November 10, 2025
November 10, 2025
2025
Showing 1 to 10 of 243 filings