BankUnited, Inc.

BankUnited, Inc.

BKUยทNYSE

$45.59

-0.46%
Financial ServicesBanks - Regional

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, commercial payment, and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers online, mobile, and telephone banking services. As of December 31, 2021, it operated through a network of 63 banking centers located in 13 Florida counties; and 4 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

At a Glance

Live Snapshot
Market Cap$3.31B
EPS3.5600
P/E Ratio12.81
Earnings Date07/22/2026
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BankUnited, Inc. Street Expectations Map

BKU ยท NYSE

Wall Street analysts project that BKU stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 53.75, with estimates ranging from a low of 49.00 to a high of 65.00.

Lowest Target
49.00
7.48%
Consensus Target
53.75
17.90%
Highest Target
65.00
42.58%

The consensus 1-year price target stands at 53.75, with estimates ranging from a low of 49.00 to a high of 65.00.

Analyst Consensus Analysis

Upside Potential

+17.9%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

29.8% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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BankUnited, Inc. Forward Estimates of Revenue

BKU ยท NYSE
Latest Revenue
2.14B
FY 2025
Avg Estimate
1.15B
FY 2026
Estimate Range
1.14B - 1.16B
Analyst Spread

Forward Growth Analysis

Projected Growth-46.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BankUnited, Inc. Forward Estimates of Net Income

BKU ยท NYSE
Latest Net Income
268.37M
FY 2025
Avg Estimate
269.59M
FY 2026
Estimate Range
267.23M - 270.34M
Analyst Spread

Forward Growth Analysis

Projected Growth+0.5%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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BankUnited, Inc. Forward Estimates of EPS

BKU ยท NYSE
Latest EPS
3.56
FY 2025
Avg Estimate
$3.63
FY 2026
Estimate Range
$3.61 - $3.65
Analyst Spread

Forward Growth Analysis

Projected Growth+2.1%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage7 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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BankUnited, Inc. Forward Estimates of EBIT

BKU ยท NYSE
Latest EBIT
357.32M
FY 2025
Avg Estimate
272.47M
FY 2026
Estimate Range
269.59M - 275.22M
Analyst Spread

Forward Growth Analysis

Projected Growth-23.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BankUnited, Inc. Forward Estimates of EBITDA

BKU ยท NYSE
Latest EBITDA
393.13M
FY 2025
Avg Estimate
332.16M
FY 2026
Estimate Range
328.65M - 335.51M
Analyst Spread

Forward Growth Analysis

Projected Growth-15.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BankUnited, Inc. Forward Estimates of SG&A Expense

BKU ยท NYSE
Latest SG&A Expense
532.70M
FY 2025
Avg Estimate
232.07M
FY 2026
Estimate Range
229.61M - 234.41M
Analyst Spread

Forward Growth Analysis

Projected Growth-56.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BankUnited, Inc. Insider Positioning

BKU ยท NYSE

During the last 12 months, insiders have sold $926K worth of BKU shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

1.0K

45.97K

Net Activity

-46K

-$46K

3-6 Months

Bought

0

0.00

Sold

12.0K

591.49K

Net Activity

-591K

-$591K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

7.4K

288.75K

Net Activity

-289K

-$289K

Top Buyers

No buying activity

Top Sellers

1
RJD

Richards Jay D.

Officer: Officer Of Subsidiary

7.4K sharesโ€ข2 transactions

$328K

2
SS

Sobti Sanjiv

Director

5.0K sharesโ€ข1 transactions

$254K

3
MKA

Malcolm Kevin A.

Other: Officer Of Subsidiary

3.4K sharesโ€ข1 transactions

$162K

4
PDJ

Pauls Douglas J

Director

3.5K sharesโ€ข1 transactions

$136K

5
DJN

Digiacomo John N.

Director

1.0K sharesโ€ข1 transactions

$46K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $926K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$46K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.