$45.59
-0.46%BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, commercial payment, and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers online, mobile, and telephone banking services. As of December 31, 2021, it operated through a network of 63 banking centers located in 13 Florida counties; and 4 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
BKU โข NYSE
| BankUnited, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||||||||
268.4M | 232.5M | 178.7M | 285M | 415M | 197.9M | 313.1M | 324.9M | 614.3M | 225.7M | 251.7M | 204.2M | 208.9M | 211.3M | 63.2M | 184.7M | 119M | |
51M | 60.1M | 74.1M | 77.6M | 78.5M | 72.5M | 72.4M | 64.3M | 61.6M | 56.4M | 43.4M | 31.6M | 23.2M | 15.1M | 8M | 3.4M | 1.2M | |
-5.4M | -43.9M | -46.8M | 1.4M | -9M | -27.6M | 24.5M | 67.8M | 57.8M | 30.2M | 29.5M | -39.6M | 8.2M | -72.2M | -15.1M | 24.1M | -2.3M | |
20.5M | 21.6M | 19.6M | 20.9M | 15.9M | 20.4M | 23.4M | 23.1M | 22.7M | 18M | 16M | 15.6M | 13.9M | 23.2M | 144.8M | 1.3M | 0.0 | |
153.9M | 142.9M | 327.5M | 689.1M | 687.9M | 703.7M | 263.8M | 33M | -76.7M | -76.6M | -118.7M | -250.4M | -373.6M | -478M | -506.4M | -576M | -508M | |
(147.8M) | (101.8M) | (48.8M) | (0.0) | (248.5M) | (8.6M) | (229K) | (0.0) | (69.2M) | (16.5M) | (29.3M) | (130M) | (97.6M) | (258M) | (80.2M) | (197.2M) | (0.0) | |
-129.7M | 20.6M | 104.4M | 219.8M | 31.9M | -102.6M | -61.5M | 311.2M | -360.9M | 54.7M | -2.4M | -11.1M | 52.2M | -50.9M | 57M | -85.6M | 37M | |
358.6M | 433.8M | 657.5M | 1.3B | 1.2B | 864.2M | 635.7M | 824.3M | 318.6M | 308.5M | 219.5M | -49.7M | -67.1M | -351.6M | -248.6M | -448.1M | -353.1M | |
INVESTING ACTIVITIES | |||||||||||||||||
(22.9M) | (148.3M) | (100.3M) | (52.2M) | -44.2M | -19.6M | -63.8M | -190.5M | -99.6M | -88.6M | -187.3M | -126.8M | -184.1M | -71.1M | -42.6M | -27.5M | -4.9M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -277.6M | (0.0) | (0.0) | -1.6M | (0.0) | -50.5M | (3.4B) | |
-4.1B | -2.7B | -950.4M | -3.4B | -5.9B | -4.3B | -4.3B | -4.4B | -3.4B | -3.3B | -2.2B | -1.6B | -1.1B | -1.3B | -2.1B | -1.5B | -1.8B | |
4.1B | 2.8B | 1.9B | 2.9B | 5B | 3B | 4.8B | 2.9B | 2.8B | 2B | 1.8B | 761.5M | 1.6B | 1.6B | 897.4M | 913.7M | 186.3M | |
-213.7M | 187.4M | -106.7M | -1.6B | -691.6M | -1.3B | -1.5B | -275.7M | -1.8B | -2.5B | -3.7B | -2.8B | -2.9B | -15.5M | 983.9M | 1.6B | 1.1B | |
-214.4M | (409.7M) | (980.6M) | -2.1B | -1.6B | -2.6B | -1.1B | -2B | -2.5B | -3.8B | -4.6B | -3.8B | -2.6B | (201M) | -235.9M | (965.5M) | (2.9B) | |
FINANCING ACTIVITIES | |||||||||||||||||
-44.8M | 0.0 | -55.2M | -401.3M | -318.5M | -101M | -154M | -300M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 98.6M | 2.5M | 0.0 | |
-1.8B | -2.2B | -305M | 3.5B | -1.2B | -1.1B | -315M | 25M | -469M | 1.2B | 1.1B | 895M | 495M | -310.6M | -25.3M | 197.5M | -2.8B | |
-91.9M | -85.5M | -79.1M | -79.4M | -85.8M | -86.5M | -84.1M | -91.3M | -91.6M | -89.8M | -89M | -87.7M | -65.2M | -89M | -55.8M | -20M | (0.0) | |
-44.8M | (0.0) | -55.2M | -401.3M | -318.5M | -101M | -154M | -300M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
1.5B | 1.3B | -1.2B | -1.9B | 2B | 3.2B | 825.5M | 1.8B | 2.4B | 2.6B | 3.5B | 3B | 2B | 741.9M | 205.9M | -489.2M | 640.5M | |
-417.5M | -940.7M | -1.6B | 1.1B | 334.9M | 1.9B | 272.4M | 1.4B | 1.9B | 3.7B | 4.5B | 3.8B | 2.4B | 342.2M | 223.4M | -309.2M | -2.2B | |
CASH FLOW SUMMARY | |||||||||||||||||
-273.3M | -97.2M | 15.6M | 257.8M | -82.9M | 183M | -167.4M | 187.5M | -253.7M | 180.8M | 80M | -65.2M | -242.6M | 191.6M | -261M | 208.6M | 356.2M | |
491.1M | 588.3M | 572.6M | 314.9M | 397.7M | 214.7M | 382.1M | 194.6M | 448.3M | 267.5M | 187.5M | 252.7M | 495.4M | 303.7M | 564.8M | 356.2M | 0.0 | |
217.8M | 491.1M | 588.3M | 572.6M | 314.9M | 397.7M | 214.7M | 382.1M | 194.6M | 448.3M | 267.5M | 187.5M | 252.7M | 495.4M | 303.7M | 564.8M | 356.2M | |
358.6M | 433.8M | 657.5M | 1.3B | 1.2B | 844.6M | 571.9M | 633.8M | 219.1M | 220M | 32.2M | -176.6M | -251.2M | -422.7M | -291.2M | -475.6M | -358M |
BKU - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 12, 2026 | May 11, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 10, 2026 | December 31, 2025 | 2025 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 21, 2026 | January 21, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 19, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 10, 2025 | November 10, 2025 | 2025 |
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