BKU - NYSE

BankUnited, Inc.

BKU·NYSE

$45.59

-0.46%

Financial ServicesBanks - Regional

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, commercial payment, and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers online, mobile, and telephone banking services. As of December 31, 2021, it operated through a network of 63 banking centers located in 13 Florida counties; and 4 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$3.31B

EPS3.5600

P/E Ratio12.81

Earnings Date07/22/2026

35.04B

Assets

-1%

3Y-5.0%

5Y-

10Y+26.0%

31.99B

Total Liabilities

-1%

3Y-8.0%

5Y-

10Y+26.0%

3.05B

Total Equity

3Y+25.0%

5Y+2.0%

10Y+26.0%

BankUnited, Inc. Funding & Solvency Profile

BKU · NYSE

Current Assets

Cash & Cash Equivalents217.78M

Net Receivables24.05B

Inventory0.00

Other Current Assets0.00

Total Current Assets24 B

Non-Current Assets

Property, Plant & Equipment171.37M

Goodwill & Intangible Assets77.64M

Long-Term Investments9.40B

Other Non-Current Assets305.31M

Total Non-Current Assets10 B

Total Assets

35.04B

Financial Health Analysis

Current Ratio

15.41x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

10.47x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

23 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

69% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

BankUnited, Inc. Balance Sheet

BKU • NYSE

BankUnited, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	217.8M	491.1M	588.3M	572.6M	314.9M	397.7M	214.7M	382.1M	194.6M	448.3M	267.5M	180.8M	250.6M	491.4M	300.5M	560.2M	356.2M
Short-Term Investments	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	6.7B	6.1B	4.9B	4.6B	3.6B	4.2B	4.2B	0.0	0.0
Cash & Short-Term Investments	217.8M	491.1M	588.3M	572.6M	314.9M	397.7M	214.7M	382.1M	6.9B	6.5B	5.1B	4.8B	3.9B	4.7B	4.5B	560.2M	356.2M
Net Receivables	24.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	10.9M	0.0
Accounts Receivables	24.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	10.9M	0.0
Total Current Assets	24.3B	491.1M	588.3M	572.6M	314.9M	397.7M	214.7M	382.1M	6.9B	6.5B	5.1B	4.8B	3.9B	4.7B	4.5B	571.1M	356.2M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	171.4M	223.8M	371.9M	539.8M	640.7M	663.5M	698.2M	702.4M	599.5M	539.9M	483.5M	314.6M	196.5M	38.7M	70.6M	35.6M	0.0
Goodwill	77.6M	77.6M	77.6M	77.6M	77.6M	77.6M	0.0	77.7M	77.8M	78M	78M	67M	67M	67.2M	67.2M	67.2M	0.0
Intangible Assets	0.0	0.0	0.0	0.0	0.0	0.0	77.7M	0.0	0.0	47K	330K	1.4M	2.1M	2.5M	1.4M	1.8M	61M
Goodwill & Intangible Assets	77.6M	77.6M	77.6M	77.6M	77.6M	77.6M	77.7M	77.7M	77.8M	78M	78.3M	68.4M	69.1M	69.8M	68.7M	69M	61M
Long-Term Investments	9.4B	33.4B	33.6B	34.8B	33.8B	33B	31.1B	30.3B	21.6B	19.6B	16.8B	12.5B	9.1B	5.6B	4.2B	6.8B	6.8B
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	62.9M	105.6M	117.2M	70.6M	62.3M	19.5M	0.0	22.5M
Other Non-Current Assets	305.3M	1B	1.1B	1B	943.5M	865.7M	773.6M	664.2M	1.2B	1.1B	1.3B	1.4B	1.7B	1.9B	2.4B	3.4B	3.9B
Total Non-Current Assets	10B	34.8B	35.2B	36.5B	35.5B	34.6B	32.7B	31.8B	23.5B	21.4B	18.8B	14.4B	11.2B	7.7B	6.8B	10.3B	10.8B
Other Assets	809.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	35B	35.2B	35.8B	37B	35.8B	35B	32.9B	32.2B	30.3B	27.9B	23.9B	19.2B	15B	12.4B	11.3B	10.9B	11.1B
LIABILITIES
CURRENT LIABILITIES
Total Payables	29.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	114M
Accounts Payable	29.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	114M
Short Term Debt	1.6B	0.0	0.0	190M	199M	180M	100M	175M	0.0	0.0	0.0	0.0	0.0	0.0	206K	492K	3M
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	53.2M	0.0	82.7M
Other Current Liabilities	-29.4B	27.9B	26.5B	27.5B	29.4B	27.5B	24.4B	23.5B	21.9B	19.5B	16.9B	13.5B	10.5B	8.5B	7.4B	7.2B	7.7B
Total Current Liabilities	1.6B	27.9B	26.5B	27.7B	29.6B	27.7B	24.5B	23.6B	21.9B	19.5B	16.9B	13.5B	10.5B	8.5B	7.4B	7.2B	7.8B
NON-CURRENT LIABILITIES
Long Term Debt	319.7M	3.6B	5.8B	6.1B	2.6B	3.8B	4.9B	5.2B	5.2B	5.6B	4.4B	3.3B	2.4B	1.9B	2.2B	2.3B	2.1B
Deferred Tax Liabilities (Non-Current)	87.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.6M	0.0
Other Non-Current Liabilities	30B	923.2M	821.2M	750.5M	514.1M	506.2M	486.1M	392.5M	268.6M	328.7M	290.1M	327.7M	171.2M	106.1M	185.5M	192M	172.9M
Total Non-Current Liabilities	30.5B	4.6B	6.6B	6.9B	3.1B	4.4B	5.4B	5.6B	5.4B	6B	4.7B	3.6B	2.6B	2B	2.4B	2.5B	2.3B
Capital Lease Obligations	78.4M	24.6M	26.5M	28.4M	30.2M	32.6M	34.2M	8.4M	9.1M	9.7M	10.2M	10.6M	0.0	0.0	0.0	0.0	0.0
Total Liabilities	32B	32.4B	33.2B	34.6B	32.8B	32B	29.9B	29.2B	27.3B	25.5B	21.6B	17.2B	13.1B	10.6B	9.8B	9.6B	10B
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	54K	0.0	0.0	0.0
Common Stock	741K	747K	744K	757K	856K	931K	951K	991K	1.1M	1M	1M	1M	1M	950K	977K	930K	928K
Additional Paid-In Capital	271.7M	301.7M	283.6M	321.7M	707.5M	1B	1.1B	1.2B	1.5B	1.4B	1.4B	1.4B	1.3B	1.3B	1.2B	950.8M	946.8M
Retained Earnings	3B	2.8B	2.7B	2.6B	2.3B	2B	1.9B	1.7B	1.5B	949.7M	813.9M	651.6M	535.3M	413.4M	276.2M	269.8M	119M
Accumulated Other Comprehensive Income/Loss	-189.6M	-284.5M	-357.4M	-437.9M	-15.9M	-49.2M	-31.8M	4.9M	55M	41.2M	22.2M	46.4M	57.5M	84M	18M	32M	27.3M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	210K
Total Stockholders' Equity	3.1B	2.8B	2.6B	2.4B	3B	3B	3B	2.9B	3B	2.4B	2.2B	2.1B	1.9B	1.8B	1.5B	1.3B	1.1B
Total Equity	3.1B	2.8B	2.6B	2.4B	3B	3B	3B	2.9B	3B	2.4B	2.2B	2.1B	1.9B	1.8B	1.5B	1.3B	1.1B
SUMMARY
Total Liabilities & Equity	35B	35.2B	35.8B	37B	35.8B	35B	32.9B	32.2B	30.3B	27.9B	23.9B	19.2B	15B	12.4B	11.3B	10.9B	11.1B
Total Investments	9.4B	33.4B	33.6B	34.8B	33.8B	33B	31.1B	30.3B	28.3B	25.7B	21.6B	17.1B	12.8B	9.8B	8.4B	6.8B	6.8B
Total Debt	2B	3.6B	5.8B	6.3B	2.8B	4B	5B	5.4B	5.2B	5.6B	4.4B	3.3B	2.4B	1.9B	2.2B	2.3B	2.1B
Net Debt	1.8B	3.1B	5.2B	5.8B	2.5B	3.6B	4.8B	5B	5B	5.2B	4.1B	3.1B	2.2B	1.4B	1.9B	1.7B	1.7B
Shares Outstanding	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571	75,142,571

SEC Filings

BKU - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 12, 2026	May 11, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 22, 2026	April 22, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 10, 2026	December 31, 2025	2025	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 21, 2026	January 21, 2026	2026	View Filing
8-K 8-K 2025 N/A	November 21, 2025	November 19, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 10, 2025	November 10, 2025	2025	View Filing

Showing 1 to 10 of 243 filings

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