USCB - NASDAQ

USCB Financial Holdings, Inc.

USCB·NASDAQ

$18.03

-2.9%

Financial ServicesBanks - Regional

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various banking products and services to small-to-medium sized businesses. The company accepts checking, savings, money market, and time deposit accounts; and certificates of deposit. Its loan products include residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign banks loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers treasury, commercial payments, cash management, and online banking services. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$329.30M

EPS1.3400

P/E Ratio13.46

Earnings Date07/23/2026

uscb

Deferred Income Tax

Last Annual Value

0.00

3-Year CAGR

5-Year CAGR

10-Year CAGR

Adjust for Inflation

USCB Financial Holdings, Inc. Competitors Analysis of Deferred Income Tax

USCB · NASDAQ

Company	Deferred Income Tax	CAGR 3Y	CAGR 5Y	CAGR 10Y
USCB Financial Holdings, Inc. NASDAQ:USCB	0.00	N/A	N/A	N/A
Southern First Bancshares, Inc. NASDAQ:SFST	-1.30M	N/A	N/A	N/A
Bankwell Financial Group, Inc. NASDAQ:BWFG	0.00	N/A	N/A	N/A
BayCom Corp NASDAQ:BCML	-503.00K	N/A	N/A	N/A
Blue Ridge Bankshares, Inc. AMEX:BRBS	0.00	N/A	N/A	N/A
RBB Bancorp NASDAQ:RBB	0.00	N/A	N/A	N/A
West Bancorporation, Inc. NASDAQ:WTBA	0.00	N/A	N/A	N/A
Greene County Bancorp, Inc. NASDAQ:GCBC	-706.00K	N/A	N/A	N/A
Farmers & Merchants Bancorp, Inc. NASDAQ:FMAO	0.00	N/A	N/A	N/A
MVB Financial Corp. NASDAQ:MVBF	0.00	N/A	N/A	N/A
Orange County Bancorp, Inc. NASDAQ:OBT	0.00	N/A	N/A	N/A

USCB Financial Holdings, Inc. Fair Value Envelope

USCB · NASDAQ

Our analysis suggests that USCB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $18.03, this represents a potential HIDDEN relative to our calculated worth for USCB Financial Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $18.03

Related Guides

Blog Categories

Continue your USCB research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.