USCB - NASDAQ
USCB Financial Holdings, Inc.
$18.03
-2.9%USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various banking products and services to small-to-medium sized businesses. The company accepts checking, savings, money market, and time deposit accounts; and certificates of deposit. Its loan products include residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign banks loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers treasury, commercial payments, cash management, and online banking services. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.
At a Glance
Live SnapshotUSCB Financial Holdings, Inc. Management Team
Mr. Nicholas G. Bustle
Executive Vice President & Chief Corporate Lending Officer
Compensation
$487,951
Mr. William Turner
Executive Vice President & Chief Credit Officer
Mr. Robert B. Anderson CPA
Executive Vice President & Chief Financial Officer
Compensation
$604,497
Mr. Oscar Gomez
Executive Vice President & Head of Global Banking Division
Mr. Andres L. Collazo
Executive Vice President and Director of Operations & Information Technology Systems
Ms. Martha Guerra-Kattou
Executive Vice President and Director of Sales & Marketing
Ms. Maricarmen Logrono
Executive Vice President, Chief Risk Officer & Corporate Secretary
Mr. Luis F. de la Aguilera
President, Chief Executive Officer & Chairman
Compensation
$1,055,069
Ms. Jessica Goldberg
Senior Vice President & Human Resources Director
Mr. Roberto Diaz CPA
Senior Vice President, Controller & Chief Accounting Officer
USCB Financial Holdings, Inc. Insider Positioning
During the last 12 months, insiders have sold $50.42M worth of USCB shares, with no buying activity reported.
3 Months
0
0.00
256.1K
4.66M
-4.7M
-$4.66M
3-6 Months
0
0.00
131.0K
2.43M
-2.4M
-$2.43M
6-9 Months
0
0.00
1.3M
22.70M
-22.7M
-$22.70M
9-12 Months
0
0.00
1.2M
20.63M
-20.6M
-$20.63M
Top Buyers
No buying activity
Top Sellers
Wycoff W Kirk
10 Percent Owner
$46.33M
De La Aguilera Luis
Director, Officer: President And Ceo
$3.50M
Abadin Ramon
Director
$282K
Collazo Andres
Officer: Evp, Operations & It
$168K
Guerra-Kattou Martha
Officer: Evp, Sales And Marketing
$74K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $50.42M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.
SEC Filings
USCB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2025 N/A | April 21, 2026 | December 31, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | April 22, 2025 | December 31, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | April 23, 2024 | December 31, 2023 | 2023 | |
DEF 14A DEF 14A 2023 N/A | April 17, 2023 | May 22, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | April 25, 2022 | May 31, 2022 | 2022 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.