USCB - NASDAQ
USCB Financial Holdings, Inc.
$18.03
-2.9%USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various banking products and services to small-to-medium sized businesses. The company accepts checking, savings, money market, and time deposit accounts; and certificates of deposit. Its loan products include residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign banks loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers treasury, commercial payments, cash management, and online banking services. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.
At a Glance
Live SnapshotUSCB Financial Holdings, Inc. Dividend History
USCB Dividend Payment History
Total Payments
10
Latest Dividend
$0.1250
Annual Amount
$0.5500
Frequency
Quarterly
| Declaration | Ex-Date | Payment Date | Dividend | Adjusted | Frequency | Growth |
|---|---|---|---|---|---|---|
Apr 20, 2026 | May 15, 2026 | Jun 5, 2026 | $0.1250 | $0.1250 | Quarterly | 0.00% |
Jan 20, 2026 | Feb 17, 2026 | Mar 5, 2026 | $0.1250 | $0.1250 | Quarterly | +25.00% |
Oct 20, 2025 | Nov 14, 2025 | Dec 5, 2025 | $0.1000 | $0.1000 | Quarterly | 0.00% |
Jul 21, 2025 | Aug 15, 2025 | Sep 5, 2025 | $0.1000 | $0.1000 | Quarterly | 0.00% |
Apr 21, 2025 | May 15, 2025 | Jun 5, 2025 | $0.1000 | $0.1000 | Quarterly | 0.00% |
Jan 21, 2025 | Feb 14, 2025 | Mar 5, 2025 | $0.1000 | $0.1000 | Quarterly | +100.00% |
Oct 28, 2024 | Nov 15, 2024 | Dec 5, 2024 | $0.0500 | $0.0500 | Quarterly | 0.00% |
Jul 22, 2024 | Aug 15, 2024 | Sep 5, 2024 | $0.0500 | $0.0500 | Quarterly | 0.00% |
Apr 22, 2024 | May 15, 2024 | Jun 5, 2024 | $0.0500 | $0.0500 | Quarterly | 0.00% |
Jan 22, 2024 | Feb 15, 2024 | Mar 5, 2024 | $0.0500 | $0.0500 | Quarterly | - |
USCB Financial Holdings, Inc. Payout Ratio Analysis
Dividend Sustainability Analysis
Payout Ratio
Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.
FCF Payout Ratio
Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.
Dividend Growth
Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.
Sustainability
Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.
Key Insight
Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.