Upbound Group, Inc.

Upbound Group, Inc.

UPBDยทNASDAQ

$17.89

-3.9%
TechnologySoftware - Application

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and company-owned stores and e-commerce platform through rentacenter.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was founded in 1960 and is headquartered in Plano, Texas.

At a Glance

Live Snapshot
Market Cap$1.04B
EPS1.3000
P/E Ratio13.76
Earnings Date07/30/2026
3Y+11.0%
5Y+67.0%
10Y+58.0%
3Y+493.0%
5Y-65.0%
10Y-165.0%
3Y-35.0%
5Y+29.0%
10Y-14.0%
Upbound Group, Inc.

Upbound Group, Inc. Profit Bridge

UPBD ยท NASDAQ
Revenue4.70B
Cost of Goods Sold (3.08B)
Gross Profit1.62B
Operating Expenses (1.39B)
Operating Income223.35M
Interest Expense (112.98M)
Other Income/Expense-115.26M
Pretax Income108.09M
Income Tax (34.85M)
Net Income73.24M
Net Income
73.24M

Profitability Analysis

Gross Margin

34.5%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

4.8%

Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.

Net Profit Margin

1.6%

Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.

Effective Tax Rate

32.2%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Upbound Group, Inc. Income Statement

UPBD โ€ข NASDAQ

Upbound Group, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
4.7B
4.3B
4B
4.2B
4.6B
2.8B
2.7B
2.7B
2.7B
3B
3.3B
3.2B
3.1B
3.1B
2.9B
2.7B
2.8B
2.9B
2.9B
2.4B
GROSS PROFIT
(3.1B)
(2.2B)
(2B)
(2.2B)
(2.3B)
(1.1B)
(1B)
(972.3M)
(984M)
(1B)
(1.2B)
(973.4M)
(954.7M)
(948.7M)
(829.7M)
(2.3B)
(2.3B)
(2.5B)
(2.5B)
(2B)
1.6B
2.1B
2B
2.1B
2.2B
1.7B
1.6B
1.7B
1.7B
1.9B
2.1B
2.2B
2.1B
2.1B
2.1B
452.3M
431.9M
416.5M
444.6M
394.4M
OPERATING INCOME
(1.4B)
(1.8B)
(1.9B)
(1.9B)
(2B)
(1.4B)
(1.4B)
(1.6B)
(1.8B)
(1.9B)
(2B)
(2B)
(1.9B)
(1.8B)
(1.7B)
(129.6M)
(135.6M)
(137.7M)
(201.7M)
(172.4M)
(1.2B)
(821.6M)
(977.6M)
(820.8M)
(839.7M)
(732.2M)
(772.7M)
(846.9M)
(903.6M)
(958M)
(1B)
(1.1B)
(1.9B)
(1.8B)
(1.7B)
(126.3M)
(132.8M)
(125.6M)
(123.7M)
(93.6M)
(0.0)
(0.0)
(9.2M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
223.3M
291.6M
162.9M
148.5M
280.5M
237.3M
253.9M
56.1M
-63.1M
-66.6M
-1B
193.5M
246.2M
318.5M
293.2M
303.8M
296.3M
274.3M
204.2M
221.9M
PRE-TAX INCOME
(113M)
(110.6M)
(113.4M)
(87.7M)
(70.9M)
(15.3M)
(31M)
(43M)
(46M)
(47.2M)
(49.3M)
(52.1M)
(39.6M)
(32.1M)
(37.2M)
(26.8M)
(26.8M)
(66.2M)
(94.8M)
(0.0)
-110.4M
-107.5M
-110M
-87.1M
-70.7M
-14.6M
-27.9M
-41.8M
-45.2M
-46.7M
-48.7M
-51.1M
-38.8M
-31.2M
-36.6M
-29M
-26M
-57.4M
-88M
0.0
(212.2M)
(967.1M)
(872.6M)
(1.1B)
(1.1B)
(702.6M)
(617.5M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-115.3M
-114.1M
-110M
-87.1M
-86.2M
-14.6M
-30.1M
-42.3M
-47.1M
-46.7M
-48.7M
-51.1M
-38.8M
-26.8M
-61.1M
-50.5M
-26M
-57M
-188.9M
-57.8M
108.1M
177.5M
52.9M
61.5M
194.3M
222.8M
223.8M
13.8M
-110.2M
-113.3M
-1.1B
142.4M
207.4M
287.2M
256.6M
274.8M
270.4M
221.3M
116.3M
164.1M
NET INCOME
(34.8M)
(54.1M)
(58M)
(49.1M)
(59.4M)
(14.7M)
(50.2M)
(5.3M)
-116.9M
-8.1M
-190M
(45.9M)
(79.1M)
(103.8M)
(91.9M)
(103.1M)
(102.5M)
(81.7M)
(40M)
(61M)
73.2M
123.5M
-5.2M
12.4M
134.9M
208.1M
173.5M
8.5M
6.7M
-113.3M
-866.6M
96.4M
128.2M
183.5M
164.6M
171.6M
167.9M
139.6M
76.3M
103.1M

SEC Filings

UPBD - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 03, 2026
June 02, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 21, 2026
June 02, 2026
2026
10-K

10-K 2025 FY

FY

February 23, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 19, 2026
2026
8-K

8-K 2025

N/A

November 21, 2025
November 17, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 31, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 30, 2025
October 30, 2025
2025
Showing 1 to 10 of 506 filings