Upbound Group, Inc.

Upbound Group, Inc.

UPBDยทNASDAQ

$17.89

-3.9%
TechnologySoftware - Application

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and company-owned stores and e-commerce platform through rentacenter.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was founded in 1960 and is headquartered in Plano, Texas.

At a Glance

Live Snapshot
Market Cap$1.04B
EPS1.3000
P/E Ratio13.76
Earnings Date07/30/2026
3Y-35.0%
5Y+29.0%
10Y-14.0%
3Y+548.0%
5Y+1859.0%
10Y+585.0%
3Y-142.0%
5Y-224.0%
10Y-160.0%
UPBD

Upbound Group, Inc. Cash Conversion Engine

UPBD ยท NASDAQ
Net Income73.24M
Depreciation & Amortization1.44B
Stock-Based Compensation45.37M
Change in Working Capital-1.46B
Others156.66M
Capital Expenditures-66.86M
Free Cash Flow238.71M

Cash Flow Quality Analysis

FCF Conversion Rate

325.9%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

21.9%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

+392.7%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$1.46B

Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extensionโ€”monitor closely.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Upbound Group, Inc. Cash Flow Statement

UPBD โ€ข NASDAQ

Upbound Group, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
73.2M
123.5M
-5.2M
12.4M
134.9M
208.1M
173.5M
8.5M
6.7M
-105.2M
-866.6M
96.4M
128.2M
183.5M
164.6M
171.6M
167.9M
139.6M
76.3M
103.1M
1.4B
118.4M
1.3B
1.4B
1.4B
690.4M
680.7M
685.6M
697M
736.6M
797.9M
766.8M
735.6M
700.3M
626.4M
571M
586.2M
646.7M
650.7M
528.7M
46.7M
-27.1M
-17.9M
-41.2M
48.3M
-6.6M
55.3M
6.8M
-86.1M
-33M
-231.7M
26.8M
23.7M
5.4M
78.8M
95.8M
35.9M
77.5M
11.2M
-7.1M
45.4M
0.0
162.1M
159.4M
147.6M
12.3M
7M
6M
3.9M
9.2M
9.5M
6.6M
6.5M
8.4M
4.5M
4.1M
3.5M
3.3M
0.0
0.0
156.7M
1.4B
32.8M
37.1M
30.7M
34.4M
-3.3M
28M
38.1M
172.7M
1.2B
28.8M
18.9M
2.6M
22.2M
50.9M
25.2M
16.7M
54.6M
9.3M
(0.0)
(0.0)
(89.2M)
(72.3M)
(19.3M)
(51.6M)
(24.3M)
(2.2M)
(2M)
(18.5M)
(128.1M)
(146.3M)
(52.3M)
(88.9M)
(10.5M)
(124.1M)
(69.3M)
(21M)
(0.0)
(0.0)
-1.5B
-1.5B
-1.3B
-1.1B
-1.4B
-702.1M
-697.7M
-507.3M
-549M
-426.6M
-678.8M
-906.2M
-778.5M
-682.3M
-609.9M
-677M
-488.5M
-499.2M
-572.8M
-451.5M
305.6M
104.7M
200.3M
468.5M
392.3M
236.5M
215.4M
227.5M
110.5M
353.7M
230.5M
19.1M
134.3M
217.9M
286.6M
216.5M
330.1M
384.7M
240.4M
187.4M
INVESTING ACTIVITIES
(0.0)
-56.3M
-53.4M
-61.4M
-62.5M
-34.5M
-21.2M
-28M
-65.5M
-61.1M
-80.9M
-83.8M
-108.4M
-102.5M
-132.7M
-93M
-68.8M
-61.9M
-102M
-84.4M
-278.9M
(17.3M)
-39K
-995K
-1.3B
-700K
-28.9M
(23.3M)
(2.1M)
-3.1M
-25.2M
-27.4M
-41.2M
-13.3M
-26.7M
-74.4M
-7.2M
-15.7M
-20.1M
-657.4M
-124.8M
-2.5M
2.5M
52K
4K
14.6M
70.8M
25.3M
4.6M
5.3M
16M
14.5M
20M
5M
208K
203K
3.1M
6.1M
4.5M
1.4M
-403.7M
-41.5M
-51M
-62.3M
-1.3B
-20.6M
(20.8M)
-4.7M
-63.3M
-59M
-90.1M
-96.7M
-129.6M
-110.7M
-159.2M
-167.2M
-72.9M
-71.5M
-117.6M
-740.4M
FINANCING ACTIVITIES
566K
1.8M
-50M
-75.1M
-390.1M
-26.6M
-1.3M
-317K
270K
-338K
-506K
0.0
-217.4M
-61.9M
-164.2M
-84.5M
-8.8M
-13.4M
-83.4M
15.4M
250.9M
-8.9M
-68.6M
-208.8M
1.4B
-42M
-303.2M
-139.3M
-52.5M
-233.8M
-74.4M
126.5M
228.8M
-53.2M
39.3M
-11M
-238M
-313.6M
-41.2M
568.1M
-87.9M
-82.3M
-83.1M
-79.2M
-71.5M
-63.1M
-13.7M
(0.0)
-12.8M
-25.6M
-51M
-48.7M
-46.8M
-37.9M
-26.9M
-7.8M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-50M
-75.1M
-390.1M
-26.6M
-1.3M
-317K
(0.0)
-338K
-506K
(0.0)
-217.4M
-61.9M
-164.2M
-84.5M
-8.8M
-13.4M
-83.4M
-4.7M
-7.2M
-4.1M
-464K
1.8M
-56.5M
10.3M
-3.4M
-1M
-5.5M
0.0
2.1M
5M
12.3M
4.3M
7M
3M
1.8M
3.7M
6.9M
4.3M
156.5M
-93.5M
-202.1M
-370.7M
892.8M
-126.7M
-321.6M
-140.3M
-70.5M
-259.4M
-123.9M
82.9M
-23.1M
-134.5M
-109.8M
-81.3M
-245.1M
-323.2M
-117.8M
587.8M
CASH FLOW SUMMARY
1.4M
-2.5M
2.4M
391K
-289K
-256K
556K
-77K
926K
-349K
-2.3M
-1.4M
-408K
310K
-201K
950K
2.3M
0.0
0.0
0.0
59.7M
-32.8M
-50.4M
35.8M
-51.1M
89M
-84.9M
82.4M
-22.4M
35M
14.2M
3.9M
-18.8M
-27M
17.3M
-31.1M
14.4M
-10M
5M
34.7M
60.9M
93.7M
144.1M
108.3M
159.4M
70.5M
155.4M
73M
95.4M
60.4M
46.1M
42.3M
61.1M
88.1M
70.7M
101.8M
87.4M
97.4M
92.3M
57.6M
120.5M
60.9M
93.7M
144.1M
108.3M
159.4M
70.5M
155.4M
73M
95.4M
60.4M
46.1M
42.3M
61.1M
88.1M
70.7M
101.8M
87.4M
97.4M
92.3M
238.7M
48.4M
146.9M
407.1M
329.8M
202M
194.3M
199.5M
45.1M
292.6M
149.6M
-64.7M
26M
115.4M
153.9M
123.5M
261.3M
322.8M
138.4M
103M

SEC Filings

UPBD - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 03, 2026
June 02, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 21, 2026
June 02, 2026
2026
10-K

10-K 2025 FY

FY

February 23, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 19, 2026
2026
8-K

8-K 2025

N/A

November 21, 2025
November 17, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 31, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 30, 2025
October 30, 2025
2025
Showing 1 to 10 of 506 filings