Upbound Group, Inc.

Upbound Group, Inc.

UPBDยทNASDAQ

$17.89

-3.9%
TechnologySoftware - Application

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and company-owned stores and e-commerce platform through rentacenter.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was founded in 1960 and is headquartered in Plano, Texas.

At a Glance

Live Snapshot
Market Cap$1.04B
EPS1.3000
P/E Ratio13.76
Earnings Date07/30/2026
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Upbound Group, Inc. Street Expectations Map

UPBD ยท NASDAQ

Wall Street analysts project that UPBD stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 39.67, with estimates ranging from a low of 33.00 to a high of 45.00.

Lowest Target
33.00
84.46%
Consensus Target
39.67
121.74%
Highest Target
45.00
151.54%

The consensus 1-year price target stands at 39.67, with estimates ranging from a low of 33.00 to a high of 45.00.

Analyst Consensus Analysis

Upside Potential

+121.7%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

30.2% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Upbound Group, Inc. Forward Estimates of Revenue

UPBD ยท NASDAQ
Latest Revenue
4.70B
FY 2025
Avg Estimate
5.03B
FY 2026
Estimate Range
5.02B - 5.05B
Analyst Spread

Forward Growth Analysis

Projected Growth+7.0%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Upbound Group, Inc. Forward Estimates of Net Income

UPBD ยท NASDAQ
Latest Net Income
73.24M
FY 2025
Avg Estimate
267.28M
FY 2026
Estimate Range
256.85M - 277.70M
Analyst Spread

Forward Growth Analysis

Projected Growth+264.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread8%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Upbound Group, Inc. Forward Estimates of EPS

UPBD ยท NASDAQ
Latest EPS
1.30
FY 2025
Avg Estimate
$4.78
FY 2026
Estimate Range
$4.59 - $4.96
Analyst Spread

Forward Growth Analysis

Projected Growth+267.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread8%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Upbound Group, Inc. Forward Estimates of EBIT

UPBD ยท NASDAQ
Latest EBIT
221.07M
FY 2025
Avg Estimate
287.41M
FY 2026
Estimate Range
286.83M - 288.55M
Analyst Spread

Forward Growth Analysis

Projected Growth+30.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Upbound Group, Inc. Forward Estimates of EBITDA

UPBD ยท NASDAQ
Latest EBITDA
273.03M
FY 2025
Avg Estimate
419.70M
FY 2026
Estimate Range
418.87M - 421.37M
Analyst Spread

Forward Growth Analysis

Projected Growth+53.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Upbound Group, Inc. Forward Estimates of SG&A Expense

UPBD ยท NASDAQ
Latest SG&A Expense
1.18B
FY 2025
Avg Estimate
1.08B
FY 2026
Estimate Range
1.08B - 1.08B
Analyst Spread

Forward Growth Analysis

Projected Growth-8.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Upbound Group, Inc. Insider Positioning

UPBD ยท NASDAQ

During the last 12 months, insiders have purchased $72K and sold $247K worth of UPBD shares, resulting in $175K of net selling activity.

3 Months

Bought

1.9K

36.26K

Sold

0

0.00

Net Activity

+36K

+$36K

3-6 Months

Bought

2.0K

35.48K

Sold

0

0.00

Net Activity

+35K

+$35K

6-9 Months

Bought

0

0.00

Sold

12.3K

246.92K

Net Activity

-247K

-$247K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
BJJ

Brown Jeffrey J

Director

3.9K sharesโ€ข2 transactions

$72K

Top Sellers

1
KF

Karam Fahmi

Officer: Chief Executive Officer

12.3K sharesโ€ข1 transactions

$247K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $175K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.29:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$36K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Balanced

1 insider buyers and 1 sellers. Equal participation suggests mixed or neutral insider views.