Upbound Group, Inc.

Upbound Group, Inc.

UPBDยทNASDAQ

$17.89

-3.9%
TechnologySoftware - Application

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and company-owned stores and e-commerce platform through rentacenter.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was founded in 1960 and is headquartered in Plano, Texas.

At a Glance

Live Snapshot
Market Cap$1.04B
EPS1.3000
P/E Ratio13.76
Earnings Date07/30/2026
Upbound Group, Inc.

Upbound Group, Inc. Fair Value Envelope

UPBD ยท NASDAQ

Our analysis suggests that UPBD has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.89, this represents a potential HIDDEN relative to our calculated worth for Upbound Group, Inc..

Intrinsic Value
Current Price: $17.89

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$2,656.7B
+ Cash & Equivalents$120.5M
Firm Value$2,656.8B
- Debt$1.9B
Equity Value$2,655.0B
/ Shares Outstanding57,905,700B
DCF Value$45.9K
UNDERVALUED BY 256190%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$611.1M
$1.2B
$2.4B
$4.9B
$9.8B
$19.6B
$39.1B
$78.2B
$156.5B
$312.9B
Maintenance CapEx
-$26.7M
-$53.5M
-$107.0M
-$214.0M
-$427.9M
-$855.8M
-$1.7B
-$3.4B
-$6.8B
-$13.7B
Owner Earnings
$584.4M
$1.2B
$2.3B
$4.7B
$9.4B
$18.7B
$37.4B
$74.8B
$149.6B
$299.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$541.1M
$1.0B
$1.9B
$3.4B
$6.4B
$11.8B
$21.8B
$40.4B
$74.8B
$138.6B
Terminal Value represents 88.7% of Enterprise Value