TrustCo Bank Corp NY

TrustCo Bank Corp NY

TRST·NASDAQ

$50.79

-2.5%
Financial ServicesBanks - Regional

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.

At a Glance

Live Snapshot
Market Cap$887.55M
EPS3.2500
P/E Ratio15.63
Earnings Date07/20/2026
-7.34%
Return on Invested Capital
-227%
3Y-175.0%
5Y-217.0%
10Y-211.0%
8.90%
Return on Equity
23%
3Y-29.0%
5Y-4.0%
10Y-10.0%
0.95%
Return on Assets
21%
3Y-24.0%
5Y+7.0%
10Y+8.0%
TrustCo Bank Corp NY

TrustCo Bank Corp NY Management Team

TRST · NASDAQ
MK

Mr. Kevin M. Curley

Executive Vice President & Chief Banking Officer

Compensation

$988,848

Born 1966(Age 60)
male
MM

Mr. Michael M. Ozimek

Executive Vice President & Chief Financial Officer

Compensation

$1,029,460

Born 1974(Age 52)
male
MR

Mr. Robert Michael Leonard

Executive Vice President & Chief Operating Officer

Compensation

$1,099,326

Born 1963(Age 63)
male
ME

Mr. Eric W. Schreck

Executive Vice President & Treasurer

Compensation

$451,718

Born 1967(Age 59)
male
MM

Mr. Michael James Hall Esq.

General Counsel & Corporate Secretary

Born 1965(Age 61)
male
MR

Mr. Robert Joseph McCormick

President, Chief Executive Officer & Chairman of the Board

Compensation

$1,903,631

Born 1964(Age 62)
male
MM

Ms. Michelle L. Simmonds

Senior Vice President & Chief Lending Officer

female
MC

Ms. Carly Batista

Senior Vice President & Chief Operating Officer

female
MJ

Mr. John R. George

Senior Vice President & Chief Retail Banking Officer

male
MM

Mr. Michael J. Ewell

Senior Vice President & Chief Risk Officer

male
trst

TrustCo Bank Corp NY Insider Positioning

TRST · NASDAQ

During the last 12 months, insiders have purchased $69K worth of TRST shares, with no selling activity reported.

3 Months

Bought

693

29.87K

Sold

0

0.00

Net Activity

+30K

+$30K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

200

8.54K

Sold

0

0.00

Net Activity

+9K

+$9K

9-12 Months

Bought

975

30.59K

Sold

0

0.00

Net Activity

+31K

+$31K

Top Buyers

1
CKM

Curley Kevin M

Officer: Executive Vice President & Coo

588 shares1 transactions

$25K

2
CS

Cotugno Steffani

Director

750 shares1 transactions

$23K

3
LLM

Lucarelli Lisa M

Director

200 shares1 transactions

$9K

4
HMJ

Hall Michael James

Officer: General Counsel & Secretary

225 shares1 transactions

$7K

5
SFB

Silverman Frank B

Director

105 shares1 transactions

$5K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $69K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

∞:1

Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.

Recent Trend (3 Months)

$30K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

5 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.

SEC Filings

TRST - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 01, 2026
May 19, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 01, 2025
May 20, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 01, 2024
May 21, 2024
2024
DEF 14A

DEF 14A

N/A

April 03, 2023
April 03, 2023
 
DEF 14A

DEF 14A 2022

N/A

April 01, 2022
May 19, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 01, 2021
May 20, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 03, 2020
May 21, 2020
2020
DEF 14A

DEF 14A 2019

N/A

April 01, 2019
May 23, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 02, 2018
May 17, 2018
2018
DEF 14A

DEF 14A 2017

N/A

April 03, 2017
May 18, 2017
2017
Showing 1 to 10 of 34 filings